Capital Bancorp director reports RSU and option grants

Capital Bancorp Inc director Steven Jay Schwartz reported equity awards and an option-related share issuance.

Rhea-AI Filing Summary

Capital Bancorp Inc director Steven Jay Schwartz reported equity awards and an option-related share issuance. On March 2, 2026, he received 1,836 Restricted Stock Units and 7,096 Stock Options at a stated price of $0.00 per unit or option.

The RSUs granted on March 2, 2026 will vest on March 2, 2027, and the stock options vest in four equal annual installments beginning on the first anniversary of the grant date. On March 3, 2026, 1,081 RSUs were converted into 1,081 shares of common stock, increasing his directly held common stock to 69,956 shares.

Insider Trade Summary

1,081 shares exercised/converted

Exercise 9 txns

Insider Schwartz Steven Jay

Role Director

Type	Security	Shares	Price	Value
Exercise	Restricted Stock Units	1,081	$0.00	$0.00
Exercise	Common Stock	1,081	$0.00	$0.00
Grant/Award	Restricted Stock Units	1,836	$0.00	$0.00
Grant/Award	Stock Options	7,096	$0.00	$0.00
holding	Stock Options	--	--	--
holding	Stock Options	--	--	--
holding	Stock Options	--	--	--
holding	Stock Options	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Restricted Stock Units — 1,836 contracts (Direct); Stock Options — 21,731 contracts for 14,635 underlying shares (Direct); Common Stock — 69,956 shares (Direct); Common Stock — 663,313 shares (Indirect, By Prudent Investments, LLC)

Footnotes (4)

1. F1. Each Restricted Stock Unit represents the right to receive one share of common stock.
2. F2. The Restricted Stock Units will vest on 3/2/2027.
3. F3. The Stock Options vest in four equal annual installments beginning on the first anniversary of the date of grant.
4. F4. The Restricted Stock Units will vest on 3/3/2026.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transactions did Capital Bancorp Inc (CBNK) report for Steven Jay Schwartz?

Capital Bancorp Inc reported equity-related acquisitions by director Steven Jay Schwartz. He received 1,836 Restricted Stock Units and 7,096 Stock Options, and 1,081 RSUs converted into 1,081 common shares, all at a stated price of $0.00 per unit, option, or share.

How many Restricted Stock Units did Steven Jay Schwartz receive at Capital Bancorp Inc (CBNK)?

Steven Jay Schwartz was granted 1,836 Restricted Stock Units. Each RSU represents the right to receive one share of Capital Bancorp Inc common stock, and these RSUs are scheduled to vest on March 2, 2027, subject to the terms of the company’s equity plan.

What stock option awards were reported for Steven Jay Schwartz at Capital Bancorp Inc (CBNK)?

Steven Jay Schwartz received 7,096 Stock Options with a stated exercise price of $0.00 per option. These options vest in four equal annual installments, beginning on the first anniversary of the March 2, 2026 grant date, creating a multi‑year vesting schedule tied to his service.

When do Steven Jay Schwartz’s Restricted Stock Units at Capital Bancorp Inc (CBNK) vest?

The RSUs granted on March 2, 2026 vest on March 2, 2027. Another RSU award referenced in the filing vests on March 3, 2026, reflecting staggered vesting dates that align with Capital Bancorp Inc’s long‑term incentive and retention structure for its director.

How many Capital Bancorp Inc (CBNK) common shares did Steven Jay Schwartz hold directly after these transactions?

Following the March 3, 2026 RSU conversion, Steven Jay Schwartz directly held 69,956 shares of Capital Bancorp Inc common stock. This total reflects the addition of 1,081 shares issued upon exercise or conversion of Restricted Stock Units into common stock reported in the Form 4.

How are Steven Jay Schwartz’s Capital Bancorp Inc (CBNK) stock options structured over time?

His 7,096 Stock Options vest in four equal annual installments starting on the first anniversary of the March 2, 2026 grant date. This structure spreads vesting over several years, encouraging continued board service and aligning a portion of his compensation with long‑term company performance.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 03/03/2026 - 08:19 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Schwartz Steven Jay

(Last) (First) (Middle)

2275 RESEARCH BLVD.

SUITE 600

(Street)

ROCKVILLE MD 20850

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Capital Bancorp Inc [ CBNK ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
03/02/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/03/2026		M		1,081	A	$0	69,956	D
Common Stock								663,313	I	By Prudent Investments, LLC

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	03/02/2026		A		1,836		(2)	(2)	Common Stock	1,836	$0	1,836	D
Stock Options	$29.41	03/02/2026		A		7,096		03/02/2027(3)	03/02/2031	Common Stock	7,096	$0	7,096	D
Restricted Stock Units	(1)	03/03/2026		M			1,081	(4)	(4)	Common Stock	1,081	$0	0	D
Stock Options	$26.41							12/31/2022(3)	12/31/2026	Common Stock	2,750		2,750	D
Stock Options	$23.54							01/01/2024(3)	01/01/2028	Common Stock	3,485		3,485	D
Stock Options	$24.2							01/01/2025(3)	01/01/2029	Common Stock	4,400		4,400	D
Stock Options	$30.51							03/03/2026(3)	03/03/2030	Common Stock	4,000		4,000	D

Explanation of Responses:

1. Each Restricted Stock Unit represents the right to receive one share of common stock.

2. The Restricted Stock Units will vest on 3/2/2027.

3. The Stock Options vest in four equal annual installments beginning on the first anniversary of the date of grant.

4. The Restricted Stock Units will vest on 3/3/2026.

Remarks:

	/s/ Steven Jay Schwartz, by Connie Egan as Attorney in Fact	03/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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