Welcome to our dedicated page for Capitol Federal SEC filings (Ticker: CFFN), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Capitol Federal Financial, Inc. (CFFN) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as a NASDAQ-listed savings institution holding company. Through these filings, investors can review detailed information about the operations of Capitol Federal Savings Bank, its loan and deposit activities, capital management and governance.
Annual reports on Form 10-K and quarterly reports on Form 10-Q contain audited and interim financial statements, management’s discussion and analysis, and disclosures about the loan portfolio, including the mix of one- to four-family residential loans and commercial loans, securities holdings, funding sources and net interest income. These reports also describe the impact of strategies such as securities portfolio repositioning and loan portfolio remixing on earnings and net interest margin.
Current reports on Form 8-K document material events, such as earnings releases, quarterly and special dividend declarations, share repurchase updates, changes to compensation plans, and the announcement of annual meeting dates. For example, recent 8-K filings reference press releases about quarterly financial results, a special cash dividend, and amendments to the company’s Short-Term Performance Plan.
Proxy statements on Schedule 14A (DEF 14A) provide information on corporate governance, director elections, executive compensation and stock-based incentive plans. Capitol Federal Financial, Inc.’s definitive proxy statement also describes its mutual-to-stock conversion history and outlines proposals submitted to stockholders, such as the approval of omnibus incentive plans and the ratification of the independent registered public accounting firm.
Stock Titan enhances these filings with AI-powered summaries that highlight key points, such as changes in net interest margin, shifts in the loan portfolio, or updates to compensation and incentive plans. Real-time updates from EDGAR ensure that new 10-K, 10-Q, 8-K and proxy filings, as well as any available insider transaction reports on Form 4, are quickly reflected. This allows users to review the underlying documents while relying on AI insights to navigate complex financial and governance disclosures.
Capitol Federal Financial, Inc. reported net income of $20.3 million, or $0.16 per share, for the quarter ended December 31, 2025, up from $15.4 million, or $0.12 per share, a year earlier. The net interest margin rose to 2.19% from 1.86%, driven mainly by growth in higher-yielding commercial loans. Total loans reached $8.18 billion, with commercial balances increasing and one- to four-family mortgages declining as repayments fund commercial expansion. Deposits grew to $6.76 billion, while borrowings fell to $1.83 billion as excess liquidity was used to repay Federal Home Loan Bank advances. Asset quality remained strong, with loans 30–89 days delinquent at 0.24% of total loans and loans 90 days or more delinquent or in foreclosure at 0.10%. The Bank’s community bank leverage ratio was 9.5%, and stockholders’ equity was $1.04 billion, reflecting dividends of $0.085 per share and repurchases of 2.38 million shares during the quarter.
Capitol Federal Financial, Inc. filed an amended current report to add information that was omitted from an earlier filing about its annual stockholder meeting. The amendment confirms that stockholders approved the Capitol Federal Financial, Inc. 2026 Omnibus Incentive Plan, which will govern future equity and incentive awards.
The company also reports that, effective as of the January 27, 2026 Annual Meeting, Michael T. McCoy, M.D. retired as a director of Capitol Federal Financial, Inc. and as a director of Capitol Federal Savings Bank, its wholly owned subsidiary. No other aspects of the original report were changed.
Capitol Federal Financial, Inc. reported results of its January 27, 2026 Annual Meeting of Stockholders. Holders of common stock as of December 5, 2025 voted on four proposals.
Stockholders elected Michel' Philipp Cole and Jeffrey M. Johnson to three-year director terms and gave advisory approval to the compensation of named executive officers. They also approved the Capitol Federal Financial, Inc. 2026 Omnibus Incentive Plan and ratified KPMG LLP as independent auditors for the fiscal year ending September 30, 2026. An Annual Meeting slide presentation was furnished as an exhibit.
Capitol Federal Financial, Inc. filed a current report describing recent communications about its business performance and shareholder returns. The company issued a press release with financial results for the first quarter of fiscal year 2026 and posted a related Quarterly Investor Presentation on its investor relations website.
The report also highlights a quarterly cash dividend of $0.085 per share on common stock, payable on February 20, 2026 to stockholders of record as of the close of business on February 6, 2026. These materials are attached as exhibits for investors seeking more detail.
Capitol Federal Financial, Inc. filed a current report to let investors know that its Annual Meeting of Stockholders presentation will be available on the company’s website. The presentation is scheduled to be accessible at 10:00 a.m. central time on January 27, 2026. This update is being shared under Regulation FD to ensure all investors receive the same information at the same time.
The company issued a press release on January 23, 2026 to announce the availability of this Annual Meeting presentation, and that release is included as an exhibit to the report.
Dimensional Fund Advisors LP has filed an amended Schedule 13G reporting its beneficial ownership position in Capitol Federal Financial Inc common stock. Dimensional reports beneficial ownership of 6,526,892 shares, representing 5.0% of the outstanding common stock. It has sole power to vote 6,328,873 shares and sole power to dispose of 6,526,892 shares.
The filing explains that all reported shares are owned by various funds and accounts advised or sub-advised by Dimensional or its subsidiaries, and that Dimensional may be deemed a beneficial owner because it exercises voting and/or investment power. Dimensional disclaims beneficial ownership of these securities beyond what is required for Section 13(d) reporting. It also certifies that the shares were acquired and are held in the ordinary course of business, not for the purpose of changing or influencing control of Capitol Federal Financial.
Capitol Federal Financial, Inc. is asking stockholders to vote on four key items at its January 27, 2026 annual meeting in Topeka, Kansas. Investors will elect two directors, cast an advisory vote on executive compensation, approve a new 2026 Omnibus Incentive Plan, and ratify KPMG LLP as independent auditor for the year ending September 30, 2026.
The company has 131,438,305 common shares outstanding as of December 5, 2025, with large holders including BlackRock (13.4%) and The Vanguard Group (10.1%). An employee stock ownership plan holds 6,706,237 shares, or 5.1%. The Board is majority independent, uses a Lead Independent Director, and integrates risk oversight through its Audit and Compensation Committees, with specific attention to credit, interest rate, liquidity and cybersecurity risks.
Directors receive a cash retainer of $72,000, while executive pay blends salary, an annual cash bonus tied mainly to earnings and return on equity, and long-term equity incentives. A clawback policy and a short-term performance plan link payouts to company results, with no bonuses paid when the company incurs a net loss.
Capitol Federal Financial, Inc. declared a special cash dividend of $0.04 per share on its common stock. The dividend will be paid on January 23, 2026 to shareholders who are on record at the close of business on January 9, 2026. The company also provided an update on its stock buyback activity as of December 17, 2025 through an attached press release.
Capitol Federal Financial, Inc. (CFFN) filed its Annual Report describing a Kansas-based thrift focused on expanding commercial banking while maintaining strong asset quality and capital. The Bank operates 46 branches across Kansas and Missouri and remains one of the leading originators of one- to four-family residential mortgages in Kansas, funded primarily by deposits and Federal Home Loan Bank borrowings.
For fiscal 2025, the Company declared and paid $44.3 million in dividends and repurchased 618,260 shares for $3.9 million, and its Board intends to pay a regular quarterly cash dividend of $0.085 per share in fiscal 2026, totaling $0.34 per share. As of September 30, 2025, the Bank was well capitalized, held $1.95 billion in FHLB advances and $90.7 million in FHLB stock, paid $4.3 million in FDIC premiums, and reported pre-1988 bad debt reserves of $75.9 million. Management emphasizes cost control, interest rate risk management, and regulatory compliance under OCC, FRB and FDIC oversight.