Capitol Federal posts Q1 FY26 update, declares dividend

Capitol Federal Financial, Inc. filed a current report describing recent communications about its business performance and shareholder returns.

Rhea-AI Filing Summary

Capitol Federal Financial, Inc. filed a current report describing recent communications about its business performance and shareholder returns. The company issued a press release with financial results for the first quarter of fiscal year 2026 and posted a related Quarterly Investor Presentation on its investor relations website.

The report also highlights a quarterly cash dividend of $0.085 per share on common stock, payable on February 20, 2026 to stockholders of record as of the close of business on February 6, 2026. These materials are attached as exhibits for investors seeking more detail.

8-K Event Classification

3 items: 2.02, 7.01, 9.01

3 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 7.01 Regulation FD Disclosure Disclosure

Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, or exhibit attachments filed with this report.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did Capitol Federal Financial (CFFN) disclose in this 8-K filing?

Capitol Federal Financial disclosed that it released first quarter fiscal 2026 financial results and a Quarterly Investor Presentation. It also reported a quarterly cash dividend and attached the related press releases and presentation as exhibits for investors seeking more detailed information.

What is the quarterly dividend announced by Capitol Federal Financial (CFFN)?

Capitol Federal Financial announced a quarterly cash dividend of $0.085 per share on its common stock. This dividend reflects the company’s regular cash return program for shareholders, as described in a press release attached to the current report as an exhibit.

When will CFFN’s $0.085 dividend be paid and who is eligible?

The $0.085 per share dividend will be paid on February 20, 2026 to stockholders of record as of the close of business on February 6, 2026. Shareholders holding common stock on that record date qualify for this cash distribution.

What financial information did Capitol Federal Financial (CFFN) reference for Q1 2026?

Capitol Federal Financial referenced a press release announcing financial results for the first quarter of fiscal 2026. Detailed results are contained in Exhibit 99.1 and further explained in the attached Quarterly Investor Presentation made available on the company’s investor relations website.

Where can investors find Capitol Federal Financial’s Q1 2026 investor presentation?

Investors can access Capitol Federal Financial’s Quarterly Investor Presentation on the investor relations page of its website at ir.capfed.com. The same presentation is also attached to the report as Exhibit 99.2 for convenient reference and review.

Which exhibits are included with Capitol Federal Financial’s latest 8-K?

The filing includes Exhibit 99.1 (press release with Q1 fiscal 2026 results), Exhibit 99.2 (Quarterly Investor Presentation), Exhibit 99.3 (press release announcing the dividend), and Exhibit 104 (Inline XBRL cover page data file for regulatory reporting purposes).

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Accepted by SEC EDGAR 01/28/2026 - 11:35 AM Learn about SEC filing dates

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934

Date of Report (Date of earliest event reported)

January 27, 2026

CAPITOL FEDERAL FINANCIAL, INC.

(Exact name of registrant as specified in its charter)

Maryland			001-34814			27-2631712
(State or other jurisdiction of incorporation)			(Commission File Number)			(IRS Employer Identification No.)

700 South Kansas Avenue,			Topeka			Kansas			66603
(Address of principal executive offices)									(Zip Code)

Registrant's telephone number, including area code

(785) 235-1341

N/A

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class			Trading Symbol(s)			Name of each exchange on which registered
Common Stock, par value $0.01 per share			CFFN			The NASDAQ Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

    Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

ITEM 2.02 RESULTS OF OPERATIONS AND FINANCIAL CONDITION

On January 28, 2026, Capitol Federal Financial, Inc. (the “Company”) issued a press release announcing financial results for the first quarter of fiscal year 2026. A copy of the press release is attached hereto as Exhibit 99.1 and is incorporated herein by reference.

Also on January 28, 2026, the Company made available on the investor relations page of its website, at ir.capfed.com, its Quarterly Investor Presentation. A copy of the presentation is attached hereto as Exhibit 99.2 and is incorporated herein by reference.

ITEM 7.01 REGULATION FD DISCLOSURE

The Company's press release dated January 27, 2026 announcing a quarterly cash dividend of $0.085 per share on outstanding Company common stock payable on February 20, 2026 to stockholders of record as of the close of business on February 6, 2026, is attached hereto as Exhibit 99.2 and is incorporated herein by reference.

ITEM 9.01 FINANCIAL STATEMENTS AND EXHIBITS

(d) Exhibits

Exhibit 99.1 – Press release dated January 28, 2026

Exhibit 99.2 - Quarterly investor presentation

Exhibit 99.3 – Press release dated January 27, 2026

Exhibit 104 – Cover page interactive data file, formatted in Inline XBRL.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

			CAPITOL FEDERAL FINANCIAL, INC.
Date: January 28, 2026			By: /s/ Kent G. Townsend
			Kent G. Townsend, Executive Vice-President,
			Chief Financial Officer, and Treasurer