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[8-K] COASTAL FINANCIAL CORP Reports Material Event

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Coastal Financial Corporation furnished a press release announcing its results of operations and financial condition for the fiscal quarter ended September 30, 2025. The press release is included as Exhibit 99.1 to a Current Report on Form 8‑K.

The information under Item 2.02, including Exhibit 99.1, is furnished pursuant to General Instruction B.2 and is not deemed filed under Section 18 of the Exchange Act, nor incorporated by reference except as expressly stated in future filings.

Coastal Financial Corporation ha fornito un comunicato stampa che annuncia i suoi risultati operativi e la situazione finanziaria per il trimestre fiscale chiuso al 30 settembre 2025. Il comunicato stampa è incluso come Allegato 99.1 in un Rapporto Corrente su Modulo 8-K.

Le informazioni di cui all'Elemento 2.02, incluso l'Allegato 99.1, sono fornite ai sensi della Istruzione Generale B.2 e non si intendono depositate ai sensi della Sezione 18 dello Exchange Act, né incorporate per riferimento salvo quanto espressamente indicato in futuri depositi.

Coastal Financial Corporation presentó un comunicado de prensa anunciando sus resultados operativos y su situación financiera para el trimestre fiscal terminado el 30 de septiembre de 2025. El comunicado de prensa se incluye como el Anexo 99.1 a un Informe Actual en el Formulario 8-K.

La información bajo el Punto 2.02, incluido el Anexo 99.1, se proporciona de conformidad con la Instrucción General B.2 y no se considera presentada conforme a la Sección 18 de la Ley de Intercambio, ni incorporada por referencia excepto según lo expresamente indicado en presentaciones futuras.

Coastal Financial Corporation는 2025년 9월 30일로 종료된 회계 분기의 영업성과 및 재무 상태를 발표하는 보도자료를 제공했습니다. 보도자료는 Form 8-K의 현재 보고서에 대한 부속서 99.1로 포함되어 있습니다.

항목 2.02에 따른 정보(부속서 99.1 포함)는 일반 지침 B.2에 따라 제공되며, 거래소법 제18조에 따라 제출로 간주되지 않으며, 향후 제출 시에만 명시적으로 명시된 경우를 제외하고 참조의 형태로도 통합되지 않습니다.

Coastal Financial Corporation a diffusé un communiqué de presse annonçant ses résultats opérationnels et sa situation financière pour le trimestre fiscal clos au 30 septembre 2025. Le communiqué de presse est inclus comme Annexe 99.1 à un Rapport Actuel sur le Formulaire 8-K.

Les informations contenues à l’item 2.02, y compris l’Annexe 99.1, sont fournies conformément à l’Instruction Générale B.2 et ne sont pas déposées en vertu de la Section 18 de la loi sur les valeurs mobilières, ni incorporées par référence sauf indication expresse dans de futures dépôts.

Coastal Financial Corporation hat eine Pressemitteilung vorgelegt, in der ihre Betriebsergebnisse und die finanzielle Lage für das am 30. September 2025 endende Geschäftsjahr bekannt gegeben werden. Die Pressemitteilung ist als Anlage 99.1 zu einem Current Report on Form 8-K enthalten.

Die Informationen unter Punkt 2.02, einschließlich Anlage 99.1, werden gemäß Allgemeiner Anleitung B.2 vorgelegt und gelten weder als unter Section 18 des Exchange Act eingereicht noch durch Bezugnahme aufgenommen, außer wie ausdrücklich in zukünftigen Einreichungen angegeben.

شركة Coastal Financial Corporation قدمت بياناً صحفياً يعلن عن نتائج عملياتها ووضعها المالي للربع المالي المنتهي في 30 سبتمبر 2025. يُدرج البيان الصحفي كـ المعروض 99.1 في تقرير جارٍ على النموذج 8-K.

المعلومات الواردة ضمن البند 2.02، بما في ذلك المعروض 99.1، مقدمة وفقاً للتعليمات العامة B.2 وليست مُعتبرة كإيداع بموجب القسم 18 من قانون التبادل، ولا مُضمَّنة عن طريق الإشارة إلا كما هو مذكور صراحة في الإيداعات المستقبلية.

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Coastal Financial Corporation ha fornito un comunicato stampa che annuncia i suoi risultati operativi e la situazione finanziaria per il trimestre fiscale chiuso al 30 settembre 2025. Il comunicato stampa è incluso come Allegato 99.1 in un Rapporto Corrente su Modulo 8-K.

Le informazioni di cui all'Elemento 2.02, incluso l'Allegato 99.1, sono fornite ai sensi della Istruzione Generale B.2 e non si intendono depositate ai sensi della Sezione 18 dello Exchange Act, né incorporate per riferimento salvo quanto espressamente indicato in futuri depositi.

Coastal Financial Corporation presentó un comunicado de prensa anunciando sus resultados operativos y su situación financiera para el trimestre fiscal terminado el 30 de septiembre de 2025. El comunicado de prensa se incluye como el Anexo 99.1 a un Informe Actual en el Formulario 8-K.

La información bajo el Punto 2.02, incluido el Anexo 99.1, se proporciona de conformidad con la Instrucción General B.2 y no se considera presentada conforme a la Sección 18 de la Ley de Intercambio, ni incorporada por referencia excepto según lo expresamente indicado en presentaciones futuras.

