Welcome to our dedicated page for Citizens Finl Group SEC filings (Ticker: CFG), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Citizens Financial Group, Inc.'s SEC filings document results, governance and capital structure for a bank holding company with Consumer Banking and Commercial Banking segments. Its Form 8-K reports furnish quarterly and annual earnings releases, financial supplements and investor presentations, while Regulation FD disclosures cover materials used in earnings calls and other investor communications.
Citizens’ proxy and annual meeting filings cover director elections, advisory executive compensation votes, auditor ratification and shareholder voting matters. Capital-structure filings disclose common stock listed under CFG, depositary shares representing preferred stock series listed on the NYSE and debt financing activity, including registered offerings of subordinated notes under shelf registration statements.
Wade Claude E. reported acquisition or exercise transactions in this Form 4 filing.
CITIZENS FINANCIAL GROUP INC/RI director Claude E. Wade received 56.764 additional common stock units on account of dividend equivalents. These restricted stock units were credited at no cash cost to him under the Amended & Restated Citizens Financial Group, Inc. 2014 Non-Employee Directors Compensation Plan. Following this award, his direct holdings total 7,606.346 shares of common stock.
Atkinson Tracy A reported acquisition or exercise transactions in this Form 4 filing.
CITIZENS FINANCIAL GROUP INC/RI director Tracy A. Atkinson received a grant of 94.314 shares of Common Stock on May 14, 2026. These shares reflect restricted stock units credited following the company’s dividend payment under the Amended & Restated 2014 Non-Employee Directors Compensation Plan. After this award, Atkinson directly holds a total of 12,638.033 shares of Common Stock.
CITIZENS FINANCIAL GROUP INC/RI director Edward J. Kelly III received an automatic stock-based award. He acquired 295.988 shares of common stock at no cost, credited as restricted stock units tied to the company’s dividend payment under the Amended & Restated 2014 Non-Employee Directors Compensation Plan.
After this grant, Kelly’s directly held position reported in this filing increased to 39,662.353 shares of common stock. This is a routine compensation-related award rather than an open-market purchase.
Citizens Financial Group Chief Legal Officer sells shares
Citizens Financial Group’s Chief Legal Officer, Michelle Moosally, sold 6,050 shares of Common Stock in an open-market transaction at $62.16 per share. After this sale, she directly owned 22,565 shares of Citizens Financial Group common stock.
Citizens Financial Group reports that Capital World Investors holds 28,256,691 shares of Common Stock, representing 6.6% of outstanding shares. The filing states the issuer's outstanding shares are 424,993,893, and CWI reports 27,389,471 sole voting power and 28,256,691 sole dispositive power. The filing is signed by a Capital Research and Management Company officer on 05/13/2026.
State Street Corporation reports beneficial ownership disclosure for Citizens Financial Group, Inc. As of 03/31/2026, State Street beneficially owned 20,275,128 shares of Citizens Financial Group common stock, representing 4.8% of the class. The filing shows 2,736,441 shared voting power and 20,262,332 shared dispositive power.
Citizens Financial Group delivered stronger profitability in the quarter ended March 31, 2026. Net income reached $517 million, up $144 million year over year, with diluted EPS rising $0.36 to $1.13. Net interest income grew to $1.6 billion and net interest margin improved to 3.14%, helped by better funding costs and runoff of higher-cost auto-related funding.
Noninterest income rose to $606 million, driven by higher capital markets and wealth fees, while noninterest expense increased to $1.38 billion as the company invested in its Private Bank and Private Wealth expansion. The efficiency ratio improved to 63.6%, and ROTCE increased to 12.2%. Loans rose to $143.7 billion, deposits to $184.0 billion, and total assets to $227.9 billion.
Credit quality remained solid, with the allowance for credit losses at $2.2 billion (1.52% of loans and leases) and a net charge-off ratio of 0.39%. Citizens completed the Matrix Capital advisory acquisition, repurchased $300 million of common stock, and issued $400 million of subordinated notes and $750 million of senior notes. Regulatory capital remained comfortably above requirements, with a CET1 capital ratio of 10.5% and contingent liquidity of about $73.7 billion.
Citizens Financial Group (reporting manager Citizens Financial Group Inc.) filed a Form 13F holdings report signed by David P. Russell, Senior Vice President on 05-01-2026. The filing lists 1,041 holdings entries with a total reported market value of $7,186,090,377 and includes two other managers.
Vanguard Capital Management reports beneficial ownership of 31,212,801 shares of Citizens Financial Group common stock, representing 7.34% of the class as of 03/31/2026. The filing shows sole dispositive power over 31,212,801 shares and sole voting power for 4,347,962 shares. The Schedule 13G was signed on 04/29/2026.