CF Bankshares (CFBK) EVP uses 267 shares to cover tax liability

Q: What insider transaction did CFBK executive Timothy Meder report?

Timothy Meder reported a tax-withholding disposition of 267 Common Stock shares . The transaction, coded F on Form 4, covered tax liabilities rather than representing an open-market sale and left him with 16,256 directly held shares afterward.

Q: Was the CFBK insider Form 4 a market sale or tax withholding?

The Form 4 for CFBK shows a tax-withholding disposition , not an open-market sale. Code F indicates shares were delivered to satisfy tax obligations related to equity compensation, a routine administrative event rather than a discretionary trade.

Q: Does the CFBK Form 4 show any open-market buying or selling by the executive?

The CFBK Form 4 does not show open-market buying or selling . It reports a single F-code transaction, meaning shares were withheld or delivered to cover tax obligations, a standard equity compensation mechanism rather than a voluntary trade.

Filing Impact

(Neutral)

Filing Sentiment

(Neutral)

Form Type

Rhea-AI Filing Summary

CF Bankshares Inc. EVP and Chief Credit Officer Timothy Meder had 267 shares of Common Stock withheld on April 11, 2026 to cover tax obligations. The shares were valued at $29.49 per share for this tax-withholding disposition. After this non-market transaction, he directly holds 16,256 shares of Common Stock.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Meder Timothy

Role EVP & Chief Credit Officer

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock 12520L 109	267	$29.49	$8K

Holdings After Transaction: Common Stock 12520L 109 — 16,256 shares (Direct)

Footnotes (1)

Key Figures

Shares used for tax withholding: 267 shares Per-share value for withholding: $29.49 per share Shares held after transaction: 16,256 shares

3 metrics

Shares used for tax withholding 267 shares Code F tax-withholding disposition on April 11, 2026

Per-share value for withholding $29.49 per share Valuation applied to 267 withheld shares

Shares held after transaction 16,256 shares Direct ownership after tax-withholding disposition

Key Terms

Form 4, tax-withholding disposition, Common Stock

3 terms

Form 4 regulatory

"The insider transaction was reported on SEC Form 4 for CFBK."

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

tax-withholding disposition financial

"The transaction is a tax-withholding disposition coded F, covering liabilities."

A tax-withholding disposition is an event or transaction—such as selling or transferring securities, exercising options, or receiving compensation—that triggers a requirement to hold back part of the payment and remit it to tax authorities. It matters to investors because it reduces the cash they receive immediately and can change the timing and amount of taxable income, like a cashier taking a portion of your sale proceeds to pay taxes before you get the rest.

Common Stock financial

"The filing involves Common Stock of CF Bankshares Inc. held directly."

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

Form 4 Insider Transactions: What Each Field Means →

04/17/2026 - 02:17 PM

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Meder Timothy

(Last)

(First)

(Middle)

4960 E. DUBLIN GRANVILLE RD

SUITE #400

(Street)

COLUMBUS

OHIO

43081

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CF BANKSHARES INC. [ CFBK ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	EVP & Chief Credit Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/11/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common Stock 12520L 109	04/11/2026		F		267	D	$29.49	16,256	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)

Explanation of Responses:

	Kevin J. Beerman for Timothy Meder	04/17/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR

FAQ

What insider transaction did CFBK executive Timothy Meder report?

Timothy Meder reported a tax-withholding disposition of 267 Common Stock shares. The transaction, coded F on Form 4, covered tax liabilities rather than representing an open-market sale and left him with 16,256 directly held shares afterward.

Was the CFBK insider Form 4 a market sale or tax withholding?

The Form 4 for CFBK shows a tax-withholding disposition, not an open-market sale. Code F indicates shares were delivered to satisfy tax obligations related to equity compensation, a routine administrative event rather than a discretionary trade.

How many CF Bankshares (CFBK) shares does Timothy Meder hold after this filing?

Following the reported tax-withholding transaction, Timothy Meder directly holds 16,256 shares of CF Bankshares Common Stock. This figure reflects his position after 267 shares were withheld to cover tax liabilities at a price of $29.49 per share.

At what price were the CFBK shares valued in the tax-withholding disposition?

The 267 CF Bankshares Common Stock shares used for tax withholding were valued at $29.49 per share. This price is used on the Form 4 to calculate the value of shares delivered to satisfy the executive’s tax liability.

Does the CFBK Form 4 show any open-market buying or selling by the executive?

The CFBK Form 4 does not show open-market buying or selling. It reports a single F-code transaction, meaning shares were withheld or delivered to cover tax obligations, a standard equity compensation mechanism rather than a voluntary trade.