Consumers Bancorp (CBKM) SVP Derek Williams buys 120 company shares

Filing Impact

(Neutral)

Filing Sentiment

(Neutral)

Form Type

Rhea-AI Filing Summary

Consumers Bancorp senior vice president Derek G. Williams reported buying additional company stock in the open market. On March 19, 2026, he purchased 100 shares of common stock at $25.85 per share and another 20 shares at $25.773 per share. Following these transactions, he directly owns 13,441.2 shares of common stock. The filing also shows an indirect holding of 100 shares attributed to a child, and notes that some shares were acquired through a dividend reinvestment plan and an employee stock purchase plan.

Insider Trade Summary

Net Buyer: 120 shares ($3,100)

Net Buy 3 txns

Insider WILLIAMS DEREK G

Role SVP, Retail Operations & Sales

Bought 120 shs ($3K)

Type	Security	Shares	Price	Value
Purchase	Common Stock	100	$25.85	$3K
Purchase	Common Stock	20	$25.773	$515.46
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 13,421.2 shares (Direct); Common Stock — 100 shares (Indirect, Child)

Footnotes (1)

Includes shares acquired through dividend reinvestment plan Shares acquired through employee stock purchase plan

Form 4 Insider Transactions: What Each Field Means →

03/20/2026 - 12:34 PM

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

WILLIAMS DEREK G

(Last)

(First)

(Middle)

5398 BARNHILL ST

(Street)

LOUISVILLE

OHIO

44641

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CONSUMERS BANCORP INC /OH/ [ CBKM ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	SVP, Retail Operations & Sales

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/19/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common Stock	03/19/2026		P		100	A	$25.85	13,421.2⁽¹⁾⁽²⁾	D
Common Stock	03/19/2026		P		20	A	$25.773	13,441.2⁽¹⁾⁽²⁾	D
Common Stock								100	I	Child

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)

Explanation of Responses:

1. Includes shares acquired through dividend reinvestment plan

2. Shares acquired through employee stock purchase plan

	/s/Derek Williams	03/20/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR

FAQ

What insider transaction did CBKM executive Derek G. Williams report?

Derek G. Williams reported open-market purchases of Consumers Bancorp common stock. He bought 100 shares at $25.85 and 20 shares at $25.773 on March 19, 2026, increasing his direct ownership stake in the company.

How many Consumers Bancorp (CBKM) shares does Derek G. Williams now hold?

After the reported transactions, Derek G. Williams directly owns 13,441.2 shares of Consumers Bancorp common stock. The Form 4 also lists an additional 100 shares held indirectly, attributed to a child, reflecting both direct and family-related holdings.

Were the CBKM insider trades by Derek G. Williams open-market purchases?

Yes. The filing classifies both transactions as open-market purchases with code P. Williams acquired 100 shares at $25.85 per share and 20 shares at $25.773 per share, indicating he actively bought Consumers Bancorp stock on March 19, 2026.

Does Derek G. Williams have any indirect ownership of CBKM shares?

Yes. In addition to his direct holdings, the Form 4 discloses 100 shares of Consumers Bancorp common stock held indirectly, labeled as “Child.” This indicates shares associated with a child, separate from his directly owned position.

What do the footnotes in Derek G. Williams’ CBKM Form 4 filing indicate?

The footnotes state that some shares were acquired through a dividend reinvestment plan and an employee stock purchase plan. These notes clarify that part of Williams’ Consumers Bancorp holdings comes from automatic reinvestment and employee participation programs.

What is the net effect of Derek G. Williams’ March 2026 CBKM trades?

The trades result in a net purchase of 120 Consumers Bancorp shares. Both transactions were buys, so his ownership increased, with total direct holdings reported at 13,441.2 shares after the March 19, 2026 open-market purchases.