Welcome to our dedicated page for Capitol Federal SEC filings (Ticker: CFFN), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Capitol Federal Financial, Inc. filings document the reporting obligations of a Maryland bank holding company and its wholly owned subsidiary, Capitol Federal Savings Bank. The company’s 8-K reports provide formal records of quarterly results, dividend announcements, stock buyback updates, Regulation FD presentations, and other material-event disclosures tied to its banking operations and common stock.
Proxy and annual meeting filings cover director elections, advisory executive compensation votes, auditor ratification, equity and incentive compensation plans, board governance, and stockholder voting results. Amendments to Form 8-K document corrections or additions to previously reported governance and compensation-plan matters.
Dimensional Fund Advisors LP reported ownership of 6,647,265 shares of Capitol Federal Financial Inc. The filing states these shares represent 5.0% of the outstanding common stock and that Dimensional has sole voting power over 6,449,246 shares and sole dispositive power over 6,647,265 shares. The statement clarifies the shares are held on behalf of various investment funds and that Dimensional disclaims beneficial ownership of the securities; the filing asserts the holdings were acquired in the ordinary course of business and not to influence control. The filing is signed by the Global Chief Compliance Officer on 10/09/2025.
On September 23, 2025, Capitol Federal Financial, Inc. amended its Short-Term Performance Plan for fiscal year 2026 to replace the efficiency ratio performance target with an operating expense ratio target. The change applies to all officers, including named executive officers, and is intended to measure management's control of operating costs more directly by removing interest-rate effects embedded in the efficiency ratio. The amended plan is filed as Exhibit 10.7 to the Form 8-K.
Capitol Federal Financial, Inc. (CFFN) 10-Q — Quarter ended June 30, 2025.
Key consolidated results:
- Total assets $9,692,739 thousand
- Loans receivable, net $8,023,554 thousand with an ACL of $22,808 thousand
- Deposits $6,431,137 thousand; Borrowings $2,071,585 thousand
- Quarter net income $18,382 thousand (basic EPS $0.14); nine-month net income $49,212 thousand (EPS $0.38)
- Net interest income (quarter) $45,458 thousand; provision for credit losses (quarter) $(451) thousand
- AFS securities fair value $956,229 thousand (amortized cost $933,360 thousand) with gross unrealized losses $662 thousand
- Net cash provided by operating activities $33,517 thousand; investing used $(211,802) thousand; financing provided $135,943 thousand
Balance sheet and income trends show higher net interest income and improved quarterly profitability versus the prior-year quarter, offset by sizable AFS purchases and unrealized losses disclosed.