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Core AI (NASDAQ: CHAI) grows Q2 sales 56% but H1 loss hits $5.3M

(Neutral)
(Neutral)
Form Type
6-K

Rhea-AI Filing Summary

Core AI Holdings, Inc. (CHAI) reported strong top-line growth in Q2 2026 but significantly larger losses for the first half of 2026. Q2 2026 revenue was $22.4 million, up 56% from $14.3 million, while six‑month revenue was $26.1 million, down 9% from $28.9 million due to a weak Q1. Q2 gross loss narrowed to about $11 thousand, and Q2 gross margin was near breakeven, versus a larger negative margin a year earlier, but gross margin for the six months was -11.8%.

Net loss widened sharply: Q2 2026 net loss was $1.6 million versus $0.8 million, and six‑month net loss was $5.3 million versus $0.9 million. General and administrative expenses rose to $1.9 million for the six months, up over 300%, reflecting higher headcount and professional fees. The accumulated deficit reached $37.2 million.

Liquidity improved: cash and cash equivalents increased to $12.0 million at June 30, 2026 (from $1.9 million at year‑end), driven by $5.45 million net cash from operations and $4.63 million net proceeds from a June private placement. Working capital was about $1.9 million, and a $250 million shelf and a new $3.54 million ATM program provide additional financing flexibility. Management disclosed factors that raised substantial doubt about going concern but stated that available cash, operating cash flows, and capital markets tools alleviated that doubt.

Positive

  • Q2 revenue grew 56% year over year to $22.4 million, reflecting stronger advertising performance after optimization of user acquisition and ad placements.
  • Operating cash flow turned positive, providing $5.45 million in the first half of 2026 versus a $2.42 million use of cash in the prior‑year period.
  • Cash balance increased to $12.0 million at June 30, 2026, supported by positive operating cash flow and $4.63 million net proceeds from a private placement.
  • Q2 gross margin nearly reached breakeven (gross loss about $11 thousand), showing improved efficiency in advertising spend versus the prior‑year quarter.

Negative

  • Net loss for the first half of 2026 rose to $5.25 million, more than five times the prior‑year loss of $0.86 million.
  • Six‑month gross margin deteriorated to -11.8%, with a gross loss of $3.08 million compared with a $0.63 million gross loss a year earlier.
  • General and administrative expenses increased over 300% to $1.90 million for the first half of 2026, driven by higher compensation and professional fees.
  • The company reported conditions that raised substantial doubt about its ability to continue as a going concern, although management states this doubt was alleviated based on current liquidity and capital access.
  • Customer and vendor concentration is high, with two customers representing 78.4% of revenue and three vendors representing 92.1% of purchases for the six months ended June 30, 2026.
  • CHAI disclosed receiving a Nasdaq minimum bid price deficiency notice on July 31, 2026, indicating risk to its continued listing if compliance is not regained.

Filing Explained

As of June 30, 2026, 1,175,000 nearly fully paid warrants remained alongside 24,691,846 shares outstanding, leaving additional issuance capacity.

This Form 6-K, an interim report for a foreign private issuer, furnishes Core AI Holdings’ unaudited results for the three and six months ended June 30, 2026. The June registered-direct financing had resulted in 4,769,444 additional common shares issued by that date, while 1,175,000 pre-funded warrants remained outstanding and exercisable, leaving further potential share issuance.

The common shares were sold at $0.90 each and the warrants at $0.89999 each, with a nominal $0.00001 exercise price; the offering produced about $5.35 million gross proceeds and about $4.63 million net proceeds after approximately $0.37 million of placement-agent fees and $0.35 million of other costs. Because additional shares increase the total share count, the issuance reduces existing holders’ percentage ownership absent offsetting changes.

The proposed HPC and AI data-center expansion remains at an early stage: the company reports four joint-venture agreements and one memorandum of understanding, generally structured as 50/50 ventures with the company’s interest potentially increasing to 80% based on financing contributed. No project had yet been presented for approval and no financing commitment had been secured, so these arrangements had not become funded operating projects as of the report.

As a subsequent event, the filing reports that on July 31, 2026, Nasdaq notified the company that its common shares did not comply with the minimum bid-price requirement; the filing identifies the deficiency but provides no completed resolution.

