[Form 4] Capital Bancorp Inc Insider Trading Activity

Rhea-AI Filing Summary

Capital Bancorp Inc. (CBNK)11/18/2025. He exercised stock options to acquire 3,750 shares of common stock at an exercise price of $13.89 per share (transaction code M). After this transaction, he beneficially owns 31,310 common shares directly and 16,672 shares indirectly through Dominion Insurance Inc.

Lewis continues to hold multiple stock option grants with exercise prices ranging from $23.54 to $30.51 and expiration dates between 12/31/2026 and 03/03/2030. He also holds 1,081 Restricted Stock Units, each representing one share of common stock, which are scheduled to vest on 03/03/2026.

11/20/2025 - 03:30 PM

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Lewis Fred Joseph

(Last) (First) (Middle)

2275 RESEARCH BLVD, SUITE 600

(Street)

ROCKVILLE MD 20850

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Capital Bancorp Inc [ CBNK ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
11/18/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	11/18/2025		M		3,750	A	$13.89	31,310	D
Common Stock								16,672	I	Dominion Insurance Inc.

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Options	$13.89	11/18/2025		M			3,750	12/31/2021(1)	12/31/2025	Common Stock	3,750	$0	0	D
Stock Options	$26.41							12/31/2022(1)	12/31/2026	Common Stock	2,250		2,250	D
Stock Options	$23.54							01/01/2024(1)	01/01/2028	Common Stock	3,485		3,485	D
Stock Options	$24.2							01/01/2025(1)	01/01/2029	Common Stock	3,400		3,400	D
Stock Options	$30.51							03/03/2026(1)	03/03/2030	Common Stock	4,000		4,000	D
Restricted Stock Units	(2)							(3)	(3)	Common Stock	1,081		1,081	D

Explanation of Responses:

1. The Stock Options vest in four equal annual installments beginning on the first anniversary of the date of grant.

2. Each Restricted Stock Unit represents the right to receive one share of common stock.

3. The Restricted Stock Unit will vest on 3/3/2026.

Remarks:

	/s/ Fred Joseph Lewis, by Connie Egan as Attorney in Fact	11/20/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Capital Bancorp (CBNK) disclose in this Form 4?

The filing reports that director Fred Joseph Lewis exercised stock options on 11/18/2025 to acquire 3,750 shares of Capital Bancorp common stock at an exercise price of $13.89 per share (transaction code M).

How many Capital Bancorp (CBNK) shares does the reporting person own after the transaction?

Following the reported transaction, Fred Joseph Lewis beneficially owns 31,310 Capital Bancorp common shares directly and 16,672 shares indirectly through Dominion Insurance Inc.

What stock options does the Capital Bancorp (CBNK) director still hold?

After exercising 3,750 options at $13.89 that expired on 12/31/2025, Fred Joseph Lewis continues to hold stock options with exercise prices of $26.41, $23.54, $24.2, and $30.51, with expiration dates ranging from 12/31/2026 to 03/03/2030.

How do the Capital Bancorp (CBNK) stock options held by the director vest?

The filing explains that the stock options vest in four equal annual installments beginning on the first anniversary of the date of grant.

What Restricted Stock Units (RSUs) does the Capital Bancorp (CBNK) director hold?

Fred Joseph Lewis holds 1,081 Restricted Stock Units, each representing the right to receive one share of Capital Bancorp common stock. These RSUs are scheduled to vest on 03/03/2026.

What is the relationship of the reporting person to Capital Bancorp (CBNK)?

The reporting person, Fred Joseph Lewis, is identified in the filing as a Director of Capital Bancorp Inc.