CF Bankshares (NASDAQ: CFBK) shifts shares from non-voting to voting stock

Rhea-AI Filing Summary

CF Bankshares Inc. updated its share counts following conversions of non-voting stock into voting stock. The company had 6,276,775 shares of Voting Common Stock and 167,000 shares of Non-Voting Common Stock outstanding as of September 26, 2025.

After the issuance of 90,300 shares of Voting Common Stock upon conversion of Non-Voting Common Stock, outstanding shares changed to 6,367,075 Voting Common Stock and 76,700 Non-Voting Common Stock as of October 3, 2025. This 8-K simply reports the updated capital structure.

8-K Event Classification

Item 8.01 — Other Events

1 item

Item 8.01 Other Events Other

Voluntary disclosure of events the company deems important to shareholders but not covered by other items.

Understanding 8-K Material Events →

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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): October 03, 2025

CF BANKSHARES INC.

(Exact name of Registrant as Specified in Its Charter)

Delaware			0-25045	34-1877137
(State or Other Jurisdiction of Incorporation)			(Commission File Number)	(IRS Employer Identification No.)
C/O CFBANK 4960 EAST DUBLIN GRANVILLE RD SUITE 400
COLUMBUS, Ohio				43081
(Address of Principal Executive Offices)				(Zip Code)

Registrant’s Telephone Number, Including Area Code: (614) 334-7979

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol(s)		Name of each exchange on which registered
(Voting) Common Stock, $.01 par value		CFBK		The Nasdaq Global Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 8.01 Other Events.

CF Bankshares Inc. (the “Company”) previously reported in a Form 8-K filed September 29, 2025 there were 6,276,775 shares of Voting Common Stock outstanding and 167,000 shares of Non-Voting Common Stock outstanding at September 26, 2025. As a result of the issuance of 90,300 shares of Voting Common Stock upon the conversion of Non-Voting Common Stock since September 26, 2025, there were 6,367,075 shares of Voting Common Stock outstanding and 76,700 shares of Non-Voting Common Stock outstanding at October 3, 2025.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

			CF Bankshares, Inc.
Date:	October 6, 2025	By:	Kevin J. Beerman
			Kevin J. Beerman Executive Vice President and Chief Financial Officer

FAQ

What change in share structure did CFBK report in this 8-K?

CF Bankshares Inc. reported updated share counts after conversions of Non-Voting Common Stock into Voting Common Stock. The filing explains how total outstanding voting and non-voting shares changed between September 26, 2025 and October 3, 2025 due to these conversions.

How many CFBK Voting Common Stock shares were outstanding before the conversion?

Before the conversions, CF Bankshares Inc. had 6,276,775 shares of Voting Common Stock outstanding as of September 26, 2025. This figure provides the baseline to understand how the subsequent issuance of new voting shares altered the company’s capital structure.

How many CFBK Voting Common Stock shares were outstanding after the conversion?

After the conversions, CF Bankshares Inc. had 6,367,075 shares of Voting Common Stock outstanding as of October 3, 2025. This reflects the issuance of 90,300 voting shares upon conversion of Non-Voting Common Stock during that period.

What happened to CFBK Non-Voting Common Stock in this update?

Non-Voting Common Stock outstanding decreased as shares were converted into voting shares. Outstanding non-voting shares fell from 167,000 on September 26, 2025 to 76,700 on October 3, 2025, following the issuance of 90,300 Voting Common Stock shares upon conversion.

Does this CFBK 8-K describe a new stock offering?

The 8-K describes conversions of existing Non-Voting Common Stock into Voting Common Stock, not a new stock offering. It updates investors on revised counts of voting and non-voting shares outstanding after these conversions within the stated period.

Why did CFBK issue 90,300 new Voting Common Stock shares?

CF Bankshares Inc. issued 90,300 shares of Voting Common Stock as a result of conversions of Non-Voting Common Stock. The filing focuses on the numerical impact of these conversions on outstanding voting and non-voting shares as of October 3, 2025.