Revenue Q2 2026 $22,353,654 For the three months ended June 30, 2026; 56% higher than Q2 2025
Revenue H1 2026 $26,122,190 For the six months ended June 30, 2026; 9% lower than H1 2025
Net loss H1 2026 $5,252,785 For the six months ended June 30, 2026 vs $858,611 in H1 2025
Cash and cash equivalents $12,035,390 Balance at June 30, 2026 vs $1,931,174 at December 31, 2025
Working capital $1,907,723 Approximate current assets minus current liabilities at June 30, 2026
Accounts payable and other payables $22,328,401 Current liabilities as of June 30, 2026, up from $10,118,046 at year‑end
Private placement net proceeds $4,625,538 Net cash from June 10, 2026 securities purchase agreement
Accumulated deficit $37,216,436 Deficit balance as of June 30, 2026
reverse acquisition financial
"The Merger is accounted for as a reverse acquisition and a business combination"
A reverse acquisition is when a private company becomes publicly traded by buying a listed company—often a low-activity “shell”—instead of going through a traditional initial public offering. For investors, it can quickly create tradable shares and access to capital but also reshuffles ownership and can bring limited disclosure or integration risks; think of it as buying an existing storefront to start selling immediately rather than building one from the ground up.
going concern financial
"These factors raise substantial doubts about the Group’s ability to continue as a going concern"
Going concern is the accounting assumption that a company will keep operating and meeting its obligations for the foreseeable future. The phrase matters most when a company or its auditors disclose substantial doubt about it, a formal warning that the business may not have enough resources to continue without raising money, restructuring, or selling assets. That language in a filing or press release signals elevated financial risk.
shelf registration statement regulatory
"The Group’s shelf registration statement for offer up to $250 million securities"
A shelf registration statement is a document a company files with regulators that allows it to sell shares or bonds quickly when it’s a good time to raise money. It’s like having a pre-approved plan ready so the company can act fast without going through lengthy paperwork each time they want to sell, making fundraising more flexible.
at the market offering financial
"to sell common shares for an aggregate offering price of up to $3,539,021 from time to time, through an “at the market offering”"
An at-the-market offering is a way a company raises cash by selling newly issued shares directly into the open market at prevailing prices, rather than all at once in a single deal. Think of it like turning a faucet on to drip shares into trading at current prices when needed; it gives the company flexibility to raise funds over time but can dilute existing shareholders and potentially affect the stock price, which investors should monitor.
expected credit losses financial
"The Group accounts for expected credit losses on trade receivables in accordance with ASC Topic 326"
Expected credit losses are an accounting estimate of how much a lender or company expects to lose when borrowers or customers don’t fully pay what they owe, combining how likely nonpayment is with how big the loss would be. Investors care because these estimates determine how much a firm must set aside from earnings as a reserve, directly affecting reported profits, balance-sheet strength and perceptions of credit risk—like setting aside a rainy-day fund for unpaid bills.
high-performance computing technical
"expanding market for HPC and AI data centers"
A cluster of very powerful computers, special chips and fast networks designed to tackle huge, complex calculations far faster than a normal PC — like replacing a single delivery van with a synchronized fleet to move a city’s worth of packages. For investors, high-performance computing matters because it enables faster product development, more accurate simulations and data analysis, and new revenue streams for hardware, software and services, making firms that supply or use it potentially more competitive and scalable.
Revenue Q2 2026 $22,353,654 Up 56% from $14,344,630 in Q2 2025
Revenue H1 2026 $26,122,190 Down 9% from $28,854,393 in H1 2025
Net loss Q2 2026 $1,624,222 Up from $758,354 in Q2 2025
Net loss H1 2026 $5,252,785 Up from $858,611 in H1 2025
Gross loss Q2 2026 $11,028 Improved from $397,184 gross loss in Q2 2025
Cash and cash equivalents $12,035,390 Up from $1,931,174 at December 31, 2025

FAQ

How did Core AI Holdings (CHAI) perform financially in Q2 2026?

In Q2 2026, Core AI Holdings reported $22.35 million in revenue, up 56% from $14.34 million a year earlier. Net loss was $1.62 million versus $0.76 million. Gross loss narrowed to about $11 thousand, bringing gross margin close to breakeven.

What were Core AI Holdings’ (CHAI) results for the first half of 2026?

For the six months ended June 30, 2026, revenue was $26.12 million, down 9% from $28.85 million. Net loss widened to $5.25 million from $0.86 million, and gross loss increased to $3.08 million from $0.63 million, reflecting weaker Q1 economics.

What is Core AI Holdings’ (CHAI) cash position and liquidity as of June 30, 2026?

