Capital Bancorp insider updates holdings after RSU vesting

Rhea-AI Filing Summary

Capital Bancorp (CBNK) executive Jacob Dalaya reported routine equity transactions. On 10/23/2025, 334 shares of common stock were acquired at $0 via the conversion of restricted stock units (code M). On the same day, 118 shares were withheld/disposed at $29.70 to cover taxes (code F). After these transactions, he directly owned 432 common shares.

Derivative holdings include stock options for 1,000 shares at $19.48 expiring 10/23/2028, 2,000 shares at $24.20 expiring 01/01/2029, and 3,445 shares at $30.51 expiring 03/03/2030, plus restricted stock units with vesting schedules beginning 10/23/2024 and 03/03/2026.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Dalaya Jacob

(Last) (First) (Middle)

2275 RESEARCH BLVD

SUITE 600

(Street)

ROCKVILLE MD 20850

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Capital Bancorp Inc [ CBNK ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, Chief Strategy Officer

3. Date of Earliest Transaction (Month/Day/Year)
10/23/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	10/23/2025		M		334	A	$0	550	D
Common Stock	10/23/2025		F		118	D	$29.7	432	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	10/23/2025		M			334	(2)	(2)	Common Stock	334	$0	332	D
Stock Options	$19.48							10/23/2024(3)	10/23/2028	Common Stock	1,000		1,000	D
Stock Options	$24.2							01/01/2025(3)	01/01/2029	Common Stock	2,000		2,000	D
Stock Options	$30.51							03/03/2026(3)	03/03/2030	Common Stock	3,445		3,445	D
Restricted Stock Units	(1)							(4)	(4)	Common Stock	929		929	D

Explanation of Responses:

1. Each Restricted Stock Unit represents the right to receive one share of common stock.

2. The Restricted Stock Unit will vest in three equal annual installments beginning 10/23/2024.

3. The Stock Options vest in four equal annual installments beginning on the first anniversary of the date of grant.

4. The Restricted Stock Unit will vest in four equal annual installments beginning 3/3/2026.

Remarks:

	/s/ Jacob Dalaya, by Connie Egan as Attorney in Fact	10/24/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did CBNK’s EVP, Chief Strategy Officer report?

On 10/23/2025, he acquired 334 common shares via RSU conversion (code M) and disposed of 118 shares to cover taxes (code F).

How many CBNK shares does the reporting person own after the transactions?

He directly owned 432 common shares following the reported transactions.

What prices were associated with the CBNK transactions?

RSU conversion shares were acquired at $0; tax withholding shares were disposed at $29.70 per share.

What stock options does the CBNK officer hold and when do they expire?

Options for 1,000 shares at $19.48 expiring 10/23/2028; 2,000 shares at $24.20 expiring 01/01/2029; 3,445 shares at $30.51 expiring 03/03/2030.

What are the vesting terms for the reported CBNK RSUs?

One RSU award vests in three equal annual installments beginning 10/23/2024; another vests in four equal annual installments beginning 03/03/2026.

What is the reporting person’s role at Capital Bancorp (CBNK)?

He is an Officer, serving as EVP, Chief Strategy Officer.