Welcome to our dedicated page for CF BANKSHARES SEC filings (Ticker: CFBK), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
CF Bankshares Inc. filings document the financial condition, governance and capital actions of the holding company for CFBank, National Association. Form 8-K reports include quarterly and annual results, Regulation FD communications tied to annual-report materials, stock repurchase program disclosures, and board-level changes at the company and its wholly owned bank subsidiary.
Proxy materials cover director elections, executive compensation, shareholder meeting matters and corporate-governance procedures. The filing record also reflects banking-specific disclosures such as loan growth, deposit funding, net interest margin, credit-loss provisions, capital ratios, common stock dividends, Series D preferred stock dividend disclosures and related ownership or board-designation arrangements.
CF Bankshares Inc. reported improved profitability for the quarter ended June 30, 2026. Net income was $5,912 compared with $5,035 a year earlier, and net income attributable to common stockholders was $5,731 with diluted EPS of $0.90 versus $0.77. Net interest income increased to $14,844 from $14,001 as interest expense declined even though total interest and dividend income was slightly lower. Provision for credit losses decreased to $944 from $1,427, while noninterest income rose to $1,701 and noninterest expense increased to $8,338.
Total assets were $2,169,586 at June 30, 2026, up from $2,117,321 at December 31, 2025, driven by loans and leases, net of allowance, of $1,798,584 and deposits of $1,828,656. The allowance for credit losses on loans grew to $19,436 from $17,678, and nonaccrual loans rose to $20,835 from $15,329. Stockholders’ equity increased to $194,336, supported by retained earnings of $113,650, while common shareholders received cash dividends totaling $0.18 per share for the first six months of 2026.
CF Bankshares Inc. director Robert E. Hoeweler transferred 1000.0000 shares of common stock as a bona fide gift on 2026-08-04. The gift carried a reported value of $0.0000 per share, and he now directly holds 75112.0000 shares of common stock. The transaction was reported as a gift disposition and not under a Rule 10b5-1 trading plan.
CF Bankshares Inc. reported strong Q2 2026 results, with net income of $5.9 million, or $0.90 per diluted share, up 18% from Q1 2026 and 17% from Q2 2025. Pre-provision, pre-tax net revenue was $8.2 million, 26% higher than the prior quarter. Return on average equity reached 12.31% and return on average assets was 1.11%. Net interest margin improved to 2.93%, supported in part by $370,000 of commercial loan prepayment penalty income and higher yields on interest-earning assets.
Noninterest income rose to $1.7 million, driven by higher swap fees and service charges, while noninterest expense was stable at $8.3 million, producing an improved efficiency ratio of 50.4%. Loans and leases grew to $1.8 billion, led by commercial real estate, while deposits increased to $1.8 billion with a notable $33 million rise in noninterest-bearing balances. Asset quality softened as nonaccrual loans increased to $20.8 million (1.15% of loans) and loans 30+ days past due reached $20.4 million; the allowance for credit losses rose to $19.4 million (1.07% of loans). Capital remained strong, with a Tier 1 leverage ratio of 11.64%, total risk-based capital ratio of 14.76%, and book value per share of $29.04.
BlackRock, Inc. reports beneficial ownership of common stock of CF Bankshares Inc. in a Schedule 13G filing. BlackRock’s reporting business units collectively hold 327,780 shares, representing 5.1% of the class of CF Bankshares’ common stock (CUSIP 12520L109).
BlackRock has sole voting power over 323,122 shares and sole dispositive power over 327,780 shares, with no shared voting or dispositive power. Various underlying clients or beneficiaries have rights to dividends or sale proceeds, but no single person has an interest exceeding five percent of CF Bankshares’ outstanding common shares.
CF Bankshares Inc. CEO Timothy T. O'Dell reported a tax-related share disposition on common stock. On June 11, 1,932 shares of common stock were withheld at $30.25 per share to cover tax obligations, a non-market "F" code tax-withholding disposition. After this, he held 295,939 direct shares. Separately, indirect holdings reported in his spouse’s name totaled 5,454 shares, and 4,579 shares were held with O'Dell as custodian for a family member.
CF Bankshares Inc. reported the voting results from its Annual Meeting of Stockholders. Stockholders elected Robert E. Hoeweler and Bradley J. Ringwald to three-year board terms expiring in 2029. A non-binding advisory resolution approving executive compensation and the ratification of Plante & Moran PLCC as independent auditor for 2026 also passed.
At the meeting, 4,584,467 shares of Voting Common Stock were represented out of 6,422,917 shares outstanding and entitled to vote as of the record date.
CF Bankshares Inc. outlines a growth-focused strategy centered on commercial and residential lending and fee-based services. Core commercial loans grew by about $45 million in Q1 2026, a 15% annualized rate, despite nearly $100 million of loan payoffs and amortization, which are expected to decline through the rest of 2026.
The company nearly doubled its Commercial Banking team during 2025, supporting expanding loan and deposit pipelines across five major metro markets. It expects higher residential mortgage volumes and greater mortgage gain-on-sale income, aided by targeted rate buydown programs designed to refinance lower-rate loans into higher-yielding assets.
Management also points to opportunities for margin expansion while facing pricing pressure on some large deposits, and anticipates increased earnings contributions from Treasury Management, swap fees and mortgage gain-on-sale revenue. Reported book value was $28.20 per share as of March 31, 2026.
CF Bankshares Inc. director Robert E. Hoeweler reported a bona fide gift of 1,450 shares of common stock. The shares were transferred at no stated price per share.
After the gift, he directly holds 76,112 common shares, indicating he retains a substantial ongoing ownership stake in the company.
AllianceBernstein L.P. reported beneficial ownership of 240,563 shares of CF Bankshares Inc Common Stock, representing 3.7% of the class as of 03/31/2026. The position is held solely for investment purposes in client discretionary advisory accounts and AllianceBernstein reports voting and dispositive power over these shares.
CF Bankshares Inc. reported stronger results for the three months ended March 31, 2026. Net income rose to $5.0 million from $4.4 million a year earlier, and diluted earnings per common share increased to $0.77 from $0.68.
Total assets reached $2.15 billion, with net loans and leases of $1.76 billion and deposits of $1.81 billion. Net interest income improved to $13.3 million, while the provision for credit losses was $0.6 million. Noninterest income increased modestly and noninterest expenses also moved higher.
Credit quality metrics showed a larger allowance for credit losses on loans of $18.6 million and nonaccrual loans of $20.3 million, a portion of which is guaranteed by the SBA. Capital remained solid, with stockholders’ equity at $189.0 million and continued common and preferred dividends.