Core AI Holdings had $12.04 million in cash and cash equivalents and working capital of about $1.9 million at June 30, 2026. It generated $5.45 million from operating activities and raised $4.63 million net from a June 2026 private placement.

Did Core AI Holdings (CHAI) express going concern issues?

The company noted losses and an accumulated deficit of $37.22 million that raised substantial doubt about its ability to continue as a going concern. Management stated this doubt was alleviated based on existing cash, operating cash flows, a $250 million shelf, and an ATM facility.

What equity financing did Core AI Holdings (CHAI) complete in 2026?

On June 10, 2026, CHAI sold 1,969,444 common shares at $0.90 and pre‑funded warrants for up to 3,975,000 shares at $0.89999, raising about $5.35 million gross and $4.63 million net. As of June 30, 2026, 1,175,000 pre‑funded warrants remained outstanding.

What capital markets facilities does Core AI Holdings (CHAI) have?

CHAI has an effective $250 million shelf registration statement and, as of August 11, 2026, an at the market offering agreement allowing sales of up to $3,539,021 of common shares through D. Boral Capital LLC.

How concentrated are Core AI Holdings’ (CHAI) customers and vendors?

For the six months ended June 30, 2026, two customers represented 59.0% and 19.4% of revenue, and two customers accounted for 51.3% and 31.4% of receivables. Three vendors represented 50.7%, 23.6%, and 17.8% of purchases.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

 

FORM 6-K

 

REPORT OF FOREIGN PRIVATE ISSUER

 

PURSUANT TO RULE 13a-16 OR 15d-16

UNDER THE SECURITIES EXCHANGE ACT OF 1934

 

For the Month of: August 2026

 

Commission File Number: 001-39557

 

Core AI Holdings, Inc.

(Translation of registrant’s name into English)

 

25 SE 2nd Ave., Ste 550, Miami, FL 33131

(Address of principal executive office)

 

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F:

 

☒ Form 20-F ☐ Form 40-F

 

 

 

 

 

 

Included with this Report of Foreign Private Issuer on Form 6-K (this “Report”) as Exhibit 99.1 and incorporated herein by reference are the financial results of Core AI Holdings, Inc., a British Columbia, Canada corporation (the “Company”), for the three and six months ended June 30, 2026. Also included with this Report as Exhibit 99.2 and incorporated herein by reference is the Company’s Management’s Discussion and Analysis for the three and six months ended June 30, 2026.

 

The information and documents furnished in this Report shall not be deemed to be “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934 or otherwise subject to the liabilities of that section. 

 

Forward Looking Statements

 

This Report and the exhibits furnished herewith contain forward-looking statements within the meaning of the “safe harbor” provisions of the Private Securities Litigation Reform Act of 1995 and other Federal securities laws. Words such as “expects,” “anticipates,” “intends,” “plans,” “believes,” “seeks,” “estimates” and similar expressions or variations of such words are intended to identify forward-looking statements. Because these forward-looking statements and their implications are neither historical facts nor assurances of future performance and are based on the Company’s current expectations, they are subject to various risks and uncertainties and changes in circumstances that are difficult to predict and may be outside of the Company’s control, and actual results, performance or achievements of the Company could differ materially from those described in or implied by the statements in this Report. The forward-looking statements contained or implied in this Report are subject to other risks and uncertainties, including those discussed under the heading “Risk Factors” in the Company’s Annual Report on Form 20-F filed with the Securities and Exchange Commission (the “SEC”) on May 15, 2026, and in any subsequent filings with the SEC. Except as otherwise required by law, the Company undertakes no obligation to publicly release any revisions to these forward-looking statements to reflect events or circumstances after the date hereof or to reflect the occurrence of unanticipated events. Any references and links to websites and social media have been provided as a convenience, and the information contained on such websites is not incorporated by reference into this Report. The Company is not responsible for the contents of third-party websites.

 

EXHIBIT INDEX

 

 Exhibit No.   Description
99.1*   Core AI Holdings, Inc. Financial Results for the Three and Six Months Ended June 30, 2026
99.2*   Management’s Discussion and Analysis for the Three and Six Months Ended June 30, 2026

 

* Furnished not filed.

 

2

 

 

Pursuant to the requirements of the Securities Exchange Act of 1934, the Company has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

 

Date: August 27, 2026 CORE AI HOLDINGS, INC.
     
