CF Bankshares (CFBK) EVP Meder logs tax-related disposal of 291 shares

Rhea-AI Filing Summary

CF Bankshares Inc. executive reports small share withholding for taxes. EVP & Chief Credit Officer Timothy Meder reported a Form 4 transaction involving company common stock. On 01/23/2026, 291 shares of CF Bankshares Inc. common stock were disposed of in a transaction coded “F” at a price of $28.66 per share, indicating shares were withheld to cover tax obligations from an equity award. After this transaction, Meder directly beneficially owned 12,617 shares of CF Bankshares Inc. common stock.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Meder Timothy

(Last) (First) (Middle)

4960 E. DUBLIN GRANVILLE RD

SUITE #400

(Street)

COLUMBUS OH 43081

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
CF BANKSHARES INC. [ CFBK ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP & Chief Credit Officer

3. Date of Earliest Transaction (Month/Day/Year)
01/23/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock 12520L 109	01/23/2026		F		291	D	$28.66	12,617	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	Kevin J. Beerman for Timothy Meder	01/27/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did CFBK report for Timothy Meder?

EVP & Chief Credit Officer Timothy Meder reported a Form 4 transaction where 291 shares of CF Bankshares Inc. common stock were disposed of on 01/23/2026 in a tax-related transaction coded “F”.

What does transaction code F mean in the CFBK Form 4 for Timothy Meder?

Transaction code “F” indicates shares were disposed of to satisfy tax withholding obligations associated with an equity award, rather than an open-market sale initiated for investment purposes.

At what price were Timothy Meder’s CFBK shares disposed of in this Form 4?

The 291 shares of CF Bankshares Inc. common stock were disposed of at a price of $28.66 per share in the tax withholding transaction.

How many CFBK shares does Timothy Meder own after the reported transaction?

Following the 291-share tax withholding transaction, Timothy Meder directly beneficially owned 12,617 shares of CF Bankshares Inc. common stock.

Is Timothy Meder a director or officer of CF Bankshares Inc. (CFBK)?

Yes. Timothy Meder is reported as an officer of CF Bankshares Inc., serving as EVP & Chief Credit Officer, and is not listed as a director or 10% owner in this filing.

Was the CFBK Form 4 filed by more than one reporting person?

No. The Form 4 indicates that it was filed by one reporting person, namely Timothy Meder, in connection with his CF Bankshares Inc. holdings.