Capital Bancorp (CBNK) director reports 2025 stock option exercises

Rhea-AI Filing Summary

Capital Bancorp Inc director Joshua Bernstein reported exercising stock options for common stock on 12/09/2025. He acquired 936, 1,689, 1,394 and 850 shares through option exercises at exercise prices of $13.89, $26.41, $23.54 and $24.2, respectively.

After these transactions, he beneficially owns 89,828 shares of Capital Bancorp common stock directly. He also reports indirect ownership of 324,000 shares by Norman Bernstein, 154,400 shares by SandBern Ventures, LLC, and 303,200 shares by Bernstein Fund Limited Partnership.

Bernstein continues to hold derivative awards, including 4,000 stock options exercisable at $30.51 that expire on 03/03/2030, and 1,081 restricted stock units, each representing one share of common stock, scheduled to vest on 03/03/2026.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Bernstein Joshua

(Last) (First) (Middle)

2275 RESEARCH BLVD.

SUITE 600

(Street)

ROCKVILLE MD 20850

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Capital Bancorp Inc [ CBNK ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
12/09/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	12/09/2025		M		936	A	$13.89	85,895	D
Common Stock	12/09/2025		M		1,689	A	$26.41	87,584	D
Common Stock	12/09/2025		M		1,394	A	$23.54	88,978	D
Common Stock	12/09/2025		M		850	A	$24.2	89,828	D
Common Stock								324,000	I	By Norman Bernstein
Common Stock								154,400	I	By SandBern Ventures, LLC
Common Stock								303,200	I	By Bernstein Fund Limited Partnership

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Options	$13.89	12/09/2025		M			936	12/31/2021(1)	12/31/2025	Common Stock	936	$0	0	D
Stock Options	$26.41	12/09/2025		M			1,689	12/31/2022(1)	12/31/2026	Common Stock	1,689	$0	561	D
Stock Options	$23.54	12/09/2025		M			1,394	01/01/2024(1)	01/01/2028	Common Stock	1,394	$0	1,394	D
Stock Options	$24.2	12/09/2025		M			850	01/01/2025(1)	01/01/2029	Common Stock	850	$0	2,550	D
Stock Options	$30.51							03/03/2026(1)	03/03/2030	Common Stock	4,000		4,000	D
Restricted Stock Units	(2)							(3)	(3)	Common Stock	1,081		1,081	D

Explanation of Responses:

1. The Stock Options vest in four equal annual installments beginning on the first anniversary of the date of grant.

2. Each Restricted Stock Unit represents the right to receive one share of common stock.

3. The Restricted Stock Unit will vest on 3/3/2026.

Remarks:

	/s/ Joshua Bernstein, by Connie Egan as Attorney in Fact	12/11/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Capital Bancorp (CBNK) report for Joshua Bernstein?

Capital Bancorp director Joshua Bernstein reported exercising stock options for common stock on 12/09/2025, acquiring 936, 1,689, 1,394 and 850 shares at specified exercise prices.

How many Capital Bancorp (CBNK) shares does Joshua Bernstein now own directly?

Following the reported option exercises, Joshua Bernstein beneficially owns 89,828 shares of Capital Bancorp Inc common stock directly.

What indirect holdings in Capital Bancorp (CBNK) does Joshua Bernstein report?

He reports indirect beneficial ownership of 324,000 shares held by Norman Bernstein, 154,400 shares held by SandBern Ventures, LLC, and 303,200 shares held by Bernstein Fund Limited Partnership.

What stock options related to Capital Bancorp (CBNK) did Joshua Bernstein exercise?

On 12/09/2025, he exercised options for 936 shares at $13.89, 1,689 shares at $26.41, 1,394 shares at $23.54, and 850 shares at $24.2 per share.

What Capital Bancorp (CBNK) derivative awards does Joshua Bernstein still hold?

He continues to hold stock options including 4,000 options exercisable at $30.51 expiring on 03/03/2030, and 1,081 restricted stock units, each for one share of common stock.

When will Joshua Bernstein's Capital Bancorp (CBNK) restricted stock units vest?

The filing states that the 1,081 restricted stock units are scheduled to vest on 03/03/2026.