Capitol Federal Financial, Inc. filings document the reporting obligations of a Maryland bank holding company and its wholly owned subsidiary, Capitol Federal Savings Bank. The company’s 8-K reports provide formal records of quarterly results, dividend announcements, stock buyback updates, Regulation FD presentations, and other material-event disclosures tied to its banking operations and common stock.
Proxy and annual meeting filings cover director elections, advisory executive compensation votes, auditor ratification, equity and incentive compensation plans, board governance, and stockholder voting results. Amendments to Form 8-K document corrections or additions to previously reported governance and compensation-plan matters.
Capitol Federal Financial, Inc. (CFFN) announced that its annual meeting of stockholders will be held Tuesday, January 26, 2027. The voting record date is December 4, 2026.
Capitol Federal Financial, Inc. reports Executive Vice President Sarah Lorene Sanders held 27,609 shares of common stock directly and 49,497 shares indirectly through the ESOP on October 1, 2026. Her direct holdings include 17,000 unvested restricted shares. She also reported phantom stock positions representing 829 and 2,699 underlying common shares; those units are settled in cash three years after acquisition. The unvested shares vest in five equal annual installments, beginning September 30, 2027, with later installments each September 30.
Capitol Federal Financial, Inc. Executive Vice President William Joseph Skrobacz Jr. received a 22,500-share restricted stock award on September 23, 2026, bringing his directly held common stock to 58,989 shares. The award is under the issuer’s 2026 Omnibus Incentive Plan.
He also reported phantom stock positions linked to 3,006 and 10,152 underlying common shares, with stated prices of $5.91 and $6.81. The phantom stock units are settled in cash three years after acquisition. His reported indirect ESOP holding is 4,360 common shares. No Rule 10b5-1 plan is reported.
Capitol Federal Financial, Inc. named William “Billy” Skrobacz, Jr. president of the company and Capitol Federal Savings Bank, effective October 1, 2026. He will oversee day-to-day operations for both entities, including commercial operations, support functions and strategy. John B. Dicus will continue as chairman and chief executive officer of both. Skrobacz has served as executive vice president and chief retail operations officer since April 2023 and joined the Bank as chief strategy officer in July 2021.
Skrobacz’s new base salary is $460,000, and he has been awarded 22,500 shares that vest over 5 years. Sarah Sanders will succeed him as executive vice president and chief retail operations officer, also effective October 1, 2026. She currently serves as first vice president and retail banking operations officer.
Capitol Federal Financial, Inc. (CFFN) reports that Tara Van Houweling, its Reporting Director and Principal Accounting Officer, notified the company on September 18, 2026 of her intent to leave effective October 9, 2026. She has served the company for 23 years. Kent Townsend, Executive Vice President and Chief Financial Officer, will assume the role of Principal Accounting Officer.
Capitol Federal Financial, Inc. reported net income of $64,022 thousand for the nine months ended June 30, 2026, up from $49,212 thousand a year earlier, with diluted EPS rising to $0.51 from $0.38. Net interest income increased to $157,066 thousand, and the net interest margin expanded to 2.25% from 1.92%. The efficiency ratio improved to 52.72% from 58.89%, while the operating expense ratio edged up to 1.25%.
Total assets were $9,662,184 thousand, including loans receivable, net of allowance for credit losses, of $8,166,762 thousand. Deposits were $6,850,705 thousand and borrowings $1,636,246 thousand, reflecting a shift toward deposit funding. Nonaccrual loans totaled $50,855 thousand against an allowance for credit losses of $26,103 thousand, and total delinquent loans remained a small share of the $8,192,865 thousand loan portfolio. Accumulated other comprehensive income declined to $8,079 thousand, mainly from unrealized losses on available-for-sale securities as market yields rose.
State Street Corporation reported beneficial ownership of common stock of Capitol Federal Financial, Inc. on a Schedule 13G dated June 30, 2026. State Street reported beneficial ownership of 6,389,952 shares of common stock, representing 5% of the class.
State Street reported no sole voting or dispositive power, with shared voting power over 970,576 shares and shared dispositive power over all 6,389,952 shares
Capitol Federal Financial reported solid third‑quarter fiscal 2026 results for the quarter ended June 30, 2026, with net income of $23.6 million and basic and diluted EPS of $0.19. Net interest income rose to $53.5 million, and net interest margin expanded to 2.31% from 2.24% in the prior quarter, helped by lower Federal Home Loan Bank borrowings and growth in higher‑yielding commercial loans.
Total assets were $9.66 billion and stockholders’ equity $1.02 billion, with a tangible book value of $8.04 per share. Commercial loans grew to $2.47 billion (30% of the portfolio), while one‑ to four‑family loans declined to $5.60 billion as cash flows were redeployed into commercial lending. Asset quality remained strong, with non‑performing assets at 0.53% of total assets. The company emphasized stockholder returns, paying $10.6 million in dividends during the quarter at $0.085 per share and repurchasing 1,837,832 shares at an average price of $7.73, as part of 6.37 million shares repurchased for $45.9 million in the first nine months of fiscal 2026.
Capitol Federal Financial, Inc. reported stronger results for the six months ended March 31, 2026, with net income of $40.5 million, or $0.32 per share, compared with $30.8 million, or $0.24 per share, a year earlier. The improvement came mainly from higher net interest income.
The net interest margin widened to 2.22% from 1.89%, driven largely by growth in the higher-yielding commercial loan portfolio. The efficiency ratio improved to 53.05% from 59.23%, showing better revenue relative to operating costs, although the operating expense ratio ticked up to 1.24%.
Total loans were $8.11 billion, up modestly as a $201.8 million rise in commercial loans offset a $196.8 million decline in one- to four-family mortgages. Asset quality remained solid: loans 30–89 days delinquent were 0.15% of total loans and loans 90+ days delinquent or in foreclosure were 0.17%. The allowance for credit losses increased to $26.6 million, reflecting model assumptions and a specific commercial real estate relationship, but overall credit metrics stayed stable.
HoldCo Opportunities Fund V, L.P. and affiliated entities filed a Schedule 13D on Capitol Federal Financial, Inc., disclosing beneficial ownership of 6,466,059 common shares, or 5.1% of the company. The fund acquired these shares for approximately $37,620,838, using working capital, and may hold them in margin accounts.
The reporting group believes Capitol Federal’s stock was undervalued when purchased and views it as an attractive investment. They are already in discussions with the company’s management and board about ways to enhance shareholder value and may propose changes to capitalization, ownership structure, board composition, or potential business combinations or dispositions.