[Form 4] Citizens Financial Group, Inc. Insider Trading Activity
Christine M. Cumming, a director of Citizens Financial Group, Inc. (CFG), reported a non‑derivative acquisition on 08/14/2025 of 336.274 shares recorded as restricted stock units credited following the issuer's dividend payment under the company's Amended & Restated 2014 Non‑Employee Directors Compensation Plan. The reported acquisition price is $0, reflecting an award credit rather than a cash purchase. After this transaction, the reporting person beneficially owns 49,102.415 shares.
The Form 4 was filed as a single reporting person filing and the signature on the form is by an attorney‑in‑fact on 08/15/2025. The filing notes the reporting person’s relationship to the issuer as a Director.
Christine M. Cumming, membro del consiglio di amministrazione di Citizens Financial Group, Inc. (CFG), ha riportato un'acquisizione non derivativa in data 08/14/2025 di 336.274 azioni registrate come unità azionarie vincolate (restricted stock units) accreditate a seguito del pagamento di dividendi da parte dell'emittente nell'ambito del piano societario Amended & Restated 2014 Non‑Employee Directors Compensation Plan. Il prezzo di acquisizione segnalato è $0, a indicare un accredito di compenso e non un acquisto in contanti. Dopo questa operazione, la dichiarante detiene beneficiariamente 49,102.415 azioni.
Il Modulo Form 4 è stato presentato come comunicazione di una sola persona segnalante e la firma sul documento è apposta da un procuratore il 08/15/2025. La comunicazione indica il ruolo della dichiarante presso l'emittente come Director.
Christine M. Cumming, directora de Citizens Financial Group, Inc. (CFG), informó la adquisición no derivativa, el 08/14/2025, de 336.274 acciones registradas como unidades de acciones restringidas (restricted stock units) acreditadas tras el pago de dividendos por parte del emisor bajo el Amended & Restated 2014 Non‑Employee Directors Compensation Plan de la compañía. El precio de adquisición informado es $0, lo que refleja un crédito por adjudicación y no una compra en efectivo. Tras esta operación, la persona informante posee beneficiariamente 49,102.415 acciones.
El Formulario 4 se presentó como una sola presentación de la persona informante y la firma en el formulario corresponde a un apoderado fechado el 08/15/2025. La presentación indica la relación de la persona informante con el emisor como Director.
Christine M. Cumming은 Citizens Financial Group, Inc.(CFG)의 이사로서 08/14/2025에 비파생(non‑derivative) 취득으로 발행사의 배당 지급에 따라 회사의 Amended & Restated 2014 Non‑Employee Directors Compensation Plan에 따라 계정(크레딧)된 336.274주의 제한 주식 단위(restricted stock units)를 신고했습니다. 신고된 취득 가격은 현금 매수가 아니라 보상으로서의 적립을 반영하여 $0입니다. 이 거래 후 해당 보고자는 실질적으로 49,102.415주의 주식을 보유하게 됩니다.
Form 4는 단일 보고자 제출로 접수되었으며, 서명은 08/15/2025자 위임을 받은 대리인(법률대리인)에 의해 이루어졌습니다. 제출서에는 보고자의 발행사와의 관계가 Director로 기재되어 있습니다.
Christine M. Cumming, administratrice de Citizens Financial Group, Inc. (CFG), a déclaré une acquisition non dérivée le 08/14/2025 de 336.274 actions inscrites comme unités d'actions restreintes (restricted stock units) créditées suite au paiement de dividendes par l'émetteur dans le cadre du Amended & Restated 2014 Non‑Employee Directors Compensation Plan de la société. Le prix d'acquisition déclaré est de $0, reflétant un crédit d'attribution plutôt qu'un achat en numéraire. Après cette opération, la personne déclarante détient bénéficiairement 49,102.415 actions.
Le Form 4 a été déposé en tant que déclaration d'une seule personne déclarante et la signature sur le formulaire a été apposée par un mandataire (attorney‑in‑fact) le 08/15/2025. Le dépôt indique la relation de la personne déclarante avec l'émetteur en tant que Director.
Christine M. Cumming, Direktorin von Citizens Financial Group, Inc. (CFG), meldete am 08/14/2025 den nicht derivativen Erwerb von 336.274 Aktien, die als Restricted Stock Units (RSUs) verbucht wurden und nach der Dividendenauszahlung des Emittenten im Rahmen des Amended & Restated 2014 Non‑Employee Directors Compensation Plan gutgeschrieben wurden. Der gemeldete Erwerbspreis beträgt $0, was eine Zuteilung als Vergütung und keinen Barerwerb widerspiegelt. Nach dieser Transaktion besitzt die meldende Person wirtschaftlich 49,102.415 Aktien.
Das Formular Form 4 wurde als Einzelmeldung eingereicht, und die Unterschrift auf dem Formular stammt von einem Bevollmächtigten (attorney‑in‑fact) am 08/15/2025. In der Meldung wird das Verhältnis der meldenden Person zum Emittenten als Director angegeben.
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Insights
TL;DR: Routine director compensation credited as RSUs; no cash purchase and no change in control or voting structure.