  By: /s/ Aitan Zacharin
    Aitan Zacharin, Chief Executive Officer

 

3

 

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Exhibit 99.1

 

CORE AI HOLDINGS INC. AND ITS SUBSIDIARY

UNAUDITED CONDENSED INTERIM CONSOLIDATED BALANCE SHEETS

 

   June 30,   December 31, 
   2026   2025 
   USD   USD 
   (Unaudited)     
ASSETS          
           
CURRENT ASSETS          
Cash and cash equivalents  $12,035,390   $1,931,174 
Accounts receivable, net   9,779,697    5,689,538 
Prepayments   102,988    1,326,916 
Other receivables, net   2,816,066    3,871,729 
Total current assets   24,734,141    12,819,357 
           
NON-CURRENT ASSETS          
Long-term investment   294,429    294,429 
Intangible assets, net   70    477 
Operating lease right-of-use assets   227,267    291,081 
Total non-current assets   521,766    585,987 
           
Total assets  $25,255,907   $13,405,344 
           
LIABILITIES AND SHAREHOLDERS’ DEFICIT          
           
CURRENT LIABILITIES          
Account and other payables  $22,328,401   $10,118,046 
Taxes payable   11,493    22,929 
Due to related party   328,300    - 
Current operating lease liabilities   158,224    162,610 
Total current liabilities   22,826,418    10,303,585 
           
NON-CURRENT LIABILITIES          
Warrant and preferred share liability   100    100 
Total non-current liabilities   100    100 
           
Total liabilities   22,826,518    10,303,685 
           
SHAREHOLDERS’ EQUITY          
Share capital   39,693,732    35,068,194 
Accumulated other comprehensive loss   (47,907)   (2,884)
Accumulated deficits   (37,216,436)   (31,963,651)
Total shareholders’ deficit   2,429,389    3,101,659 
           
Total shareholders’ equity   2,429,389    3,101,659 
Total liabilities and shareholders’ equity  $25,255,907   $13,405,344 

 

The accompanying notes are an integral part of these consolidated financial statements.

 

 

 

 

CORE AI HOLDINGS INC. AND ITS SUBSIDIARY

UNAUDITED CONDENSED INTERIM CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE (LOSS)

 

   2026   2025   2026   2025 
   For the Three Months Ended June 30,   For the Six Months Ended June 30, 
   2026   2025   2026   2025 
   USD   USD   USD   USD 
   (Unaudited)   (Unaudited)   (Unaudited)   (Unaudited) 
Revenue  $22,353,654   $14,344,630   $26,122,190   $28,854,393 
Cost of providing services   (22,364,682)   (14,741,814)   (29,205,096)   (29,479,919)
                     
Gross profit   (11,028)   (397,184)   (3,082,906)   (625,526)
                     
General and administrative expenses   (1,614,924)   (265,043)   (1,902,214)   (463,876)
Allowance for credit loss   (22,455)   (138,293)   (257,166)   178,221 
Total operating expenses   (1,637,379)   (403,336)   (2,159,380)   (285,655)
                     
Operating loss   (1,648,407)   (800,520)   (5,242,286)   (911,181)
                     
Foreign exchange (loss)gain   (43,610)   28,939    (86,593)   136 
Other income,net   67,795    13,227    76,094    52,434 
Total other income(expense), net   24,185    42,166    (10,499)   52,570 
Loss before income tax   (1,624,222)   (758,354)   (5,252,785)   (858,611)
                     
Income tax expenses   -    -    -    - 
                     
Net loss   (1,624,222)   (758,354)   (5,252,785)   (858,611)
                     
Other comprehensive income (loss)                    
Foreign currency translation adjustment   31,696    (2,909)   45,023    (6,041)
Total comprehensive loss for the period  $(1,655,918)  $(755,445)  $(5,297,808)  $(852,570)
                     
WEIGHTED AVERAGE NUMBER OF ORDINARY SHARES*                    
Weighted Average Shares Outstanding-Basic   21,243,390    16,825,577    20,582,896    16,825,577 
Weighted Average Shares Outstanding-Diluted   21,243,390    16,825,577    20,582,896    16,825,577 
                     
Loss per share                    
Ordinary share - Basic  $(0.08)  $(0.05)  $(0.26)  $(0.05)
Ordinary share - Diluted  $(0.08)  $(0.05)  $(0.26)  $(0.05)

 

*Shares are presented on a retroactive basis to reflect the reverse acquisition on October 3, 2025 and reverse stock split on October 7, 2025

 

The accompanying notes are an integral part of these consolidated financial statements.

