CCB director receives 1,193 restricted shares

Delorier Rilla S reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

Delorier Rilla S reported acquisition or exercise transactions in this Form 4 filing.

COASTAL FINANCIAL CORP director Rilla S. Delorier received a grant of 1,193 shares of restricted common stock. The award was granted at no cash cost per share pursuant to the Coastal Financial Corporation 2018 Omnibus Incentive Plan and will vest one day prior to the issuer’s 2027 Annual Shareholder Meeting. Following this equity grant, Delorier directly holds 6,584 shares of common stock, reflecting a routine, compensation-related increase in ownership rather than an open-market purchase.

Insider Trade Summary

Grant/Award: 1,193 shares

Grant/Award 1 txn

Insider Delorier Rilla S

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	1,193	$0.00	$0.00

Holdings After Transaction: Common Stock — 6,584 shares (Direct)

Footnotes (1)

1. F1. Restricted stock granted pursuant to the Coastal Financial Corporation 2018 Omnibus Incentive Plan which vests one day prior to the issuer's 2027 Annual Shareholder Meeting.

Key Figures

Restricted stock granted: 1,193 shares Grant price: $0.00 per share Total shares after grant: 6,584 shares +1 more

4 metrics

Restricted stock granted 1,193 shares Common Stock, grant on 2026-05-26

Grant price $0.00 per share Equity compensation award, not open-market buy

Total shares after grant 6,584 shares Director’s direct holdings following transaction

Vesting timing One day before 2027 meeting Vests prior to 2027 Annual Shareholder Meeting

Key Terms

Restricted stock, 2018 Omnibus Incentive Plan, Annual Shareholder Meeting, Grant, award, or other acquisition

4 terms

Restricted stock financial

"Restricted stock granted pursuant to the Coastal Financial Corporation 2018 Omnibus Incentive Plan"

Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.

2018 Omnibus Incentive Plan financial

"granted pursuant to the Coastal Financial Corporation 2018 Omnibus Incentive Plan"

Annual Shareholder Meeting financial

"which vests one day prior to the issuer's 2027 Annual Shareholder Meeting"

A yearly gathering where a company’s owners (shareholders) and its leaders meet to review performance, approve key decisions like electing directors, and vote on issues such as executive pay or major policy changes. Think of it as an annual town hall for people who own part of the business: investors use it to ask questions, influence direction through votes, and gauge management’s plans and transparency, all of which can affect the stock’s outlook.

Grant, award, or other acquisition financial

"transaction code description: Grant, award, or other acquisition"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did CCB director Rilla S. Delorier report?

Rilla S. Delorier reported receiving 1,193 shares of restricted common stock in COASTAL FINANCIAL CORP. The award was a compensation-related grant under the company’s 2018 Omnibus Incentive Plan, rather than an open-market purchase of shares.

At what price were the CCB restricted shares granted to the director?

The 1,193 restricted shares of COASTAL FINANCIAL CORP common stock were granted at a stated price of $0.00 per share. This reflects an equity compensation award, not a market transaction where the director paid cash for the stock.

When will the newly granted CCB restricted stock vest?

The restricted stock granted to Rilla S. Delorier will vest one day prior to COASTAL FINANCIAL CORP’s 2027 Annual Shareholder Meeting. Until vesting, the award remains subject to the plan’s conditions, tying the director’s compensation to longer-term company service.

How many CCB shares does the director hold after this Form 4 transaction?

After receiving the 1,193-share restricted stock grant, Rilla S. Delorier directly holds 6,584 shares of COASTAL FINANCIAL CORP common stock. This total reflects her position immediately following the reported compensation award on the transaction date.

Is the CCB Form 4 transaction an open-market buy or a compensation grant?

The COASTAL FINANCIAL CORP Form 4 reports a compensation grant, not an open-market purchase. The transaction code “A” and a $0.00 per-share price indicate a grant or award acquisition under the company’s 2018 Omnibus Incentive Plan.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 05/28/2026 - 06:51 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Delorier Rilla S

(Last) (First) (Middle)

C/O 5415 EVERGREEN WAY

(Street)

EVERETT WASHINGTON 98203

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
COASTAL FINANCIAL CORP [ CCB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/26/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	05/26/2026		A		1,193(1)	A	$0	6,584	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Restricted stock granted pursuant to the Coastal Financial Corporation 2018 Omnibus Incentive Plan which vests one day prior to the issuer's 2027 Annual Shareholder Meeting.

Remarks:

	/s/ Melisa Nelson, as Attorney-in-fact	05/28/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)