Welcome to our dedicated page for Citizens Finl Group SEC filings (Ticker: CFG), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Citizens Financial Group, Inc. (NYSE: CFG) SEC filings page provides access to the company’s regulatory disclosures as a large U.S. commercial bank and bank holding company. Citizens files a range of documents with the U.S. Securities and Exchange Commission that describe its financial condition, capital structure, governance and material corporate events.
Through this page, users can review current reports on Form 8-K in which Citizens announces items such as quarterly and annual earnings releases, preferred stock offerings, changes to its Restated Certificate of Incorporation, redemptions of preferred stock series, and executive leadership appointments. Recent 8-K filings also confirm the listing of CFG common stock and depositary shares for several preferred stock series on the New York Stock Exchange.
Investors can also locate annual reports on Form 10-K and quarterly reports on Form 10-Q, which provide detailed information on Citizens’ Consumer Banking and Commercial Banking segments, Non-Core and Other activities, and the risk factors and accounting policies relevant to its operations. These periodic reports explain how the company’s retail and commercial banking products and services are reflected in its financial statements.
The filings page is also a resource for capital and securities documentation, including Certificates of Designations for preferred stock, Deposit Agreements for depositary shares, and underwriting agreements for public offerings. These documents outline the rights and preferences of securities such as the 5.000% Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series E, the 7.375% Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series H, and the 6.500% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series I.
Stock Titan enhances these filings with AI-powered summaries that highlight key terms, structural changes and notable disclosures, helping users interpret lengthy documents more efficiently. Real-time updates from EDGAR, combined with AI explanations of complex provisions, allow investors to track Citizens’ regulatory reporting, capital actions and governance developments in one place.
On 22 Jul 2025 Citizens Financial Group (NYSE:CFG) filed an 8-K announcing a proposed public offering of a new Series I Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock. Pricing has not yet occurred and the offering may be withdrawn.
If completed, CFG intends to use the net proceeds to redeem some or all of its outstanding 5.650% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series F, on the 6 Oct 2025 dividend date. Replacing the higher-coupon Series F with the new Series I could lower funding costs and improve capital efficiency, but execution, final size, coupon and timing remain subject to market conditions. No financial metrics were provided in this filing; Q2-25 earnings and a financial supplement were previously furnished as Exhibits 99.1 and 99.2.
Citizens Financial Group (CFG) has filed a Form 144 indicating a proposed sale of 34,075 common shares by an affiliate holder on or about 21-Jul-2025. At the recent market price used in the filing, the block is valued at $1.62 million. The shares were originally acquired on 06-Apr-2022 through a merger/acquisition transaction. The proposed broker is Fidelity Brokerage Services and the shares will be sold on the NYSE.
The amount to be sold represents roughly 0.008 % of CFG’s ~432.8 million shares outstanding, signalling an immaterial dilution impact. No other sales by this person were reported in the past three months, and the filer certifies no undisclosed adverse information. Form 144s are routine disclosures rather than definitive sale confirmations, but they can flag insider sentiment; here, the dollar size is modest compared with CFG’s market capitalization, so market impact should be limited.
Citizens Financial Group's Chief Legal Officer Michelle Moosally received a significant equity grant on June 17, 2025. The Form 4 filing discloses the acquisition of 26,749 shares of common stock at $0 per share through an award under the company's Amended & Restated 2014 Omnibus Incentive Plan.
Key details of the transaction:
- Transaction Type: Direct acquisition of common stock
- Post-transaction Holdings: 26,749 shares held directly
- Award Type: Stock grant under equity incentive plan
- Transaction Code: A (Grant/Award)
This equity award represents a significant insider transaction and aligns the executive's interests with shareholders through direct stock ownership. The grant was executed pursuant to the company's established compensation plan and reported within the required filing deadline.