 

 

 

 

CORE AI HOLDINGS INC. AND ITS SUBSIDIARY

UNAUDITED CONDENSED INTERIM CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS’ EQUITY

 

   Number of Ordinary shares   Share
capital
  

Accumulated

deficit

   Accumulated other comprehensive loss   Total shareholders’ Equity 
       USD   USD   USD   USD 
Balance as of December 31, 2024*   16,825,577   $2,569,566   $(372,320)  $(16,652)  $2,180,594 
Net loss   -    -    (100,257)   -    (100,257)
Foreign currency translation adjustment   -    -    -    3,132    3,132 
Balance as of March 31, 2025(Unaudited)   16,825,577    2,569,566    (472,577)   (13,520)   2,083,469 
Net loss   -    -    (758,354)   -    (758,354)
Translation Adjustment   -    -    -    2,909    2,909 
Balance as of June 30, 2025(Unaudited)   16,825,577   $2,569,566   $(1,230,931)  $(10,611)  $1,328,024 
                          
Balance as of December 31, 2025   19,922,402   $35,068,194   $(31,963,651)  $(2,884)  $3,101,659 
Net loss   -    -    (3,628,563)   -    (3,628,563)
Foreign currency translation adjustment   -    -    -    (13,327)   (13,327)
Balance as of March 31, 2026(Unaudited)   19,922,402    35,068,194    (35,592,214)   (16,211)   (540,231)
Net loss   -    -    (1,624,222)   -    (1,624,222)
Issuance of common stock in a private placement   4,769,444    4,625,538    -    -    4,625,538 
Foreign currency translation adjustment   -    -    -    (31,696)   (31,696)
Balance as of June 30, 2026(Unaudited)   24,691,846   $39,693,732   $(37,216,436)  $(47,907)  $2,429,389 

 

*Shares are presented on a retroactive basis to reflect the reverse acquisition on October 3, 2025 and reverse stock split on October 7, 2025

 

The accompanying notes are an integral part of these consolidated financial statements.

 

 

 

 

CORE AI HOLDINGS INC. AND ITS SUBSIDIARY

UNAUDITED CONDENSED INTERIM CONSOLIDATED STATEMENTS OF CASH FLOWS

 

   2026   2025 
   For the Six Months Ended June 30, 
   2026   2025 
   USD   USD 
   (Unaudited)   (Unaudited) 
CASH FLOWS FROM OPERATING ACTIVITIES:          
Net (loss)   (5,252,785)   (858,611)
Adjustments to reconcile net income to net cash provided by (used in) operating activities:          
Amortization of intangible assets   418    644 
Amortization of right of use assets   69,388    92,625 
Allowance for credit loss   257,166    (178,221)
Change in operating assets and liabilities:          
Accounts receivable   (4,146,299)   296,942 
Prepayments   1,271,587    3,645 
Other receivables   1,098,661    1,890,096 
Account and other payables   11,847,275    (3,514,351)
Tax payables   (12,260)   - 
Due to related party   328,300    - 
Current operating lease liabilities   (10,227)   (155,774)
Net cash provided by (used in) operating activities   5,451,224    (2,423,005)
           
CASH FLOWS FROM INVESTING ACTIVITIES:          
Net cash provided by investing activities   -    - 
           
CASH FLOWS FROM FINANCING ACTIVITIES:          
Proceeds from private placement   4,625,538    - 
Net cash provided by financing activities   4,625,538    - 
           
EFFECT OF EXCHANGE RATE ON CASH AND CASH EQUIVALENTS   27,454    44,124 
           
CHANGE IN CASH AND CASH EQUIVALENTS   10,104,216    (2,378,881)
           
CASH AND CASH EQUIVALENTS, beginning of year   1,931,174    5,559,276 
           
CASH AND CASH EQUIVALENTS, end of year   12,035,390    3,180,395 
           
SUPPLEMENTAL CASH FLOW INFORMATION:          
Cash paid for income tax   -    - 
Cash paid for interest expense   -    - 
           
NON-CASH INVESTING AND FINANCING ACTIVITIES:          
Initial recognition of right-of-use assets and lease liabilities, net of disposal   -    460,249 

 

The accompanying notes are an integral part of these consolidated financial statements.