The report documents a customary non‑derivative grant credited as restricted stock units tied to a dividend payment under the board compensation plan. The transaction increases the director's beneficial holdings by 336.274 shares to 49,102.415 shares. This is a standard disclosure for director compensation and does not indicate any change in governance, control, or debt structure. The reporting and signature details are complete and conform to Section 16 filing requirements.
TL;DR: Administrative insider disclosure of RSU credit; immaterial to company financials but useful for transparency.
The Form 4 shows an award issuance with a zero cash price reflecting issuance mechanics rather than a market transaction. The size of the grant (336.274 shares) is small relative to total insider holdings and is recorded following a dividend payment. From a securities standpoint this is a routine reporting event meeting disclosure obligations under Section 16.
Christine M. Cumming, membro del consiglio di amministrazione di Citizens Financial Group, Inc. (CFG), ha riportato un'acquisizione non derivativa in data 08/14/2025 di 336.274 azioni registrate come unità azionarie vincolate (restricted stock units) accreditate a seguito del pagamento di dividendi da parte dell'emittente nell'ambito del piano societario Amended & Restated 2014 Non‑Employee Directors Compensation Plan. Il prezzo di acquisizione segnalato è $0, a indicare un accredito di compenso e non un acquisto in contanti. Dopo questa operazione, la dichiarante detiene beneficiariamente 49,102.415 azioni.
Il Modulo Form 4 è stato presentato come comunicazione di una sola persona segnalante e la firma sul documento è apposta da un procuratore il 08/15/2025. La comunicazione indica il ruolo della dichiarante presso l'emittente come Director.
Christine M. Cumming, directora de Citizens Financial Group, Inc. (CFG), informó la adquisición no derivativa, el 08/14/2025, de 336.274 acciones registradas como unidades de acciones restringidas (restricted stock units) acreditadas tras el pago de dividendos por parte del emisor bajo el Amended & Restated 2014 Non‑Employee Directors Compensation Plan de la compañía. El precio de adquisición informado es $0, lo que refleja un crédito por adjudicación y no una compra en efectivo. Tras esta operación, la persona informante posee beneficiariamente 49,102.415 acciones.
El Formulario 4 se presentó como una sola presentación de la persona informante y la firma en el formulario corresponde a un apoderado fechado el 08/15/2025. La presentación indica la relación de la persona informante con el emisor como Director.
Christine M. Cumming은 Citizens Financial Group, Inc.(CFG)의 이사로서 08/14/2025에 비파생(non‑derivative) 취득으로 발행사의 배당 지급에 따라 회사의 Amended & Restated 2014 Non‑Employee Directors Compensation Plan에 따라 계정(크레딧)된 336.274주의 제한 주식 단위(restricted stock units)를 신고했습니다. 신고된 취득 가격은 현금 매수가 아니라 보상으로서의 적립을 반영하여 $0입니다. 이 거래 후 해당 보고자는 실질적으로 49,102.415주의 주식을 보유하게 됩니다.
Form 4는 단일 보고자 제출로 접수되었으며, 서명은 08/15/2025자 위임을 받은 대리인(법률대리인)에 의해 이루어졌습니다. 제출서에는 보고자의 발행사와의 관계가 Director로 기재되어 있습니다.
Christine M. Cumming, administratrice de Citizens Financial Group, Inc. (CFG), a déclaré une acquisition non dérivée le 08/14/2025 de 336.274 actions inscrites comme unités d'actions restreintes (restricted stock units) créditées suite au paiement de dividendes par l'émetteur dans le cadre du Amended & Restated 2014 Non‑Employee Directors Compensation Plan de la société. Le prix d'acquisition déclaré est de $0, reflétant un crédit d'attribution plutôt qu'un achat en numéraire. Après cette opération, la personne déclarante détient bénéficiairement 49,102.415 actions.
Le Form 4 a été déposé en tant que déclaration d'une seule personne déclarante et la signature sur le formulaire a été apposée par un mandataire (attorney‑in‑fact) le 08/15/2025. Le dépôt indique la relation de la personne déclarante avec l'émetteur en tant que Director.
Christine M. Cumming, Direktorin von Citizens Financial Group, Inc. (CFG), meldete am 08/14/2025 den nicht derivativen Erwerb von 336.274 Aktien, die als Restricted Stock Units (RSUs) verbucht wurden und nach der Dividendenauszahlung des Emittenten im Rahmen des Amended & Restated 2014 Non‑Employee Directors Compensation Plan gutgeschrieben wurden. Der gemeldete Erwerbspreis beträgt $0, was eine Zuteilung als Vergütung und keinen Barerwerb widerspiegelt. Nach dieser Transaktion besitzt die meldende Person wirtschaftlich 49,102.415 Aktien.
Das Formular Form 4 wurde als Einzelmeldung eingereicht, und die Unterschrift auf dem Formular stammt von einem Bevollmächtigten (attorney‑in‑fact) am 08/15/2025. In der Meldung wird das Verhältnis der meldenden Person zum Emittenten als Director angegeben.
FAQ
Who filed the Form 4 for CFG and what is their relationship to the company?
What transaction was reported on CFG Form 4 dated 08/14/2025?
What was the reported price and how many shares does the reporting person own after the transaction?
When was the Form 4 signed and by whom?
Under which compensation plan were the restricted stock units issued?
