Capital Bancorp (CBNK) sets $0.12 dividend and furnishes 2025 results

Rhea-AI Filing Summary

Capital Bancorp, Inc. furnished its unaudited financial results for the three months and year ended December 31, 2025, by issuing a press release and investor presentation. These materials are provided as exhibits and are treated as furnished, not filed, under securities laws.

The Board of Directors also declared a $0.12 per share cash dividend, payable on February 28, 2026 to stockholders of record as of February 9, 2026. The filing lists the press release and investor presentation as Exhibits 99.1 and 99.2.

8-K Event Classification

3 items: 2.02, 8.01, 9.01

3 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 8.01 Other Events Other

Voluntary disclosure of events the company deems important to shareholders but not covered by other items.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

January 26, 2026false000141953600014195362026-01-262026-01-26

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE

SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): January 26, 2026

CAPITAL BANCORP, INC.

(Exact name of registrant as specified in its charter)

Maryland			001-38671			52-2083046
(State or other jurisdiction of incorporation or organization)			(Commission file number)			(IRS Employer Identification No.)

2275 Research Boulevard, Suite 600, Rockville, Maryland 20850

(Address of principal executive offices) (Zip Code)

(301) 468-8848

Registrant’s telephone number, including area code

Not Applicable

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligations of the registrant under any of the following provisions:

☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of Each Class			Trading Symbol			Name of Each Exchange on Which Registered
Common Stock, par value $0.01 per share			CBNK			NASDAQ Stock Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Disclosure

On January 26, 2026, Capital Bancorp, Inc. (the “Company”) issued a press release announcing the Company’s unaudited financial results for the three months and year ended December 31, 2025. A copy of the press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K and hereby incorporated by reference. A presentation regarding the Company's financial results for the three months and year ended December 31, 2025 is furnished as Exhibit 99.2 and incorporated herein by reference.

The information furnished under Item 2.02 and Item 9.01 of this Current Report on Form 8-K, including Exhibit 99.1 and Exhibit 99.2 to this Current Report on Form 8-K, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to liabilities under that Section, nor shall it be deemed incorporated by reference in any registration statement or other filings of the Company under the Securities Act of 1933, as amended, except as shall be set forth by specific reference in such filing.

Item 8.01. Other Events

On January 23, 2026, the Company's Board of Directors declared a $0.12 per share dividend, payable on February 28, 2026 to stockholders of record on February 9, 2026.

Item 9.01. Financial Statements and Exhibits

(d) Exhibits

99.1			Press Release, dated January 26, 2026.
99.2			Investor Presentation January 2026.
104			Cover Page Interactive Data File (embedded within the Inline XBRL document)

2

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

			CAPITAL BANCORP, INC.
Date: January 26, 2026			By: /s/ Jacob Dalaya
			Name: Jacob Dalaya
			Title: Chief Financial Officer

3

FAQ

What did Capital Bancorp, Inc. (CBNK) disclose in this 8-K?

Capital Bancorp, Inc. furnished a press release and an investor presentation with its unaudited financial results for the three months and year ended December 31, 2025, and announced a cash dividend.

What dividend did Capital Bancorp, Inc. (CBNK) declare and when will it be paid?

The Board declared a $0.12 per share dividend, payable on February 28, 2026 to stockholders of record on February 9, 2026.

Are Capital Bancorp’s (CBNK) financial results in this 8-K audited or unaudited?

The press release furnished by Capital Bancorp, Inc. contains unaudited financial results for the three months and year ended December 31, 2025.

Which exhibits in the CBNK 8-K contain the financial information and presentation?

Exhibit 99.1 is the press release dated January 26, 2026, and Exhibit 99.2 is the January 2026 investor presentation discussing the company’s financial results.

Is the information in Capital Bancorp’s (CBNK) earnings press release considered filed with the SEC?

The information under Items 2.02 and 9.01, including Exhibits 99.1 and 99.2, is expressly stated as furnished, not filed, and is not subject to Section 18 liabilities, except if later incorporated by reference.

What stock exchange is Capital Bancorp, Inc. (CBNK) listed on?

Capital Bancorp, Inc.’s common stock, par value $0.01 per share, trades on the NASDAQ Stock Market under the symbol CBNK.