 

 

 

 

CORE AI HOLDINGS, INC. AND ITS SUBSIDIARIES

NOTES TO INTERIM CONDENSED CONSOLIDATED FINANCIAL STATEMENTS

THREE AND SIX MONTHS ENDED JUNE 30, 2026 AND 2025

(UNAUDITED)

 

1. Corporation information

 

Core AI Holdings, Inc. (formerly Siyata Mobile Inc.) (the “Company” or the “Group”) was incorporated under the laws of British Columbia, Canada. On October 3, 2025, the Group completed a merger (the “Merger”) with Core Gaming, Inc. (“Core Gaming”), a developer of AI-driven gaming technologies. Upon completion of the Merger, Core Gaming became a wholly-owned subsidiary of the Group. Newbyera Technology Limited (“Newbyera”), a developer of cloud-based gaming platforms, is the sole operating subsidiary of Core Gaming. In connection with the Merger, the Group changed its name to Core AI Holdings, Inc

 

2. Summary of Significant Accounting Policies

 

1) Basis Presentation

 

(a) Business Combination

 

On February 26, 2025, Core Gaming, Inc. (“Core Gaming”) entered into a Merger Agreement (the “Merger Agreement”) with Siyata Mobile Inc.(“Siyata Mobile”) and Siyata Core Acquisition U.S., Inc., a wholly-owned subsidiary of Siyata Mobile (“Merger Sub”) (the “Merger”). Upon completion of the Merger on October 3, 2025, (i) Core Gaming merged with and into Merger Sub, with Core Gaming continuing as the surviving entity and a wholly owned subsidiary of Siyata Mobile, and (ii) in exchange for the outstanding shares of Core Gaming’s common stock, Siyata Mobile issued 16,825,577 common shares (67,302,300 before the 4-1 reverse stock split that occurred on October 7, 2025) to the shareholders of Core Gaming based on an exchange ratio calculated as $160,000,000 divided by the volume-weighted average closing price of Siyata Mobile’s common shares on the Nasdaq Stock Market LLC for the 10-day trading period immediately preceding the effective time of the Merger. In connection with the Merger, Siyata Mobile Inc. was re-named Core AI Holdings, Inc. (“Core Holdings”), and effected a 4-1 reverse stock split on October 7, 2025. Newbyera Technology Limited is the sole operating subsidiary of Core Gaming.

 

(b) Basis of Accounting

 

The Merger is accounted for as a reverse acquisition and a business combination using the acquisition method of accounting in accordance with ASC 805. While Core AI Holdings, Inc (formerly Siyata Mobile Inc) is the legal acquirer and Core Gaming was determined to be the accounting acquirer based on an evaluation of the following facts and circumstances:(1) Relative voting rights, since the former shareholders of Core Gaming own 84.5% of Core Holdings’ outstanding common shares immediately following the closing of the Merger; (2) Composition of the management ,the management of Core Gaming will assume key positions in the management of Core Holdings; (3) Premium, $160,000,000 fair value of the consideration issued significantly exceeded the pre-merger market capitalization of Siyata Mobile. Consequently, Core Gaming is deemed to be the acquiring company for accounting purposes, and the Merger is accounted for as a reverse acquisition under the acquisition method of accounting for business combinations. The historical financial statements of the Group prior to the merger date are those of Core Gaming, Inc., and the results of Core AI Holdings Inc (formerly Siyata Mobile Inc) are consolidated only from the closing date of October 3, 2025.

 

The consideration transferred for the acquisition of a subsidiary or business comprises the fair value of the assets transferred, the liabilities incurred and the equity interests issued by the Group. The consideration transferred also includes any contingent consideration arrangement and any pre-existing equity interest in the subsidiary measured at their fair values at the acquisition date. Acquisition-related costs are expensed as incurred.

 

Identifiable assets acquired and liabilities and contingent liabilities assumed in a business combination are, with limited exceptions, measured initially at their fair values at the acquisition date. The excess of (a) the consideration transferred, the amount of any non-controlling interest in the acquiree and the acquisition-date fair value of any previous equity interest in the acquiree over the (b) fair value of the identifiable net assets acquired is recorded as goodwill. Refer to note 15 for additional information.

 

 

 

 

(c) Principal of Consolidation

 

Subsidiaries are all entities (including structured entities) over which the Group has control. The Group controls an entity when the Group is exposed to, or has rights to, variable returns from its involvement with the entity and has the ability to affect those returns through its power over the entity. Subsidiaries are fully consolidated from the date on which control is transferred to the Group. They are deconsolidated from the date on that control ceases.

