Citizens Financial Group, Inc.'s SEC filings document results, governance and capital structure for a bank holding company with Consumer Banking and Commercial Banking segments. Its Form 8-K reports furnish quarterly and annual earnings releases, financial supplements and investor presentations, while Regulation FD disclosures cover materials used in earnings calls and other investor communications.
Citizens’ proxy and annual meeting filings cover director elections, advisory executive compensation votes, auditor ratification and shareholder voting matters. Capital-structure filings disclose common stock listed under CFG, depositary shares representing preferred stock series listed on the NYSE and debt financing activity, including registered offerings of subordinated notes under shelf registration statements.
Raymond James & Associates submitted a Form 144 notice related to proposed sales of Common stock of CFG. The filing lists multiple compensation-originated share lots dated 03/01/2020, 03/01/2019, 03/01/2018, and 03/01/2017.
Citizens Financial Group reported a strong start to 2026, with first quarter net income of $517 million, up 39% from a year ago, and diluted EPS of $1.13, up 47%. Total revenue rose 12% year over year to $2.17 billion, driven by higher net interest income and solid fee growth in capital markets and wealth management.
Net interest income reached $1.56 billion, up 12%, as the fully taxable-equivalent net interest margin expanded to 3.14%. Credit quality improved, with net charge-offs at 0.39% of average loans versus 0.58% a year ago and nonaccrual loans down 5%. The allowance for credit losses covered 1.52% of loans.
Loans and leases grew 4% year over year to $143.7 billion, led by commercial lending and the Private Bank, while deposits increased 4% to $184.0 billion, including Private Bank deposits of $16.6 billion. Capital remained robust, with a CET1 ratio of 10.5% and tangible book value per share of $37.94. The board declared a quarterly common dividend of $0.46 per share and the company repurchased $300 million of common stock in the quarter.
Citizens Financial Group Inc: an amended Schedule 13G/A from The Vanguard Group reports that, following an internal realignment effective January 12, 2026, certain subsidiaries and business divisions will report beneficial ownership separately under SEC Release No. 34-39538. The filing states The Vanguard Group now shows 0 shares beneficially owned of Citizens Financial Group common stock. The amendment is signed by Ashley Grim, Head of Global Fund Administration, dated 03/26/2026.
Citizens Financial Group Chief Human Resources Officer Susan LaMonica reported an open-market sale of 13,258 shares of common stock on March 11, 2026 at a weighted average price of $58.04 per share. The shares were sold in multiple trades between $58.01 and $58.05 per share. After this transaction, she directly holds 165,971 shares of Citizens Financial Group common stock.
Citizens Financial Group, Inc. is asking shareholders to vote at its April 23, 2026 annual meeting on four items: electing 12 director nominees, an advisory say‑on‑pay vote, ratifying Deloitte & Touche as auditor for 2026, and a shareholder proposal to adopt a majority voting standard, which the board recommends against.
The company reports 2025 diluted EPS of $3.86, return on tangible common equity of 11.20%, an efficiency ratio of 64.4%, pre‑provision net revenue of $2,936 million, and total shareholder return ranking second among its regional peer group. Assets were $226.4 billion as of December 31, 2025, with $183.3 billion in deposits and $142.7 billion in loans and leases.
The proxy emphasizes a decade of strategic investment across its Consumer, Commercial, and Private Bank businesses, strong board independence (11 of 12 nominees), active board refreshment, and extensive sustainability, human capital, and community initiatives, including a 7.6% year‑over‑year reduction in Scope 1 and 2 greenhouse gas emissions and nearly 267,000 colleague volunteer hours in 2025.
Citizens Financial Group reported that Head of Commercial Banking Theodore C. Swimmer received a grant of 20,383 shares of common stock on March 1, 2026 under the company’s 2014 Omnibus Incentive Plan. To cover tax obligations, 18,677 shares were withheld at $60.19 per share, leaving him with direct ownership of 109,337 shares.
CITIZENS FINANCIAL GROUP INC/RI President Brendan Coughlin reported mixed equity compensation activity in company stock. On March 1, 2026, he acquired 26,499 shares of Common Stock at $0.00 per share as a grant under the Amended and Restated Citizens Financial Group, Inc. 2014 Omnibus Incentive Plan. On the same date, 22,659 shares of Common Stock were disposed of at $60.19 per share to cover tax obligations through share withholding rather than a market sale. After these transactions, his directly held Common Stock position was 284,928.351 shares.
BANERJEE AUNOY reported acquisition or exercise transactions in this Form 4 filing.
Citizens Financial Group Chief Financial Officer Aunoy Banerjee received a grant of 12,335 shares of common stock on March 1, 2026. The award, made at no cash cost to him, was granted under the Amended and Restated Citizens Financial Group, Inc. 2014 Omnibus Incentive Plan. Following this equity grant, Banerjee directly holds a total of 79,774 Citizens common shares.
Citizens Financial Group Chief Legal Officer Michelle Moosally reported stock-based compensation activity in the company’s common stock. She received a grant of 7,060 shares of common stock on March 1, 2026 at no cost, awarded under the Amended and Restated Citizens Financial Group, Inc. 2014 Omnibus Incentive Plan.
On the same date, 5,194 shares were disposed of at $60.19 per share to cover tax liabilities through share withholding, a non-open-market transaction. After these transactions, her directly held ownership stands at 28,615 shares of Citizens Financial Group common stock.