Capitol Federal SEC Filings

Dimensional Fund Advisors LP has filed an amended Schedule 13G reporting its beneficial ownership position in Capitol Federal Financial Inc common stock. Dimensional reports beneficial ownership of 6,526,892 shares, representing 5.0% of the outstanding common stock. It has sole power to vote 6,328,873 shares and sole power to dispose of 6,526,892 shares.

The filing explains that all reported shares are owned by various funds and accounts advised or sub-advised by Dimensional or its subsidiaries, and that Dimensional may be deemed a beneficial owner because it exercises voting and/or investment power. Dimensional disclaims beneficial ownership of these securities beyond what is required for Section 13(d) reporting. It also certifies that the shares were acquired and are held in the ordinary course of business, not for the purpose of changing or influencing control of Capitol Federal Financial.

Capitol Federal Financial, Inc. is asking stockholders to vote on four key items at its January 27, 2026 annual meeting in Topeka, Kansas. Investors will elect two directors, cast an advisory vote on executive compensation, approve a new 2026 Omnibus Incentive Plan, and ratify KPMG LLP as independent auditor for the year ending September 30, 2026.

The company has 131,438,305 common shares outstanding as of December 5, 2025, with large holders including BlackRock (13.4%) and The Vanguard Group (10.1%). An employee stock ownership plan holds 6,706,237 shares, or 5.1%. The Board is majority independent, uses a Lead Independent Director, and integrates risk oversight through its Audit and Compensation Committees, with specific attention to credit, interest rate, liquidity and cybersecurity risks.

Directors receive a cash retainer of $72,000, while executive pay blends salary, an annual cash bonus tied mainly to earnings and return on equity, and long-term equity incentives. A clawback policy and a short-term performance plan link payouts to company results, with no bonuses paid when the company incurs a net loss.

Capitol Federal Financial, Inc. declared a special cash dividend of $0.04 per share on its common stock. The dividend will be paid on January 23, 2026 to shareholders who are on record at the close of business on January 9, 2026. The company also provided an update on its stock buyback activity as of December 17, 2025 through an attached press release.

Capitol Federal Financial, Inc. (CFFN) filed its Annual Report describing a Kansas-based thrift focused on expanding commercial banking while maintaining strong asset quality and capital. The Bank operates 46 branches across Kansas and Missouri and remains one of the leading originators of one- to four-family residential mortgages in Kansas, funded primarily by deposits and Federal Home Loan Bank borrowings.

For fiscal 2025, the Company declared and paid $44.3 million in dividends and repurchased 618,260 shares for $3.9 million, and its Board intends to pay a regular quarterly cash dividend of $0.085 per share in fiscal 2026, totaling $0.34 per share. As of September 30, 2025, the Bank was well capitalized, held $1.95 billion in FHLB advances and $90.7 million in FHLB stock, paid $4.3 million in FDIC premiums, and reported pre-1988 bad debt reserves of $75.9 million. Management emphasizes cost control, interest rate risk management, and regulatory compliance under OCC, FRB and FDIC oversight.

Capitol Federal Financial, Inc. filed an amended report to update its Short-Term Performance Plan. The Board had previously changed the plan’s performance metric from an efficiency ratio target to an operating expense ratio target, effective with the fiscal year 2026 plan year.

After that change, the operating expense ratio performance target was found to be incorrectly defined. On November 25, 2025, the Board approved an amended and restated plan correcting that definition and making minor grammatical changes related to termination of employment during performance cycles. This amendment replaces the earlier plan exhibit; all other prior disclosures remain unchanged.

Capitol Federal Financial, Inc. (CFFN) reported insider activity as an Executive Vice President filed a Form 4 for open-market purchases on 10/31/2025.

The officer bought 8,000 shares of CFFN common stock at $6.0499 and an additional 2,000 shares at $6.0499. Following these trades, beneficial ownership stood at 156,752 shares (direct) and 59,676 shares (indirect via IRA), with 24,340 shares (indirect via ESOP).

Derivative holdings reported include 9,147 phantom stock units (2022 grant, conversion price $8.65) scheduled for 12/31/2025 and 3,978 phantom stock units (2024 grant, conversion price $5.91) scheduled for 12/31/2027; per the plan, these units are settled in cash three years from acquisition.

Capitol Federal Financial (CFFN) filed an 8-K noting two updates. The company attached a press release announcing fourth-quarter and fiscal 2025 results (incorporated by reference). It also declared a $0.085 per-share quarterly cash dividend on its common stock, payable November 21, 2025 to stockholders of record as of November 7, 2025.

The dividend reflects a cash distribution to shareholders on the company’s NASDAQ-listed common stock. Additional financial details are available in Exhibit 99.1, with the dividend announcement in Exhibit 99.2.

Capitol Federal Financial, Inc. (CFFN) announced its annual meeting of stockholders will be held on Tuesday, January 27, 2026. The company also set the voting record date as December 5, 2025.

The announcement was made via a press release dated October 17, 2025, furnished as Exhibit 99 to this report. The filing is administrative in nature and relates to the scheduling of the upcoming stockholder meeting.