 

The unaudited condensed interim consolidated financial statements include the accounts of Core AI Holdings, Inc. (formerly Siyata Mobile Inc.) and its wholly-owned subsidiaries, Core Gaming, Inc. and Newbyera Technology Limited (collectively, the “Company”). All intercompany transactions, balances and unrealized gains have been eliminated in consolidation. Accounting policies of subsidiaries have been changed where necessary to ensure consistency with the policies adopted by the Group.

 

(d) Use of Estimates

 

The preparation of these unaudited consolidated interim financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities, disclosure of contingent assets and liabilities at the date of these unaudited consolidated interim financial statements, and the reported amounts of revenue and expenses during the reporting period. Actual results could differ from those estimates. On an ongoing basis, management reviews these estimates and assumptions using the currently available information. Changes in facts and circumstances may cause the Group to revise its estimates. In accordance with ASC 250, the changes in estimates will be recognized in the same period of changes in facts and circumstances. The Group bases its estimates on past experiences and on various other assumptions that are believed to be reasonable, the results of which form the basis for making judgments about the carrying values of assets and liabilities. Estimates are used when accounting for items and matters including, but not limited to, useful lives and collectability evaluation of accounts receivables. Actual results could differ from those estimates.

 

(e) Foreign Currency Translation

 

The Group’s functional currency is United States dollars. The Group translates the financial statements of the Group entities (none of which has the currency of a hyperinflationary economy) that have a different functional currency different from the presentation currency into United States dollars. Assets and liabilities denominated in foreign currencies are translated at the exchange rates in effect at the consolidated balance sheet dates. Revenues and expenses are translated at the average exchange rates prevailing during the period. Unrealized gains or losses arising from currency translation are included in other comprehensive loss.

 

2) Related Party Transactions and Balances

 

The Company identifies related parties in accordance with ASC 850, Related Party Disclosures. Related parties include, among others, principal owners, management, members of their immediate families, and entities for which such parties can significantly influence management or operating policies. Related party transactions are recorded based on the terms of the underlying arrangements and are disclosed when material to the financial statements.

 

3) Going Concern

 

For the three months ended June 30, 2026 and 2025, The Group had losses of $1,624,222 and $758,354 from the continuing operations, respectively, and for the six months ended June 30, 2026 and 2025, the Group had losses of $5,252,785 and $858,611 from the continuing operations, respectively. The accumulated deficit was $37,216,436 as of June 30, 2026. These factors raise substantial doubts about the Group’s ability to continue as a going concern.

 

 

 

 

As of June 30, 2026, the Group had cash and cash equivalents of $12.0 million, which consisted of cash in banks and highly liquid investments with original maturities of three months or less. The Group’s working capital as of June 30, 2026 was approximately $1.9 million. Historically, the Group has funded its operations, including capital expenditures, primarily through cash flow from operating activities, advances from related parties, and equity financing. The Group’s shelf registration statement for offer up to $250 million securities was declared effective by the SEC on November 21, 2025. Management believes that its existing cash and cash equivalents, the cash generated from operations, and ATM facility are sufficient to fund our operations and capital expenditure requirements for at least the next 12 months. As a result, the substantial doubts about the Group’s going concern were alleviated. These financial statements do not include any adjustment relating to the recoverability and classification of assets or the amounts and classification of liabilities that might be necessary should the Group be unable to continue as a going concern.

 

The Group may, however, need additional cash resources in the future if the Group experiences changes in business conditions or other developments, such the need to develop new games and features or enhance its existing games, improve its operating infrastructure, or acquire complementary businesses, personnel or technologies., or if the Group finds and wishes to pursue opportunities for investments, acquisitions, capital expenditures or similar actions. If the Group determines that its cash requirements exceed the amount of cash and cash equivalents it has on hand at the time, the Group may seek to issue additional equity or debt securities. The issuance and sale of additional equity would result in further dilution to its shareholders. The incurrence of indebtedness would result in increased fixed obligations and could result in operating covenants that would restrict its operations. The Group cannot assure you that financing will be available in amounts or on terms acceptable to the Group, if at all.