Coastal Financial Corporation는 2025년 9월 30일로 종료된 회계 분기의 영업성과 및 재무 상태를 발표하는 보도자료를 제공했습니다. 보도자료는 Form 8-K의 현재 보고서에 대한 부속서 99.1로 포함되어 있습니다.

항목 2.02에 따른 정보(부속서 99.1 포함)는 일반 지침 B.2에 따라 제공되며, 거래소법 제18조에 따라 제출로 간주되지 않으며, 향후 제출 시에만 명시적으로 명시된 경우를 제외하고 참조의 형태로도 통합되지 않습니다.

Coastal Financial Corporation a diffusé un communiqué de presse annonçant ses résultats opérationnels et sa situation financière pour le trimestre fiscal clos au 30 septembre 2025. Le communiqué de presse est inclus comme Annexe 99.1 à un Rapport Actuel sur le Formulaire 8-K.

Les informations contenues à l’item 2.02, y compris l’Annexe 99.1, sont fournies conformément à l’Instruction Générale B.2 et ne sont pas déposées en vertu de la Section 18 de la loi sur les valeurs mobilières, ni incorporées par référence sauf indication expresse dans de futures dépôts.

Coastal Financial Corporation hat eine Pressemitteilung vorgelegt, in der ihre Betriebsergebnisse und die finanzielle Lage für das am 30. September 2025 endende Geschäftsjahr bekannt gegeben werden. Die Pressemitteilung ist als Anlage 99.1 zu einem Current Report on Form 8-K enthalten.

Die Informationen unter Punkt 2.02, einschließlich Anlage 99.1, werden gemäß Allgemeiner Anleitung B.2 vorgelegt und gelten weder als unter Section 18 des Exchange Act eingereicht noch durch Bezugnahme aufgenommen, außer wie ausdrücklich in zukünftigen Einreichungen angegeben.

شركة Coastal Financial Corporation قدمت بياناً صحفياً يعلن عن نتائج عملياتها ووضعها المالي للربع المالي المنتهي في 30 سبتمبر 2025. يُدرج البيان الصحفي كـ المعروض 99.1 في تقرير جارٍ على النموذج 8-K.

المعلومات الواردة ضمن البند 2.02، بما في ذلك المعروض 99.1، مقدمة وفقاً للتعليمات العامة B.2 وليست مُعتبرة كإيداع بموجب القسم 18 من قانون التبادل، ولا مُضمَّنة عن طريق الإشارة إلا كما هو مذكور صراحة في الإيداعات المستقبلية.

Coastal Financial Corporation 已提供新闻稿,宣布截至2025年9月30日的财政季度的经营业绩和财务状况。该新闻稿作为8-K表格中的当前报道的附录99.1包含在内。

有关第2.02项的信息,包括附录99.1,是根据一般指引B.2提供的,不被视为根据证券交易法第18条提交,也不通过引用的方式并入,除非在后续提交中明确声明。

0001437958FALSE00014379582025-10-292025-10-29

 
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, DC 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported):  October 29, 2025
COASTAL FINANCIAL CORPORATION
(Exact name of registrant as specified in its charter)
Washington001-3858956-2392007
(State or other jurisdiction
of incorporation)
(Commission File Number)
(IRS Employer
Identification No.)
5415 Evergreen Way, Everett, Washington 98203
(Address of principal executive offices, including zip code)
Registrant’s telephone number, including area code:  (425) 257-9000
Not Applicable
(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) 
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Securities registered pursuant to Section 12(b) of the Act:
Title of each class
Trading
Symbol(s)
Name of each exchange on which registered
Common stock, no par value per shareCCBThe Nasdaq Stock Market LLC
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
Emerging growth company   
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.  



Item 2.02    Results of Operations and Financial Condition
On October 29, 2025 Coastal Financial Corporation (the “Company”) issued a press release announcing its results of operations and financial condition for the fiscal quarter ended September 30, 2025 (the “Press Release”). The Press Release is “furnished” as Exhibit 99.1 to this Current Report on Form 8-K pursuant to General Instruction B.2 of Form 8-K and the information provided in Item 2.02 of this report, including Exhibit 99.1, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities under that Section. The information provided in Item 2.02 of this report, including Exhibit 99.1, shall not be deemed incorporated by reference into any filings the Company has made or may make under the Securities Act of 1933, as amended, or the Exchange Act, except as otherwise expressly stated in such filing.
Item 9.01    Financial Statements and Exhibits
Exhibits
Number
Description
99.1
Press Release, dated October 29, 2025
104Cover Page Interactive Data File (Embedded within the Inline XBRL document)



SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
COASTAL FINANCIAL CORPORATION
Date: October 29, 2025
By:/s/ Brandon J. Soto
Brandon J. Soto
Executive Vice President and Chief Financial Officer

FAQ

What did Coastal Financial (CCB) announce in this 8-K?

The company furnished a press release with results of operations and financial condition for the quarter ended September 30, 2025.

Which period does the CCB update cover?

It covers the fiscal quarter ended September 30, 2025.

How were the results provided by CCB?

They were furnished as Exhibit 99.1 to a Form 8-K under Item 2.02.

Is the Exhibit 99.1 press release deemed filed under Section 18?

No. The Item 2.02 information, including Exhibit 99.1, is furnished and not deemed filed under Section 18 of the Exchange Act.

What is the exhibit listed with the 8-K for CCB?

Exhibit 99.1 is the press release dated October 29, 2025.

Will the furnished information be incorporated by reference into other filings?

It will not be incorporated by reference unless expressly stated in a future filing.
Coastal Financial

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