[Form 4] CONSUMERS BANCORP INC /OH/ Insider Trading Activity

Rhea-AI Filing Summary

Benavides David E reported acquisition or exercise transactions in this Form 4 filing.

Consumers Bancorp senior vice president and senior loan officer David E. Benavides received a grant of 1,228 performance-based restricted stock units tied to the company’s common stock. These units are a form of equity compensation rather than an open-market share purchase.

The performance-based RSUs will vest based on achievement of identified performance measures for fiscal year 2027, followed by additional time-based vesting in equal 25% installments on June 30, 2028, 2029 and 2030, assuming continuous employment. The reported 1,228 units represent the maximum payout; the executive could ultimately earn 0–50% of this amount depending on performance.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Benavides David E

Role SVP, Senior Loan Officer

Type	Security	Shares	Price	Value
Grant/Award	Restricted Stock Units (Performance Based Vesting)	1,228	$0.00	--

Holdings After Transaction: Restricted Stock Units (Performance Based Vesting) — 1,228 shares (Direct)

Footnotes (1)

1. [object Object]

Key Figures

RSUs granted: 1,228 units Grant price: $0.00 per unit Underlying shares: 1,228 shares +3 more

6 metrics

RSUs granted 1,228 units Performance-based RSU award to SVP David E. Benavides

Grant price $0.00 per unit Equity compensation, not an open-market purchase

Underlying shares 1,228 shares Common stock underlying the RSU award

Post-grant holdings (RSUs) 1,228 units Total restricted stock units following this transaction

Performance period Fiscal year 2027 Performance measures determine RSU earn-out

Time-based vesting dates June 30, 2028, 2029, 2030 25% installments subject to continued employment

Key Terms

Restricted Stock Units (Performance Based Vesting), performance based RSUs, time-based vesting, fiscal year 2027, +1 more

5 terms

Restricted Stock Units (Performance Based Vesting) financial

"security_title: Restricted Stock Units (Performance Based Vesting)"

performance based RSUs financial

"The performance based RSUs will vest based on achievement of identified performance measures"

time-based vesting financial

"with additional time-based vesting in equal 25% installments on June 30, 2028, 2029 and 2030"

Time-based vesting is a schedule that gives employees or contractors ownership of granted stock or options gradually as they remain with a company, like unlocking rewards in a loyalty program the longer you stick around. For investors, it matters because it affects future share supply, management incentives and staff retention — all of which can influence company performance and dilution of existing shareholders.

fiscal year 2027 financial

"will vest based on achievement of identified performance measures for fiscal year 2027"

Grant, award, or other acquisition financial

"transaction_code_description: Grant, award, or other acquisition"

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Form 4 Insider Transactions: What Each Field Means →

Available on EDGAR 07/02/2026 - 03:33 PM Accepted by SEC EDGAR 07/02/2026 - 03:32 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Benavides David E

(Last) (First) (Middle)

219 KINGSTON DR

(Street)

AURORA OHIO 44202

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CONSUMERS BANCORP INC /OH/ [ CBKM ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	SVP, Senior Loan Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
07/01/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units (Performance Based Vesting)	(1)	07/01/2026		A		1,228		(1)	(1)	Common Stock	1,228	$0	1,228	D

Explanation of Responses:

1. The performance based RSUs will vest based on achievement of identified performance measures for fiscal year 2027, with additional time-based vesting in equal 25% installments on June 30, 2028, 2029 and 2030, assuming the Reporting Person remains continuously employed on the vesting dates. The amount reported represents the amount of shares payable at maximum performance; the Reporting Person could earn 0 - 50% of the amount reported depending on the level of performance achieved

	/s/David Benavides	07/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)