Capitol Federal Financial (CFFN) sets $0.04 special dividend and notes buyback update

Rhea-AI Filing Summary

Capitol Federal Financial, Inc. declared a special cash dividend of $0.04 per share on its common stock. The dividend will be paid on January 23, 2026 to shareholders who are on record at the close of business on January 9, 2026. The company also provided an update on its stock buyback activity as of December 17, 2025 through an attached press release.

Insights

Banking equity analyst

Capitol Federal is returning some capital via a small special dividend.

Capitol Federal Financial, Inc. approved a special cash dividend of $0.04 per share on its common stock. Special dividends are one-time payments on top of any regular dividends and typically reflect management’s decision to distribute excess capital.

The record date is January 9, 2026, with payment on January 23, 2026, which sets a clear timetable for when shareholders must be on record to receive the cash and when it will be paid. The company also referenced a stock buyback update as of December 17, 2025, though specific repurchase amounts or remaining authorization levels are contained in the accompanying press release, not in this summary.

For investors, these actions indicate that some capital is being directed to shareholders through cash returns and repurchases, but the overall impact depends on the scale of the buyback and how this special dividend compares with the company’s regular payout pattern, which are not detailed here.

8-K Event Classification

2 items: 7.01, 9.01

2 items

Item 7.01 Regulation FD Disclosure Disclosure

Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934

Date of Report (Date of earliest event reported)

December 17, 2025

CAPITOL FEDERAL FINANCIAL, INC.

(Exact name of Registrant as specified in its Charter)

Maryland			001-34814			27-2631712
(State or other jurisdiction of incorporation)			(Commission File Number)			(IRS Employer Identification No.)

700 South Kansas Avenue,			Topeka			Kansas			66603
(Address of principal executive offices)									(Zip Code)

Registrant's telephone number, including area code

(785) 235-1341

N/A

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class			Trading Symbol(s)			Name of each exchange on which registered
Common Stock, par value $0.01 per share			CFFN			The NASDAQ Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ¨

ITEM 7.01 REGULATION FD DISCLOSURE

The Registrant's press release announcing a special cash dividend and providing a stock buyback update as of December 17, 2025 is attached hereto as Exhibit 99 and is incorporated herein by reference. The special dividend of $0.04 per share on outstanding Capitol Federal Financial, Inc. common stock will be payable on January 23, 2026, to stockholders of record as of the close of business on January 9, 2026.

ITEM 9.01 FINANCIAL STATEMENTS AND EXHIBITS

(d) Exhibits

Exhibit 99 – Press release announcing dividend and stock buyback update, dated December 17, 2025

Exhibit 104 – Cover page interactive data file (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

			CAPITOL FEDERAL FINANCIAL, INC.
Date: December 17, 2025			By: /s/ Kent G. Townsend
			Kent G. Townsend, Executive Vice-President,
			Chief Financial Officer, and Treasurer

FAQ

What did Capitol Federal Financial, Inc. (CFFN) announce in this 8-K?

Capitol Federal Financial, Inc. announced a special cash dividend of $0.04 per share on its common stock and referenced a stock buyback update provided in an attached press release as of December 17, 2025.

How much is the special dividend from Capitol Federal Financial, Inc. (CFFN)?

The special dividend is $0.04 per share on outstanding Capitol Federal Financial, Inc. common stock.

What is the record date for Capitol Federal Financial, Inc.’s $0.04 special dividend?

Shareholders must be on record as of the close of business on January 9, 2026 to receive the $0.04 per share special dividend.

When will Capitol Federal Financial, Inc. pay the special dividend?

Capitol Federal Financial, Inc. plans to pay the $0.04 per share special cash dividend on January 23, 2026.

Did Capitol Federal Financial, Inc. (CFFN) provide information on its stock buyback program?

Yes. The company stated that a stock buyback update as of December 17, 2025 is included in an attached press release, designated as Exhibit 99.

What exhibits were included with Capitol Federal Financial, Inc.’s 8-K?

The 8-K includes Exhibit 99, a press release announcing the dividend and stock buyback update dated December 17, 2025, and Exhibit 104, the cover page interactive data file.