Capital Bancorp (CBNK) officer reports option exercise and share sale transactions

Rhea-AI Filing Summary

Capital Bancorp Inc's Chief Risk Officer reported exercising stock options and changing their ownership in company shares.

On 12/15/2025, they acquired 6,680 shares of common stock at $13.89 per share and disposed of 3,137 shares at $29.58 per share, leaving 6,427 common shares beneficially owned directly. Following the exercise, 0 of the exercised options remain outstanding, but the officer continues to hold additional stock options for 4,000, 3,490, 4,105 and 2,004 shares at exercise prices of $26.41, $23.54, $24.2 and $30.51, along with 541 restricted stock units that will vest in four equal annual installments beginning 3/3/2026.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Kausmeyer Gary M

(Last) (First) (Middle)

2275 RESEARCH BLVD.

SUITE 600

(Street)

ROCKVILLE MD 20850

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Capital Bancorp Inc [ CBNK ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Risk Officer

3. Date of Earliest Transaction (Month/Day/Year)
12/15/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	12/15/2025		M		6,680	A	$13.89	9,564	D
Common Stock	12/15/2025		F		3,137	D	$29.58	6,427	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Options	$13.89	12/15/2025		M			6,680	12/31/2021(1)	12/31/2025	Common Stock	6,680	$0	0	D
Stock Options	$26.41							12/31/2022(1)	12/31/2026	Common Stock	4,000		4,000	D
Stock Options	$23.54							01/01/2024(1)	01/01/2028	Common Stock	3,490		3,490	D
Stock Options	$24.2							01/01/2025(1)	01/01/2029	Common Stock	4,105		4,105	D
Stock Options	$30.51							03/03/2026(1)	03/03/2030	Common Stock	2,004		2,004	D
Restricted Stock Units	(2)							(3)	(3)	Common Stock	541		541	D

Explanation of Responses:

1. The Stock Options vest in four equal annual installments beginning on the first anniversary of the date of grant.

2. Each Restricted Stock Unit represents the right to receive one share of common stock.

3. The Restricted Stock Unit will vest in four equal annual installments beginning 3/3/2026.

Remarks:

	/s/ Gary M. Kausmeyer, by Connie Egan as Attorney in Fact	12/16/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Capital Bancorp (CBNK) report in this filing?

The filing shows that Capital Bancorp Inc's Chief Risk Officer exercised stock options to acquire 6,680 shares of common stock and disposed of 3,137 shares of common stock on 12/15/2025.

How many Capital Bancorp (CBNK) shares does the officer own after the transaction?

After the reported transactions, the officer beneficially owns 6,427 shares of Capital Bancorp common stock in direct ownership.

At what prices were the Capital Bancorp (CBNK) share transactions reported?

The officer acquired shares through an option exercise at $13.89 per share and disposed of shares at $29.58 per share, both on 12/15/2025.

What stock options does the Capital Bancorp (CBNK) officer still hold?

The officer continues to hold stock options for 4,000, 3,490, 4,105 and 2,004 shares of common stock at exercise prices of $26.41, $23.54, $24.2 and $30.51, with various exercisable and expiration dates.

What restricted stock units are outstanding for this Capital Bancorp (CBNK) officer?

The officer holds 541 restricted stock units, each representing one share of common stock, which will vest in four equal annual installments beginning 3/3/2026.

What is the officer’s role and filing status with Capital Bancorp (CBNK)?

The reporting person is an officer of Capital Bancorp Inc, serving as Chief Risk Officer, and this report is filed for one reporting person.