Capital Bancorp Inc (CBNK) director reports stock option exercise on 12/15/2025

Rhea-AI Filing Summary

Capital Bancorp Inc director Jerome Ronnell Bailey reported exercising stock options for 4,250 shares of common stock on 12/15/2025 at an exercise price of $13.89 per share. The exercise converted previously held options into the same number of common shares.

After the transaction, he beneficially owned 56,093 Capital Bancorp common shares directly and 82,797 shares indirectly through The Jerome R Bailey Revocable Living Trust. He continues to hold additional stock options with various exercise prices and 1,081 restricted stock units that are scheduled to vest on 3/3/2026.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Bailey Jerome Ronnell

(Last) (First) (Middle)

2275 RESEARCH BLVD, SUITE 600

(Street)

ROCKVILLE MD 20850

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Capital Bancorp Inc [ CBNK ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
12/15/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	12/15/2025		M		4,250	A	$13.89	56,093	D
Common Stock								82,797	I	The Jerome R Bailey Revocable Living Trust

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Options	$13.89	12/15/2025		M			4,250	12/31/2021(1)	12/31/2025	Common Stock	4,250	$0	0	D
Stock Options	$26.41							12/31/2022(1)	12/31/2026	Common Stock	2,250		2,250	D
Stock Options	$23.54							01/01/2024(1)	01/01/2028	Common Stock	3,485		3,485	D
Stock Options	$24.2							01/01/2025(1)	01/01/2029	Common Stock	3,400		3,400	D
Stock Options	$30.51							03/03/2026(1)	03/03/2030	Common Stock	4,000		4,000	D
Restricted Stock Units	(2)							(3)	(3)	Common Stock	1,081		1,081	D

Explanation of Responses:

1. The Stock Options vest in four equal annual installments beginning on the first anniversary of the date of grant.

2. Each Restricted Stock Unit represents the right to receive one share of common stock.

3. The Restricted Stock Unit will vest on 3/3/2026.

Remarks:

	/s/ Jerome Ronnell Bailey, by Connie Egan as Attorney in Fact	12/15/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Capital Bancorp Inc (CBNK) disclose?

The company disclosed that director Jerome Ronnell Bailey exercised stock options for 4,250 shares of Capital Bancorp common stock on 12/15/2025 at an exercise price of $13.89 per share, receiving the same number of common shares.

How many Capital Bancorp (CBNK) shares does Jerome Ronnell Bailey now own?

Following the reported transaction, Jerome Ronnell Bailey beneficially owned 56,093 Capital Bancorp common shares directly and 82,797 common shares indirectly through The Jerome R Bailey Revocable Living Trust.

What was the exercise price of the Capital Bancorp (CBNK) stock options?

The exercised stock options had an exercise price of $13.89 per share, and on 12/15/2025 they were exercised for 4,250 shares of Capital Bancorp common stock.

What stock options does the Capital Bancorp (CBNK) director still hold after this Form 4?

After this transaction, Jerome Ronnell Bailey continued to hold stock options covering 2,250 shares at an exercise price of $26.41, 3,485 shares at $23.54, 3,400 shares at $24.2, and 4,000 shares at $30.51, all for Capital Bancorp common stock.

What restricted stock units (RSUs) does Jerome Ronnell Bailey hold in Capital Bancorp (CBNK)?

He holds 1,081 restricted stock units, with each unit representing the right to receive one share of Capital Bancorp common stock. These restricted stock units are scheduled to vest on 3/3/2026.

What is Jerome Ronnell Bailey’s role at Capital Bancorp Inc (CBNK)?

In this filing, Jerome Ronnell Bailey is identified as a Director of Capital Bancorp Inc, and the Form 4 is filed for one reporting person.