Karapasha Stephen G reported acquisition or exercise transactions in this Form 4 filing.
Consumers Bancorp reported that SVP and Chief Risk Officer Stephen G. Karapasha received a grant of 689 performance-based restricted stock units linked to common stock at a price of $0.0000 per unit. The award vests based on fiscal 2027 performance with additional 25% time-based installments on June 30, 2028, 2029 and 2030, and the 689 units represent the maximum shares payable; he may ultimately earn 0-50% of this amount.
Consumers Bancorp Inc. (CBKM) has an initial insider ownership report from Stephen G. Karapasha, Senior Vice President and Chief Risk Officer. The report lists direct beneficial ownership of 0 shares of Common Stock as of August 3, 2026.
Consumers Bancorp reported higher earnings for fiscal 2026. Net income rose to $3.0 million in the fourth quarter and to $11.2 million, or $3.55 per share, for the twelve months ended June 30, 2026, up from $8.7 million, or $2.77 per share, a year earlier.
Full-year net interest income increased 16.6% to $39.8 million as higher-yielding loans and a lower cost of funds expanded the net interest margin to 3.45% from 3.15%. Return on average equity was 13.11% and return on average assets was 0.92% for the period. Noninterest income grew 11.2%, helped by higher debit card interchange, interest rate swap fees, and mortgage banking revenue.
Total assets reached $1.28 billion, with total loans up $124.1 million, or 15.3%, and deposits up $84.1 million, or 8.1%, from June 30, 2025. Asset quality remained strong, with non-performing loans at 0.07% of total loans and net charge-offs at 0.02% of total loans. Other expenses increased 12.0%, reflecting added staff, new branches, and technology and security investments.
Benavides David E reported acquisition or exercise transactions in this Form 4 filing.
Consumers Bancorp senior vice president and senior loan officer David E. Benavides received a grant of 1,228 performance-based restricted stock units tied to the company’s common stock. These units are a form of equity compensation rather than an open-market share purchase.
The performance-based RSUs will vest based on achievement of identified performance measures for fiscal year 2027, followed by additional time-based vesting in equal 25% installments on June 30, 2028, 2029 and 2030, assuming continuous employment. The reported 1,228 units represent the maximum payout; the executive could ultimately earn 0–50% of this amount depending on performance.
Miller Robert Brian reported acquisition or exercise transactions in this Form 4 filing.
Consumers Bancorp executive Robert Brian Miller reported receiving a grant of 1,228 performance-based restricted stock units tied to the company’s common stock. These RSUs will vest based on achievement of specified performance measures for fiscal year 2027, followed by additional time-based vesting in equal 25% installments on June 30 of 2028, 2029 and 2030 if he remains continuously employed on those dates. The 1,228 units represent the maximum number of shares payable, and the actual payout can range from 0 to 50% of that amount depending on performance.
Consumers Bancorp senior vice president and chief information officer Kimberly K. Chuckalovchak reported routine equity compensation activity. On July 1, 2026, she received a grant of 1,236.0000 performance-based restricted stock units, each representing one share of common stock at settlement. These performance-based RSUs will vest based on achievement of identified performance measures for fiscal year 2027, followed by additional time-based vesting in equal 25% installments on June 30, 2028, 2029 and 2030, assuming continued employment, and the amount reported reflects shares payable at maximum performance.
On June 30, 2026, 154.0000 previously granted RSUs (plus 19 dividend equivalent units referenced in a footnote) vested and were settled into 173.0000 shares of common stock through an option exercise-type transaction. After these transactions, Chuckalovchak directly owns 4,535.7650 shares of Consumers Bancorp common stock. All reported movements are acquisitions or conversions, with no open‑market purchases or sales.
Consumers Bancorp senior vice president and Chief People Officer Hillary A. Hudak reported routine equity compensation activity. She received a grant of 1,223 performance-based restricted stock units, which can later convert into the same number of common shares if performance goals are met.
Separately, 188 previously granted restricted stock units plus 24 dividend equivalent units vested and were settled into 212 shares of common stock, increasing her direct common stock holdings to 5,492.473 shares. The new performance-based RSUs will vest based on fiscal 2027 performance and then in 25% annual installments on June 30 of 2028, 2029, and 2030, subject to continued employment.
Consumers Bancorp senior vice president Derek G. Williams reported routine equity compensation activity rather than open-market trading. On June 30, 2026, he exercised performance-based restricted stock units, receiving 216 shares of Common Stock at $0.00 per share, reflecting the scheduled settlement of previously granted awards, including dividend equivalents. Following the transaction, he directly holds 13,812.375 shares of Consumers Bancorp common stock and has an additional 100 shares reported as indirectly owned for a child.
Mikes Suzanne N reported acquisition or exercise transactions in this Form 4 filing.
Consumers Bancorp executive Suzanne N. Mikes reported routine equity compensation activity. On July 1, 2026, she received a grant of 2,144 performance‑based restricted stock units, each representing a right to receive one share of common stock at settlement. The footnotes state this amount reflects the maximum payout; she may ultimately earn 0–50% of that figure based on fiscal 2027 performance, followed by additional time‑based vesting in equal 25% installments on June 30, 2028, 2029 and 2030, assuming continued employment.
Separately, on June 30, 2026, a prior award of 236 restricted stock units plus 30 dividend equivalent units vested and was settled into 266 shares of common stock. Following these transactions, she directly owns 9,644.332 shares of Consumers Bancorp common stock, which includes shares accumulated through a dividend reinvestment plan.
Lober Ralph J II reported acquisition or exercise transactions in this Form 4 filing.
Consumers Bancorp CEO and President Ralph J. Lober II reported compensation-related equity activity. He received a grant of 7,099 performance-based restricted stock units, which can pay out based on fiscal 2027 performance and then vest in 25% installments on June 30 of 2028, 2029 and 2030. Separately, 1,373 previously granted restricted stock units plus 169 dividend equivalent units vested into 1,542 common shares, bringing his direct common stock holdings to 79,683.739 shares.