[Form 3] Capital Bancorp Inc Initial Statement of Beneficial Ownership

Rhea-AI Filing Summary

Capital Bancorp Inc (CBNK) director Mark M. Caplan reported his beneficial ownership of company securities as of an event dated 11/21/2025. He directly holds 138,690 shares of common stock. He also reports indirect ownership of 15,000 shares through Mark M. Caplan & Linda W. Caplan U/T, 45,000 shares through a Roth IRA, and 30,000 shares through an investment management account. In addition, he holds stock options covering 1,500, 1,800, 2,265, 2,800, and 3,000 shares at exercise prices between $13.89 and $30.51, plus 811 restricted stock units that are scheduled to vest on 3/3/2026.

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person^*

Caplan Mark

(Last) (First) (Middle)

2275 RESEARCH BLVD

SUITE 600

(Street)

ROCKVILLE MD 20850

(City) (State) (Zip)

2. Date of Event Requiring Statement (Month/Day/Year)
11/21/2025

3. Issuer Name and Ticker or Trading Symbol
Capital Bancorp Inc [ CBNK ]

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

5. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock	138,690	D
Common Stock	15,000	I	By Mark M. Caplan & Linda W. Caplan U/T
Common Stock	45,000	I	By Mark M. Caplan Roth IRA
Common Stock	30,000	I	By Mark M. Caplan IMA

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Options	12/31/2021(1)	12/31/2025	Common Stock	1,500	$13.89	D
Stock Options	12/31/2022(1)	12/31/2026	Common Stock	1,800	$26.41	D
Stock Options	01/01/2024(1)	01/01/2028	Common Stock	2,265	$23.54	D
Stock Options	01/01/2025(1)	01/01/2029	Common Stock	2,800	$24.2	D
Stock Options	03/03/2026(1)	03/03/2030	Common Stock	3,000	$30.51	D
Restricted Stock Units	(2)	(2)	Common Stock	811	(3)	D

Explanation of Responses:

1. The Stock Options vest in four equal annual installments beginning on the first anniversary of the date of grant.

2. The Restricted Stock Unit will vest on 3/3/2026.

3. Each Restricted Stock Unit represents the right to receive one share of common stock.

Remarks:

	/s/ Mark Caplan, by Gerrie Lenn Boonstra as Attorney in Fact	11/24/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What does this CBNK insider filing by Mark M. Caplan report?

It reports beneficial ownership of Capital Bancorp Inc common stock and derivative securities by director Mark M. Caplan as of 11/21/2025.

How many CBNK shares does Mark M. Caplan own directly?

He reports direct ownership of 138,690 shares of Capital Bancorp Inc common stock.

What indirect CBNK share holdings does Mark M. Caplan report?

He reports 15,000 shares held by Mark M. Caplan & Linda W. Caplan U/T, 45,000 shares in a Roth IRA, and 30,000 shares in an investment management account.

What CBNK stock options does Mark M. Caplan hold?

He holds stock options on common stock for 1,500, 1,800, 2,265, 2,800, and 3,000 shares with exercise prices from $13.89 to $30.51 and expirations between 12/31/2025 and 03/03/2030.

What restricted stock units (RSUs) in CBNK does Mark M. Caplan report?

He reports 811 restricted stock units, each representing one share of common stock, scheduled to vest on 3/3/2026.

What is Mark M. Caplan’s role at Capital Bancorp Inc?

He is reported as a director of Capital Bancorp Inc and not a 10% owner on this form.