CF Bankshares (NASDAQ: CFBK) issues Q4 and full-year 2025 earnings release

Rhea-AI Filing Summary

CF Bankshares Inc. filed a current report to note that it has released its financial results for the fourth quarter and full year ended December 31, 2025. On February 5, 2026, the company issued an earnings press release, which is furnished as Exhibit 99.1 to this report.

The filing classifies this information under results of operations and financial condition and confirms that the company’s (voting) common stock continues to trade on The Nasdaq Global Market under the symbol CFBK.

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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): February 05, 2026

CF BANKSHARES INC.

(Exact name of Registrant as Specified in Its Charter)

Delaware			0-25045	34-1877137
(State or Other Jurisdiction of Incorporation)			(Commission File Number)	(IRS Employer Identification No.)
C/O CFBANK 4960 EAST DUBLIN GRANVILLE RD SUITE 400
COLUMBUS, Ohio				43081
(Address of Principal Executive Offices)				(Zip Code)

Registrant’s Telephone Number, Including Area Code: (614) 334-7979

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol(s)		Name of each exchange on which registered
(Voting) Common Stock, $.01 par value		CFBK		The Nasdaq Global Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02. Results of Operations and Financial Condition.

On February 5, 2026, CF Bankshares Inc. (the “Company”) issued a press release announcing financial results for the fourth quarter and year ended December 31, 2025 (the “Earnings Release”). A copy of the Earnings Release is included as Exhibit 99.1 to this Current Report on Form 8-K and incorporated by reference herein.

Item 9.01. Financial Statements and Exhibits.

(a)Not applicable

(b)Not applicable

(c)Not applicable

(d)Exhibits

99.1		Earnings Release issued by the Company on February 5, 2026, announcing financial results for the fourth quarter and year ended December 31, 2025.
104		Cover Page Interactive Data File (the cover page XBRL tags are embedded within the Inline XBRL document).

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

			CF Bankshares Inc.
Date: February 5, 2026		By:	/s/ Kevin J. Beerman
			Kevin J. Beerman
			Executive Vice President and Chief Financial Officer

FAQ

What did CF Bankshares Inc. (CFBK) disclose in this 8-K filing?

CF Bankshares Inc. disclosed that it issued an earnings press release for the fourth quarter and year ended December 31, 2025. The release is furnished as Exhibit 99.1, providing the detailed financial results and commentary.

When did CF Bankshares Inc. (CFBK) issue its earnings release for 2025 results?

CF Bankshares Inc. issued its earnings release on February 5, 2026. The release covers financial results for the fourth quarter and full year ended December 31, 2025 and is attached to the report as Exhibit 99.1.

Which exhibit in the CF Bankshares Inc. (CFBK) 8-K contains the earnings information?

Exhibit 99.1 contains the CF Bankshares Inc. earnings release. It includes financial results for the fourth quarter and year ended December 31, 2025, as announced on February 5, 2026 and incorporated by reference.

Under which item does CF Bankshares Inc. (CFBK) present its earnings release information?

The earnings release information is presented under Item 2.02, Results of Operations and Financial Condition. This item is used when a company furnishes financial results, typically through an accompanying press release like Exhibit 99.1.

Who signed the CF Bankshares Inc. (CFBK) 8-K related to the 2025 earnings release?

The 8-K was signed on behalf of CF Bankshares Inc. by Kevin J. Beerman. He is identified in the report as the company’s Executive Vice President and Chief Financial Officer, acting as the duly authorized officer.

On which exchange is CF Bankshares Inc. (CFBK) common stock listed according to this filing?

The filing states that CF Bankshares Inc. (voting) common stock, with a $.01 par value, is listed on The Nasdaq Global Market. The trading symbol for these shares, as noted in the document, is CFBK.