Welcome to our dedicated page for Citizens Finl Group SEC filings (Ticker: CFG), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Citizens Financial Group, Inc. (NYSE: CFG) SEC filings page provides access to the company’s regulatory disclosures as a large U.S. commercial bank and bank holding company. Citizens files a range of documents with the U.S. Securities and Exchange Commission that describe its financial condition, capital structure, governance and material corporate events.
Through this page, users can review current reports on Form 8-K in which Citizens announces items such as quarterly and annual earnings releases, preferred stock offerings, changes to its Restated Certificate of Incorporation, redemptions of preferred stock series, and executive leadership appointments. Recent 8-K filings also confirm the listing of CFG common stock and depositary shares for several preferred stock series on the New York Stock Exchange.
Investors can also locate annual reports on Form 10-K and quarterly reports on Form 10-Q, which provide detailed information on Citizens’ Consumer Banking and Commercial Banking segments, Non-Core and Other activities, and the risk factors and accounting policies relevant to its operations. These periodic reports explain how the company’s retail and commercial banking products and services are reflected in its financial statements.
The filings page is also a resource for capital and securities documentation, including Certificates of Designations for preferred stock, Deposit Agreements for depositary shares, and underwriting agreements for public offerings. These documents outline the rights and preferences of securities such as the 5.000% Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series E, the 7.375% Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series H, and the 6.500% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series I.
Stock Titan enhances these filings with AI-powered summaries that highlight key terms, structural changes and notable disclosures, helping users interpret lengthy documents more efficiently. Real-time updates from EDGAR, combined with AI explanations of complex provisions, allow investors to track Citizens’ regulatory reporting, capital actions and governance developments in one place.
Citizens Financial Group Chief Human Resources Officer Susan LaMonica reported an open-market sale of 13,258 shares of common stock on
Citizens Financial Group, Inc. is asking shareholders to vote at its April 23, 2026 annual meeting on four items: electing 12 director nominees, an advisory say‑on‑pay vote, ratifying Deloitte & Touche as auditor for 2026, and a shareholder proposal to adopt a majority voting standard, which the board recommends against.
The company reports 2025 diluted EPS of $3.86, return on tangible common equity of 11.20%, an efficiency ratio of 64.4%, pre‑provision net revenue of $2,936 million, and total shareholder return ranking second among its regional peer group. Assets were $226.4 billion as of December 31, 2025, with $183.3 billion in deposits and $142.7 billion in loans and leases.
The proxy emphasizes a decade of strategic investment across its Consumer, Commercial, and Private Bank businesses, strong board independence (11 of 12 nominees), active board refreshment, and extensive sustainability, human capital, and community initiatives, including a 7.6% year‑over‑year reduction in Scope 1 and 2 greenhouse gas emissions and nearly 267,000 colleague volunteer hours in 2025.
Citizens Financial Group reported that Head of Commercial Banking Theodore C. Swimmer received a grant of 20,383 shares of common stock on March 1, 2026 under the company’s 2014 Omnibus Incentive Plan. To cover tax obligations, 18,677 shares were withheld at $60.19 per share, leaving him with direct ownership of 109,337 shares.
CITIZENS FINANCIAL GROUP INC/RI President Brendan Coughlin reported mixed equity compensation activity in company stock. On March 1, 2026, he acquired 26,499 shares of Common Stock at $0.00 per share as a grant under the Amended and Restated Citizens Financial Group, Inc. 2014 Omnibus Incentive Plan. On the same date, 22,659 shares of Common Stock were disposed of at $60.19 per share to cover tax obligations through share withholding rather than a market sale. After these transactions, his directly held Common Stock position was 284,928.351 shares.
BANERJEE AUNOY reported acquisition or exercise transactions in this Form 4 filing.
Citizens Financial Group Chief Financial Officer Aunoy Banerjee received a grant of 12,335 shares of common stock on March 1, 2026. The award, made at no cash cost to him, was granted under the Amended and Restated Citizens Financial Group, Inc. 2014 Omnibus Incentive Plan. Following this equity grant, Banerjee directly holds a total of 79,774 Citizens common shares.
Citizens Financial Group Chief Legal Officer Michelle Moosally reported stock-based compensation activity in the company’s common stock. She received a grant of 7,060 shares of common stock on March 1, 2026 at no cost, awarded under the Amended and Restated Citizens Financial Group, Inc. 2014 Omnibus Incentive Plan.
On the same date, 5,194 shares were disposed of at $60.19 per share to cover tax liabilities through share withholding, a non-open-market transaction. After these transactions, her directly held ownership stands at 28,615 shares of Citizens Financial Group common stock.
Citizens Financial Group’s Chief Information Officer Michael Ruttledge received a grant of 11,879 shares of common stock under the company’s 2014 Omnibus Incentive Plan. On the same date, 10,995 shares were disposed of to cover tax obligations, leaving him with 141,602 directly owned shares.
Citizens Financial Group Chief Risk Officer Richard L. Stein reported equity compensation and related tax withholding transactions in company common stock. He acquired 12,958 shares at no cost as a grant under the Amended and Restated Citizens Financial Group, Inc. 2014 Omnibus Incentive Plan. In a separate transaction the same day, 12,295 shares were disposed of to cover tax obligations at a price of $60.19 per share. Following these transactions, Stein directly owned 89,546 shares of Citizens Financial Group common stock.
Citizens Financial Group