Welcome to our dedicated page for Citizens Finl Group SEC filings (Ticker: CFG), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Citizens Financial Group, Inc. (NYSE: CFG) SEC filings page provides access to the company’s regulatory disclosures as a large U.S. commercial bank and bank holding company. Citizens files a range of documents with the U.S. Securities and Exchange Commission that describe its financial condition, capital structure, governance and material corporate events.
Through this page, users can review current reports on Form 8-K in which Citizens announces items such as quarterly and annual earnings releases, preferred stock offerings, changes to its Restated Certificate of Incorporation, redemptions of preferred stock series, and executive leadership appointments. Recent 8-K filings also confirm the listing of CFG common stock and depositary shares for several preferred stock series on the New York Stock Exchange.
Investors can also locate annual reports on Form 10-K and quarterly reports on Form 10-Q, which provide detailed information on Citizens’ Consumer Banking and Commercial Banking segments, Non-Core and Other activities, and the risk factors and accounting policies relevant to its operations. These periodic reports explain how the company’s retail and commercial banking products and services are reflected in its financial statements.
The filings page is also a resource for capital and securities documentation, including Certificates of Designations for preferred stock, Deposit Agreements for depositary shares, and underwriting agreements for public offerings. These documents outline the rights and preferences of securities such as the 5.000% Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series E, the 7.375% Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series H, and the 6.500% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series I.
Stock Titan enhances these filings with AI-powered summaries that highlight key terms, structural changes and notable disclosures, helping users interpret lengthy documents more efficiently. Real-time updates from EDGAR, combined with AI explanations of complex provisions, allow investors to track Citizens’ regulatory reporting, capital actions and governance developments in one place.
Citizens Financial Group (CFG) director reported an automatic accrual of 162.496 shares of common stock on 11/12/2025, credited as restricted stock units following the issuer’s dividend payment pursuant to the Amended & Restated 2014 Non-Employee Directors Compensation Plan. The transaction was recorded at $0 per share. After this entry, the director beneficially owns 470,911.812 shares, held directly.
Citizens Financial Group (CFG) reported an insider transaction by a director. On 11/12/2025, the director acquired 200.555 shares of common stock at $0, credited as dividend-equivalent restricted stock units under the Amended & Restated 2014 Non-Employee Directors Compensation Plan.
Following this plan-based award, the director beneficially owns 23,159.809 shares, held directly. This reflects routine dividend-related RSU accrual rather than an open-market purchase.
Citizens Financial Group (CFG) reported an insider update: a director acquired 200.555 shares of common stock at $0 on 11/12/2025. The filing notes these were restricted stock units credited after the company’s dividend under the Amended & Restated 2014 Non‑Employee Directors Compensation Plan. Following the transaction, the director directly beneficially owns 23,159.809 shares.
Citizens Financial Group (CFG) reported an insider transaction by a director on 11/12/2025. The filing shows an acquisition of 316.078 units recorded as common stock at $0, with the footnote stating these reflect restricted stock units credited following the issuer’s dividend payment under the Amended & Restated 2014 Non‑Employee Directors Compensation Plan.
After the transaction, the director’s beneficial ownership stands at 36,500.214 shares, held directly. This appears to be routine dividend-equivalent crediting rather than an open‑market purchase.
Citizens Financial Group (CFG) reported a Form 4 showing a director was credited 264.113 restricted stock units on 11/12/2025. The entry lists the transaction at $0, reflecting dividend-equivalent RSUs credited following the issuer’s dividend under the Amended & Restated Citizens Financial Group, Inc. 2014 Non-Employee Directors Compensation Plan.
Following this entry, the director’s beneficial ownership stands at 30,499.405 shares, held directly. This appears to be a routine dividend-related accrual rather than an open-market purchase or sale.
Citizens Financial Group (CFG) reported an insider transaction by a director. On 11/12/2025, the director acquired 316.078 shares of common stock at $0, reflecting restricted stock units credited following the company’s dividend under the Amended & Restated 2014 Non‑Employee Directors Compensation Plan.
Following this acquisition, the director beneficially owns 36,500.214 shares, held directly.
Citizens Financial Group reports stronger performance for the quarter and nine months ended September 30, 2025, with solid credit quality and robust capital and liquidity.
Net income reached $494 million for the quarter and $1.3 billion year-to-date, up $112 million and $195 million from 2024, as diluted EPS rose to $1.05 and $2.74. Net interest income grew to $1.5 billion in the quarter and $4.3 billion year-to-date, helped by lower funding costs and a higher net interest margin, which improved to 3.00% in the quarter on a fully taxable-equivalent basis.
Noninterest income increased to $630 million for the quarter, driven by higher wealth, mortgage banking, capital markets, and service charge fees. Credit costs eased, with provision expense down versus 2024 and nonaccrual loans declining to $1.5 billion, or 1.08% of loans. Capital remained strong, with a CET1 ratio of 10.7% and ROTCE of 11.75% for the quarter, while tangible book value per share rose 14% since year-end 2024. The company continued portfolio simplification through a $1.9 billion education loan sale, repurchased $475 million of common stock year-to-date, and issued $400 million of new Series I preferred stock while redeeming higher-cost Series F preferred.
Citizens Financial Group (CFG) reported an insider equity award. The Chief Financial Officer received 67,424 shares of common stock on 10/27/2025 at a price of $0, granted under the Amended and Restated Citizens Financial Group, Inc. 2014 Omnibus Incentive Plan. Following this transaction, the officer directly beneficially owned 67,424 shares.
Citizens Financial Group (CFG) filed a Form 3 initial beneficial ownership report for its Chief Financial Officer. The filing, dated 10/24/2025, states that no securities are beneficially owned. This is an administrative disclosure under Section 16 and does not reflect a transaction or change in ownership.
Citizens Financial Group (CFG) filed a Form 13F Combination Report listing institutional equity positions managed by the firm and certain affiliates. The filing reports a Form 13F Information Table Value Total of $7,300,615,203 and an Information Table Entry Total of 1,007.
The report lists 2 other included managers: Citizens Bank, National Association and Clarfeld Financial Advisors, LLC. This submission confirms the manager’s authorization and completeness representations and indicates portions of holdings are reported by other managers as part of the combination format.