Every 8-K that MUNCY COLUMBIA FNCL (CCFN) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow CCFN and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full CCFN filings page.
Muncy Columbia Financial Corporation (CCFN) reported GAAP net income of $6.043 million for third quarter 2026, compared with $6.719 million in third quarter 2025; diluted earnings per share were $0.57 versus $0.63. For the nine months ended September 30, net income was $20.354 million, compared with $16.832 million in 2025. Net interest income rose to $17.633 million from $15.651 million, and fully tax-equivalent net interest margin was 4.54% versus 4.15%.
Third-quarter provision for credit losses was $942,000, compared with $479,000. Non-interest income was $611,000, including $2.404 million in realized losses on available-for-sale debt securities. The Corporation said proceeds from securities sales were reinvested in higher-yielding securities; management expects the reinvestment to contribute to improved interest income and net interest margin in future periods, subject to changes in market interest rates, deposit costs, balance-sheet composition and other factors affecting net interest margin. At September 30, assets were $1.688 billion, and non-performing assets were $11.272 million, or 0.67% of assets. It declared a $0.155-per-share dividend for the quarter. All share and per-share amounts reflect the three-for-one stock split effective May 15, 2026.
Muncy Columbia Financial Corporation declared a regular quarterly cash dividend for shareholders. On August 11, 2026, the Board of Directors approved a dividend of $0.155 per share for the third quarter of 2026. The dividend is payable on September 10, 2026 to shareholders of record as of August 25, 2026.
Muncy Columbia Financial Corporation is a registered financial holding company based in Bloomsburg, Pennsylvania. Through its subsidiary Journey Bank, it serves customers across several Pennsylvania counties via 22 banking offices. The company also includes a standard caution that its forward-looking statements are subject to various economic, credit, interest rate, regulatory, and operational risks.
Muncy Columbia Financial Corporation reported higher earnings for the second quarter 2026. Net income was $7,155,000, or $0.67 per share, compared to $5,768,000, or $0.54 per share, in second quarter 2025. For the first six months of 2026, net income was $14,311,000, or $1.35 per share, compared to $10,113,000, or $0.95 per share, a year earlier.
Net interest income increased to $16,769,000 and the fully tax-equivalent net interest margin was 4.37% for the quarter, compared to 4.04% a year ago. Annualized returns on average assets and equity were 1.70% and 14.65%, compared to 1.44% and 13.33% in the prior-year quarter. The provision for credit losses was $394,000 versus $254,000, and realized losses on available-for-sale debt securities were $1,445,000 versus $426,000, while non-interest income benefited from $605,000 of gains on bank-owned life insurance claims and higher other fee income.
Total assets were $1,672,332,000 at June 30, 2026. Deposits totaled $1,433,595,000, and long-term borrowings were reduced to zero after prepayment of outstanding FHLB borrowings. Asset quality metrics improved, with non-performing assets at $8,881,000, or 0.53% of total assets, compared to 0.72% at December 31, 2025. Stockholders’ equity was $198,667,000, equating to an equity-to-assets ratio of 11.88% and book value of $18.72 per share. A three-for-one stock split in the form of a 200% stock dividend became effective May 15, 2026, and all share data reflect this split.
Muncy Columbia Financial Corporation, parent of Journey Bank, announced a regular quarterly cash dividend and a new share repurchase program. The Board declared a second-quarter 2026 dividend of $0.155 per share, payable on June 11, 2026 to shareholders of record on May 26, 2026.
The Board also authorized a new treasury stock repurchase program for up to 530,611 shares, equal to 5% of issued and outstanding common shares as of May 15, 2026. The program is effective May 15, 2026 and may continue until the earlier of full repurchase or May 15, 2028, or until suspended or terminated. Repurchased shares will be held as treasury stock and may be reissued for corporate purposes, including the Employee Stock Purchase Plan.
Muncy Columbia Financial Corporation reported shareholder voting results from its April 23, 2026 annual meeting and shared an investor presentation on recent performance. Shareholders elected four Class 1 directors and ratified S.R. Snodgrass, P.C. as independent registered public accounting firm with 2,322,155 votes for.
The presentation highlighted 2025 net income of $24.2 million and return on average assets of 1.49%, with first-quarter 2026 net income of $7.2 million. Deposits were $1.413 billion, assets $1.673 billion, and loans $1.178 billion. Net interest margin rose to 4.08% in 2025. The board approved a three-for-one stock split via a 200% stock dividend, targeting 10,612,227 split-adjusted shares outstanding.
Muncy Columbia Financial Corporation declared a three-for-one stock split in the form of a 200% stock dividend on its outstanding common shares. Shareholders of record as of the close of business on May 7, 2026 will receive two additional shares for each share held, distributed after the close of business on May 14, 2026.
