Consumers Bancorp SVP gets 216 RSU shares

Consumers Bancorp senior vice president Derek G. Williams reported routine equity compensation activity rather than open-market trading.

Rhea-AI Filing Summary

Consumers Bancorp senior vice president Derek G. Williams reported routine equity compensation activity rather than open-market trading. On June 30, 2026, he exercised performance-based restricted stock units, receiving 216 shares of Common Stock at $0.00 per share, reflecting the scheduled settlement of previously granted awards, including dividend equivalents. Following the transaction, he directly holds 13,812.375 shares of Consumers Bancorp common stock and has an additional 100 shares reported as indirectly owned for a child.

Insider Trade Summary

192 shares exercised/converted

Exercise 3 txns

Insider WILLIAMS DEREK G

Role SVP, Retail Operations & Sales

Type	Security	Shares	Price	Value
Exercise	Restricted Stock Units (Performance Based Vesting)	192	$0.00	$0.00
Exercise	Common Stock	216	$0.00	$0.00
holding	Common Stock	--	--	--

Holdings After Transaction: Restricted Stock Units (Performance Based Vesting) — 0 contracts (Direct); Common Stock — 13,812.375 shares (Direct); Common Stock — 100 shares (Indirect, Child)

Footnotes (3)

1. F1. Each restricted stock unit represents the right to receive, at settlement, one share of common stock. This transaction represents the settlement of restricted stock units in shares of common stock on their scheduled vesting date.
2. F2. Includes shares acquired through dividend reinvestment plan
3. F3. This award was granted 10-27-22. 192 restricted stock units plus an additional 24 dividend equivalent units subject to the award vested 06-30-26.

Key Figures

Common shares acquired: 216 shares RSUs exercised: 192 units Direct holdings after transaction: 13,812.375 shares +3 more

6 metrics

Common shares acquired 216 shares Common Stock received on June 30, 2026 from RSU settlement

RSUs exercised 192 units Restricted Stock Units (Performance Based Vesting) exercised into common stock

Direct holdings after transaction 13,812.375 shares Total Consumers Bancorp common stock directly owned after June 30, 2026

Indirect child holdings 100 shares Common Stock reported as indirectly owned for a child

Exercise price $0.00 per share Price for RSU-to-common-stock conversion on June 30, 2026

Dividend equivalent units vested 24 units Additional units subject to the 10-27-22 award that vested 06-30-26

Key Terms

Restricted Stock Units (Performance Based Vesting), dividend reinvestment plan, dividend equivalent units

3 terms

Restricted Stock Units (Performance Based Vesting) financial

"security_title: "Restricted Stock Units (Performance Based Vesting)""

dividend reinvestment plan financial

"Footnote states: "Includes shares acquired through dividend reinvestment plan""

A dividend reinvestment plan lets shareholders automatically use cash dividends to buy more shares of the same company instead of receiving the money. It matters to investors because it turns regular payouts into a steady way to grow ownership and take advantage of compound returns—like having your savings automatically buy additional slices of a pie over time—while often reducing transaction costs and smoothing purchase timing.

dividend equivalent units financial

"Footnote notes "192 restricted stock units plus an additional 24 dividend equivalent units""

Dividend equivalent units are bookkeeping credits that mirror cash dividends paid on actual shares, granted to holders of stock-based awards such as restricted stock units or deferred compensation. They matter to investors because they increase a company’s reported employee compensation cost and can lead to issuance of more shares or cash payouts over time, similar to extra pay linked to ownership that affects shareholder dilution and corporate cash flow.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did CBKM executive Derek G. Williams report?

Derek G. Williams reported exercising restricted stock units to receive 216 shares of Consumers Bancorp common stock at $0.00 per share. This reflects scheduled vesting of performance-based awards rather than an open-market purchase or sale of CBKM shares.

How many Consumers Bancorp (CBKM) shares does Derek G. Williams now hold?

After the reported transactions, Derek G. Williams directly holds 13,812.375 shares of Consumers Bancorp common stock. The filing also shows 100 additional shares reported as indirectly owned for a child, providing context for his overall equity exposure to CBKM.

What type of equity award vested for CBKM executive Derek G. Williams?

The filing shows vesting and settlement of performance-based restricted stock units that converted into 216 shares of Consumers Bancorp common stock. Footnotes explain the award included 192 restricted stock units plus 24 dividend equivalent units that vested on June 30, 2026.

Was Derek G. Williams buying or selling CBKM shares in the market?

The activity reflects RSU settlement, not open-market trading. Williams exercised previously granted performance-based restricted stock units at $0.00 per share, receiving 216 CBKM shares as part of his compensation rather than choosing to buy or sell shares on the open market.

How many restricted stock units did Derek G. Williams have vest related to CBKM?

A performance-based award granted October 27, 2022, had 192 restricted stock units plus 24 dividend equivalent units vest on June 30, 2026. These units settled into 216 shares of Consumers Bancorp common stock as part of the reported equity compensation transaction.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 07/02/2026 - 03:26 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

WILLIAMS DEREK G

(Last) (First) (Middle)

5398 BARNHILL ST

(Street)

LOUISVILLE OHIO 44641

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CONSUMERS BANCORP INC /OH/ [ CBKM ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	SVP, Retail Operations & Sales

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/30/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	06/30/2026		M		216	A	(1)	13,812.375(2)	D
Common Stock								100	I	Child

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units (Performance Based Vesting)	(1)	06/30/2026		M			192	(3)	(3)	Common Stock	192	(1)	0	D

Explanation of Responses:

1. Each restricted stock unit represents the right to receive, at settlement, one share of common stock. This transaction represents the settlement of restricted stock units in shares of common stock on their scheduled vesting date.

2. Includes shares acquired through dividend reinvestment plan

3. This award was granted 10-27-22. 192 restricted stock units plus an additional 24 dividend equivalent units subject to the award vested 06-30-26.

	/s/Derek Williams	07/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)