Timothy T. O'Dell (CFBK) discloses 4.71% CF Bankshares ownership in 13G/A

Rhea-AI Filing Summary

CF Bankshares Inc. insider Timothy T. O'Dell reported his beneficial ownership of the company's common stock in an amended Schedule 13G filing. He beneficially owns 300,154 shares of common stock, representing 4.71% of the class as of December 31, 2025.

O'Dell has sole voting and sole dispositive power over all 300,154 shares, with no shared voting or dispositive authority. The filing notes that his ownership is now 5 percent or less of the outstanding common stock. O'Dell serves as President and CEO of CF Bankshares Inc.

SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

SCHEDULE 13G

UNDER THE SECURITIES EXCHANGE ACT OF 1934

(Amendment No. 3)

CF BANKSHARES INC.

(Name of Issuer)

COMMON STOCK

(Title of Class of Securities)

12520L109

(CUSIP Number)

12/31/2025

(Date of Event Which Requires Filing of this Statement)

Check the appropriate box to designate the rule pursuant to which this Schedule is filed:

Rule 13d-1(b)

Rule 13d-1(c)

Rule 13d-1(d)

SCHEDULE 13G

CUSIP No. 12520L109

1

Names of Reporting Persons

Timothy T. O'Dell

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

UNITED STATES

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 300,154.00
6	Shared Voting Power 0.00
7	Sole Dispositive Power 300,154.00
8	Shared Dispositive Power 0.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

300,154.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

4.71 %

12

Type of Reporting Person (See Instructions)

IN

SCHEDULE 13G

Item 1.
(a)	Name of issuer: CF BANKSHARES INC.
(b)	Address of issuer's principal executive offices: 4960 E. Dublin Granville Rd. Suite #400, Columbus, Ohio 43081
Item 2.
(a)	Name of person filing: Timothy T. O'Dell
(b)	Address or principal business office or, if none, residence: 4960 E. Dublin Granville Rd. Suite #400, Columbus, Ohio 43081
(c)	Citizenship: United States
(d)	Title of class of securities: COMMON STOCK
(e)	CUSIP No.: 12520L109
Item 4.	Ownership
(a)	Amount beneficially owned: 300,154
(b)	Percent of class: 4.71 %
(c)	Number of shares as to which the person has:
	(i) Sole power to vote or to direct the vote: 300,154
	(ii) Shared power to vote or to direct the vote: 0
	(iii) Sole power to dispose or to direct the disposition of: 300,154
	(iv) Shared power to dispose or to direct the disposition of: 0
Item 5.	Ownership of 5 Percent or Less of a Class.
	Ownership of 5 percent or less of a class
Item 6.	Ownership of more than 5 Percent on Behalf of Another Person.
	Not Applicable
Item 7.	Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding Company or Control Person.
	Not Applicable
Item 8.	Identification and Classification of Members of the Group.
	Not Applicable
Item 9.	Notice of Dissolution of Group.
	Not Applicable

Item 10.	Certifications:
	Not Applicable

SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

Timothy T. O'Dell

Signature:	/s/ Timothy T. O'Dell
Name/Title:	President & CEO
Date:	02/13/2026

FAQ

What ownership stake in CFBK does Timothy T. O'Dell report on this Schedule 13G/A?

Timothy T. O'Dell reports beneficial ownership of 300,154 shares of CF Bankshares Inc. common stock. This stake represents 4.71% of the outstanding common stock as of December 31, 2025, based on the information in the amended Schedule 13G filing.

Does Timothy T. O'Dell have sole or shared voting power over his CFBK shares?

Timothy T. O'Dell has sole voting power over all 300,154 CF Bankshares Inc. shares. The filing shows zero shared voting power, meaning only he can vote or direct the vote on these reported shares of common stock.

What percentage of CF Bankshares Inc. does Timothy T. O'Dell own according to this amendment?

According to the Schedule 13G/A, Timothy T. O'Dell owns 4.71% of CF Bankshares Inc.'s common stock. This percentage is calculated based on his beneficial ownership of 300,154 shares as of December 31, 2025, placing him below the 5 percent threshold.

Does this CFBK Schedule 13G/A indicate any shared dispositive power over the shares?

No. The filing states Timothy T. O'Dell has sole dispositive power over 300,154 shares and no shared dispositive power. Sole dispositive power means he alone controls decisions to sell or otherwise dispose of the reported CF Bankshares Inc. common stock.

What is the significance of the 'Ownership of 5 percent or less' item for CFBK?

The filing includes an entry for Ownership of 5 percent or less of a class, indicating Timothy T. O'Dell's stake is now under 5 percent. This reflects regulatory classification of his holdings in CF Bankshares Inc. common stock on the event date.

Who signed the CF Bankshares Inc. Schedule 13G/A and in what capacity?

The Schedule 13G/A was signed by Timothy T. O'Dell in his capacity as President & CEO of CF Bankshares Inc. He certified that, to his knowledge and belief, the information in the statement is true, complete, and correct.