STOCK TITAN

Capitol Federal executive receives 22,500-share award

The restricted stock award vests in five equal annual installments beginning September 30, 2027.

(Neutral)
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Capitol Federal Financial, Inc. Executive Vice President William Joseph Skrobacz Jr. received a 22,500-share restricted stock award on September 23, 2026, bringing his directly held common stock to 58,989 shares. The award is under the issuer’s 2026 Omnibus Incentive Plan.

He also reported phantom stock positions linked to 3,006 and 10,152 underlying common shares, with stated prices of $5.91 and $6.81. The phantom stock units are settled in cash three years after acquisition. His reported indirect ESOP holding is 4,360 common shares. No Rule 10b5-1 plan is reported.

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Insider Skrobacz William Joseph Jr
Role Executive Vice President
Type Security Shares Price Value
Grant/Award CFFN common stock F1 22,500 -- --
holding CFFN Phantom Stock 2024 F2 -- -- --
holding CFFN Phantom Stock 2025 F2 -- -- --
holding CFFN common stock -- -- --
Holdings After Transaction: CFFN common stock — 58,989 shares (Direct); CFFN Phantom Stock 2024 — 3,006 contracts (Direct); CFFN Phantom Stock 2025 — 10,152 contracts (Direct); CFFN common stock — 4,360 shares (Indirect, ESOP)
Footnotes (2)
  1. F1. Represents restricted stock award under the Issuer's 2026 Omnibus Incentive Plan with the following vesting schedule: five equal annual installments with the first installment vesting on September 30, 2027 and each subsequent installment vesting on each September 30th thereafter
  2. F2. The phantom stock units were acquired under the Issuers Deferred Incentive Bonus Plan and are settled in cash three years from the date of acquisition.
Restricted stock award 22,500 shares Awarded September 23, 2026
Direct common stock holdings after award 58,989 shares Following the September 23, 2026 award
Phantom Stock 2024 underlying common shares 3,006 shares Reported September 23, 2026; stated price $5.91
Phantom Stock 2025 underlying common shares 10,152 shares Reported September 23, 2026; stated price $6.81
Indirect ESOP common stock holding 4,360 shares Reported September 23, 2026
restricted stock award financial
"Represents restricted stock award under the Issuer's 2026 Omnibus Incentive Plan"
A restricted stock award is company shares given to an employee or executive that cannot be sold or fully owned until certain conditions—like staying with the company for a set time or hitting performance targets—are met. Think of it as a gift that only becomes yours after you fulfill specific obligations; for investors, these awards matter because they can increase the total shares outstanding when they vest, reveal how management is being paid and motivated, and create potential selling pressure when restrictions lift.
vesting schedule financial
"with the following vesting schedule: five equal annual installments"
A vesting schedule is a timeline that determines when someone gains full ownership of certain benefits, such as company stock or retirement contributions. Think of it like earning the right to own a gift gradually over time, rather than receiving it all at once. It matters to investors because it affects when they can fully access or sell these benefits, influencing their financial planning and decision-making.
phantom stock units financial
"The phantom stock units were acquired under the Issuers Deferred Incentive Bonus Plan"
Phantom stock units are company promises that pay a cash or stock-equivalent award tied to the firm’s share price or value growth, but they do not issue actual shares. Think of them as a bonus check that moves with the stock like a mirror rather than handing over an ownership slice. Investors care because these awards can affect a company’s future cash obligations, executive incentives and reported expenses without causing share dilution.
Deferred Incentive Bonus Plan financial
"acquired under the Issuers Deferred Incentive Bonus Plan"
ESOP financial
"common stock held indirectly through an ESOP"
An Employee Stock Ownership Plan (ESOP) is a program that gives employees ownership shares in their company, often as part of their benefits package. It acts like a company-sponsored savings plan, allowing workers to have a stake in the company's success, which can boost motivation and loyalty. For investors, ESOPs can influence company decisions and stock value, making them an important aspect of corporate ownership and governance.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many CFFN shares did William Joseph Skrobacz Jr. receive?

William Joseph Skrobacz Jr. received a 22,500-share restricted stock award on September 23, 2026.

When does William Joseph Skrobacz Jr.’s CFFN stock award vest?

The award vests in five equal annual installments, with the first installment vesting on September 30, 2027, and each subsequent installment vesting on each September 30 thereafter.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Learn about SEC filing dates
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Skrobacz William Joseph Jr

(Last)(First)(Middle)
C/O CAPITOL FEDERAL FINANCIAL, INC.
700 SOUTH KANSAS AVENUE

(Street)
TOPEKA KANSAS 66603

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
Capitol Federal Financial, Inc. [ CFFN ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
Executive Vice President
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
09/23/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
CFFN common stock09/23/2026A22,500(1)A(1)58,989D
CFFN common stock4,360IESOP
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
CFFN Phantom Stock 2024$5.9112/31/202712/31/2027CFFN common stock3,006(2)3,006D
CFFN Phantom Stock 2025$6.8112/31/202812/31/2028CFFN common stock10,152(2)10,152D
Explanation of Responses:
1. Represents restricted stock award under the Issuer's 2026 Omnibus Incentive Plan with the following vesting schedule: five equal annual installments with the first installment vesting on September 30, 2027 and each subsequent installment vesting on each September 30th thereafter
2. The phantom stock units were acquired under the Issuers Deferred Incentive Bonus Plan and are settled in cash three years from the date of acquisition.
Remarks:
/s/ Kent G. Townsend, under Power of Attorney09/24/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

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