Here are the 10-K annual reports from Citizens Financial Group, Inc. (CFG) in our archive since June 2025, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-K covers the audited annual report, with the full financial statements, so if you follow CFG and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full CFG filings page.
Citizens Financial Group provides an annual overview of its banking operations, strategy, and risks. The company reports total assets of $226.4 billion, deposits of $183.3 billion, and stockholders’ equity of $26.3 billion as of December 31, 2025.
Citizens operates more than 1,000 branches across 14 states and the District of Columbia, serving retail and commercial clients through Consumer and Commercial Banking segments and a growing Private Bank. Client assets total $61.9 billion, including $35.9 billion of assets under management and $26.0 billion of transactional assets.
The report details a strategy focused on high‑quality deposits, growth markets, advisory‑led solutions, balance sheet optimization, and investment in people and communities. Extensive sections describe regulatory capital, liquidity, stress testing, resolution planning, cybersecurity, climate‑related rules, and wide‑ranging risk factors that could affect credit quality, funding costs, interest margins, and execution of the business plan.