Consumers Bancorp (CBKM) CEO increases personal share stake

Rhea-AI Filing Summary

Consumers Bancorp CEO and President Ralph J. Lober II bought 513 shares of Common Stock in an open-market transaction at $25.97 per share. The purchase signals a net increase in his direct ownership.

After this trade, he directly holds 77,254.739 shares of Consumers Bancorp common stock. The position includes shares previously acquired through a dividend reinvestment plan.

Insider Trade Summary

Net Buyer: 513 shares ($13,323)

Net Buy 1 txn

Insider Lober Ralph J II

Role CEO & President

Bought 513 shs ($13K)

Type	Security	Shares	Price	Value
Purchase	Common Stock	513	$25.97	$13K

Holdings After Transaction: Common Stock — 77,254.739 shares (Direct)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Lober Ralph J II

(Last) (First) (Middle)

9084 EMERALD ISLE ST NW

(Street)

CANAL FULTON OHIO 44614

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CONSUMERS BANCORP INC /OH/ [ CBKM ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	CEO & President

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/17/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/17/2026		P		513	A	$25.97	77,254.739(1)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Includes shares acquired through dividend reinvestment plan

	Ralph J. Lober II	03/18/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did Consumers Bancorp (CBKM) report?

Consumers Bancorp reported that CEO and President Ralph J. Lober II purchased 513 shares of Common Stock in an open-market transaction at $25.97 per share, increasing his direct ownership stake in the company.

How many Consumers Bancorp (CBKM) shares does the CEO own after this trade?

Following the reported purchase, CEO Ralph J. Lober II directly owns 77,254.739 shares of Consumers Bancorp Common Stock. This total includes shares that were acquired through a dividend reinvestment plan, as noted in the filing’s footnotes.

Was the Consumers Bancorp (CBKM) CEO trade a buy or a sell?

The transaction was a buy. Ralph J. Lober II executed an open-market purchase of 513 Consumers Bancorp Common Stock shares, recorded under transaction code “P,” which denotes a purchase in the open market or a private transaction.

Is the Consumers Bancorp (CBKM) CEO’s ownership direct or indirect?

The Form 4 indicates that Ralph J. Lober II’s holdings after the trade are direct, marked with ownership code “D.” The filing also specifies that his total includes shares acquired through a dividend reinvestment plan over time.

What does the dividend reinvestment note mean for CBKM insider holdings?

The footnote explains that the CEO’s total of 77,254.739 shares includes amounts acquired via a dividend reinvestment plan. This means some dividends paid on his holdings were automatically used to buy additional Consumers Bancorp shares.