Based on the current shares outstanding, the company expects to have 10,612,227 common shares issued and outstanding on a split-adjusted basis. Management highlighted recent financial performance and noted expectations that the additional shares will support greater trading liquidity and broader shareholder participation.
Muncy Columbia Financial Corporation reported strong first quarter 2026 results, with GAAP net income of $7.156 million, or $2.02 per share. Net income rose from $4.345 million, or $1.23 per share, in the first quarter 2025, driven mainly by higher net interest income and lower non-interest expense.
The fully tax-equivalent net interest margin improved to 4.33% from 3.83%, as interest and dividend income increased and total interest expense declined. Return on average assets reached 1.72% and return on average equity was 14.83%, both higher than a year earlier, reflecting stronger profitability.
Total assets grew to $1.72 billion at March 31, 2026, with loans and available-for-sale securities both increasing. Asset quality also improved, as non-performing assets fell to $9.36 million, or 0.55% of total assets, helped by the sale of a $9.8 million portfolio of problem residential mortgage loans.
The company recorded a $714,000 pretax loss on that loan sale, partially offset by other loan sale gains and higher other non-interest income, including a $454,000 Pennsylvania sales tax refund. Total non-interest expense declined by $894,000, largely because prior-year results included $1.295 million in one-time costs tied to the retirement of the Executive Chairman.
Total deposits increased by $40.8 million during the quarter, and the company declared total cash dividends of $1.46 per share, including a special one-time cash dividend of $1.00 per share. Book value per share was $54.29 and the equity-to-assets ratio was 11.18% at March 31, 2026, indicating the company remained well capitalized.
Muncy Columbia Financial Corporation declared a regular quarterly cash dividend of $0.46 per share for the first quarter of 2026 and a special one-time cash dividend of $1.00 per share. The regular dividend is payable March 19, 2026 to shareholders of record March 4, 2026, and the special dividend is payable April 23, 2026 to shareholders of record April 8, 2026.
The company highlights strong 2025 performance, with net income of $24.2 million, or $6.85 per share, up from $19.0 million, or $5.33 per share, in 2024. Return on average assets rose to 1.49% and return on average equity to 13.57%. Book value per share increased about 15.6% to $54.44, capital ratios improved, and past-due loans declined, supporting the decision to return additional capital via the special dividend.
Muncy Columbia Financial Corporation, through its subsidiary Journey Bank, agreed to sell a portfolio of 82 delinquent, nonperforming or reperforming 1-4 family residential mortgage loans to RCF II Loan Acquisition, LP, with Raymond James Mortgage Company, Inc. as facilitator.
The loans have an outstanding principal balance of approximately $9.8 million, and the portfolio will be sold for approximately $9.1 million in cash. The company expects to recognize a pretax charge of about $0.7 million in the quarter ending March 31, 2026 related to this sale. The asset purchase and interim servicing agreement includes customary representations, warranties, covenants, repurchase obligations and indemnification provisions.
Muncy Columbia Financial Corporation filed a current report to note that its President and CEO, Lance O. Diehl, announced the company’s consolidated financial results for the fourth quarter of 2025. The company issued a press release titled “Muncy Columbia Financial Corporation Announces Fourth Quarter 2025 Earnings,” which is included as Exhibit 99.1 and incorporated by reference.
The report itself does not detail specific revenue, profit, or balance sheet figures, but formally directs investors to the accompanying press release for the full fourth-quarter 2025 earnings information.
Muncy Columbia Financial Corporation reported that director Stephen M. Tasselli will resign from the boards of the company and its banking subsidiary, Journey Bank, effective December 31, 2025. The company stated his resignation is not due to any disagreement.
Effective January 1, 2026, Mr. Tasselli will join the Journey Bank Advisory Board for a term through February 2027, with compensation of $25,000 per year.
Muncy Columbia Financial Corporation (CCFN) reported that it declared a dividend, as announced in a press release dated November 10, 2025. The company furnished this update in a current report, pointing investors to the accompanying disclosure for specifics.
The detailed terms are contained in Exhibit 99.1, the press release titled “Muncy Columbia Financial Corporation Declares Dividend.” This filing is informational and indicates a board action to distribute cash to shareholders; consult the exhibit for the record and payment details.
Muncy Columbia Financial Corporation reported its consolidated financial results for the third quarter of 2025. The company announced the news in an 8-K under Item 2.02 (Results of Operations and Financial Condition) and furnished a press release titled “Muncy Columbia Financial Corporation Announces Third Quarter 2025 Earnings.”
The press release was issued on October 17, 2025 and is included as Exhibit 99.1. The filing lists no classes of securities registered under Section 12(b) on a national exchange.