Welcome to our dedicated page for Citizens Finl Group SEC filings (Ticker: CFG), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Citizens Financial Group, Inc. (NYSE: CFG) SEC filings page provides access to the company’s regulatory disclosures as a large U.S. commercial bank and bank holding company. Citizens files a range of documents with the U.S. Securities and Exchange Commission that describe its financial condition, capital structure, governance and material corporate events.
Through this page, users can review current reports on Form 8-K in which Citizens announces items such as quarterly and annual earnings releases, preferred stock offerings, changes to its Restated Certificate of Incorporation, redemptions of preferred stock series, and executive leadership appointments. Recent 8-K filings also confirm the listing of CFG common stock and depositary shares for several preferred stock series on the New York Stock Exchange.
Investors can also locate annual reports on Form 10-K and quarterly reports on Form 10-Q, which provide detailed information on Citizens’ Consumer Banking and Commercial Banking segments, Non-Core and Other activities, and the risk factors and accounting policies relevant to its operations. These periodic reports explain how the company’s retail and commercial banking products and services are reflected in its financial statements.
The filings page is also a resource for capital and securities documentation, including Certificates of Designations for preferred stock, Deposit Agreements for depositary shares, and underwriting agreements for public offerings. These documents outline the rights and preferences of securities such as the 5.000% Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series E, the 7.375% Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series H, and the 6.500% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series I.
Stock Titan enhances these filings with AI-powered summaries that highlight key terms, structural changes and notable disclosures, helping users interpret lengthy documents more efficiently. Real-time updates from EDGAR, combined with AI explanations of complex provisions, allow investors to track Citizens’ regulatory reporting, capital actions and governance developments in one place.
Christine M. Cumming, a director of Citizens Financial Group, Inc. (CFG), reported a non‑derivative acquisition on 08/14/2025 of 336.274 shares recorded as restricted stock units credited following the issuer's dividend payment under the company's Amended & Restated 2014 Non‑Employee Directors Compensation Plan. The reported acquisition price is $0, reflecting an award credit rather than a cash purchase. After this transaction, the reporting person beneficially owns 49,102.415 shares.
The Form 4 was filed as a single reporting person filing and the signature on the form is by an attorney‑in‑fact on 08/15/2025. The filing notes the reporting person’s relationship to the issuer as a Director.
Christopher Swift, a director of Citizens Financial Group, Inc. (CFG), received 194.295 restricted stock units on 08/14/2025. The award was credited following the issuer's dividend payment under the company mended & Restated 2014 Non-Employee Directors Compensation Plan. After the transaction, the reporting person eneficially owned 22,959.254 shares. The acquisition was reported on Form 4 with a zero cash price, indicating these were dividend-settled restricted stock units rather than a market purchase. The filing was signed by an attorney-in-fact on 08/15/2025.
Terrance Lillis, a director of Citizens Financial Group (CFG), received 306.212 restricted stock units (RSUs) on 08/14/2025 credited after the issuer's dividend payment under the Amended & Restated Citizens Financial Group, Inc. 2014 Non-Employee Directors Compensation Plan. The RSUs were reported with a $0 purchase price and increased the reporting person’s beneficial ownership to 36,184.136 shares. The filing also discloses 4,000 shares held indirectly by the reporting person’s spouse in a revocable trust. The Form 4 was signed by an attorney-in-fact on 08/15/2025 and lists the reporting person’s address at Citizens Financial Group, Inc.
Alexander Lee, a director of Citizens Financial Group, Inc. (CFG), reported receipt of 194.295 shares of Common Stock on 08/14/2025. The shares were credited as restricted stock units (RSUs) following the issuer's dividend payment under the Amended & Restated Citizens Financial Group, Inc. 2014 Non-Employee Directors Compensation Plan and were reported at a $0 price. After the transaction, the filing shows the reporting person beneficially owns 22,959.254 shares. The Form 4 was signed by an attorney-in-fact on 08/15/2025.
Kelly Edward J. III, a director of Citizens Financial Group, Inc. (CFG), reported a Section 16 transaction dated 08/14/2025. The filing shows an acquisition of 306.212 common stock units credited at $0, and reports total beneficial ownership following the transaction of 36,184.136 shares/units. The filing explains these were restricted stock units credited to the reporting person’s account following the issuer’s dividend payment under the Amended & Restated Citizens Financial Group, Inc. 2014 Non-Employee Directors Compensation Plan. The Form 4 was signed on 08/15/2025 by an attorney-in-fact.
Kevin Cummings, a director of Citizens Financial Group (CFG), received 157.424 restricted stock units (RSUs) on 08/14/2025 at no cash price, credited to his account following the issuer's dividend payment under the Amended & Restated Citizens Financial Group, Inc. 2014 Non-Employee Directors Compensation Plan. After the transaction he beneficially owned 470,749.316 shares directly and 57,916 shares indirectly through an IRA. The Form 4 was signed by an attorney-in-fact on 08/15/2025 and reports the transaction as non-derivative equity resulting from dividend crediting of RSUs.
Wade Claude E., a director of Citizens Financial Group, Inc. (CFG), was credited with 41.166 restricted stock units on 08/14/2025 at a reported price of $0, following the issuer's dividend payment. The grant increased the reporting person's total beneficial ownership to 4,864.386 shares or share-equivalents. The award was made under the Amended & Restated Citizens Financial Group, Inc. 2014 Non-Employee Directors Compensation Plan. The Form 4 was signed on behalf of the filer by an attorney-in-fact on 08/15/2025.
Citizens Financial Group announced that Aunoy Banerjee will join as Executive Vice President and Chief Financial Officer, replacing the current CFO who will depart in mid-August. Mr. Banerjee, a 25-year financial services veteran most recently serving as CFO of Barclays Bank PLC, will assume responsibility for Financial Planning and Analysis, Business Line Finance, Controller, Investor Relations, Treasury, Tax, Capital Management, and Property & Procurement.
He will start on October 24, 2025 and his employment agreement (entered August 6, 2025) provides a $700,000 base salary, $3,700,000 guaranteed 2025 incentive (reduced by any role-based allowance from his prior employer), and a buy-out award valued at approximately $5,000,000 paid in cash and restricted stock units vesting over four years. The company named an interim CFO to cover the period between departures, and Mr. Banerjee’s contract includes standard severance, change-of-control protections and restrictive covenants.
CITIZENS FINANCIAL GROUP INC filed a Form 13F combination report disclosing institutional holdings managed by the firm and two affiliated managers. The report lists 901 information table entries with a total market value of $6,223,768,207. The report is signed by David P. Russell.