 

4) Revenue Recognition

 

The Group recognizes revenue in accordance with ASC606, Revenue from Contracts with Customers (“ASC 606”). Revenue is recognized when control of the promised services is transferred to our customers, in an amount that reflects the consideration the Group expects to be entitled to in exchange for those services. The following five steps are applied to achieve that core principle:

 

Step 1: Identify the contract with the customer

 

Step 2: Identify the performance obligations in the contract

 

Step 3: Determine the transaction price

 

Step 4: Allocate the transaction price to the performance obligations in the contract

 

Step 5: Recognize revenue when the Group satisfies a performance obligation.

 

Revenue is measured at the fair value of the consideration received or receivable for the sales of services in the ordinary course of the Group’s activities.

 

The Group generates its revenue through publishing advertisements on various advertising platforms. The Group’s performance obligation is to provide customers with access to the advertising solutions. The transaction price is the product of either the number of completions of agreed upon actions or advertisements displayed and the contractually agreed upon price per advertising unit. Revenues are recognized at the point-in-time the advertisements are displayed in the game or the services has been completed as the customer simultaneously receives and consumes the benefits provided from these services. The revenue is estimated based on advertising data for each month and revised after confirmation of revenues with various advertising agencies.

 

When another party is involved in providing goods or services to a customer, the Group determines whether the nature of its promise is a performance obligation to provide the specified services itself (i.e., the Group is a principal) or to arrange for those services to be provided by the other party (i.e., the Group is an agent).

 

The Group is a principal if it controls the specified services before those services are transferred to a customer. The Group is an agent if its performance obligation is to arrange for the provision of the specified services by another party. In this case, the Group does not control the specified services provided by another party before those services are transferred to the customer. When the Group acts as an agent, it recognizes revenue in the amount of any fee or commission to which it expects to be entitled in exchange for arranging for the specified services to be provided by the other party. This evaluation is performed separately for each performance obligation identified. For the six months ended June 30, 2026 and 2025, there was no revenue recognized on a net basis where the Group is acting as an agent.

 

 

 

 

5) Cash and Cash Equivalents

 

Cash consists of cash on hand and cash in banks. The Group considers highly liquid investments such as time deposits and certificates of deposit with original maturities of three months or less to be cash equivalents.

 

6) Accounts Receivable and Expected Credit Loss

 

Trade receivables represent amounts due from customers for services provided in the ordinary course of business. The majority of the Group’s trade receivables relate to advertising services. Trade receivables are generally due within 30 to 60 days from the invoice date and are classified as current assets.

 

Trade receivables are recorded at the invoiced amount, net of an allowance for credit losses. The Group accounts for expected credit losses on trade receivables in accordance with ASC Topic 326, Financial Instruments—Credit Losses (“ASC 326”).

 

The allowance for credit losses represents management’s estimate of expected credit losses over the contractual life of the receivables. In estimating expected credit losses, the Group considers historical credit loss experience, the aging of outstanding receivable balances, customer-specific financial conditions, current economic conditions, and reasonable and supportable forecasts of future economic conditions that may affect customers’ ability to pay.

 

The Group generally evaluates trade receivables that share similar risk characteristics on a collective basis and may evaluate certain receivables individually when specific information indicates that the credit risk of such receivables differs from that of the broader portfolio.

 

The Group utilized an aging-based provision matrix and other appropriate methodology to estimate expected credit losses. Historical loss rates are adjusted, as necessary, to reflect current conditions and reasonable and supportable forecasts.

 

Changes in the allowance for credit losses are recognized in earnings. Trade receivables are written off against the allowance when they are deemed uncollectible. Recoveries of amounts previously written off are recognized when received.

 

7) Account and Other Payables

 

Accounts Payable primarily consist of amounts due to advertising platforms and agencies for marketing services, as well as game development fees owed to third-party game suppliers. Other payables represent liabilities for goods and services provided to the Group prior to the end of financial year which are unpaid. These payables are typically settled within the standard payment terms contracted with the respective suppliers. These payables do not bear interests.

 

8) Leases

 

The Group accounts for leases in accordance with ASC Topic 842, Leases (“ASC 842”). The Group determines whether an arrangement is or contains a lease at contract inception.

 

Operating lease right-of-use (“ROU”) assets and operating lease liabilities are recognized at the lease commencement date. Operating lease liabilities are initially measured at the present value of the lease payments not yet paid over the lease term. When the rate implicit in the lease is not readily determinable, the Group uses its incremental borrowing rate based on the information available at the lease commencement date.

 

The lease term includes the noncancelable period of the lease and periods covered by options to extend the lease when the Group is reasonably certain to exercise such options, as well as periods covered by options to terminate the lease when the Group is reasonably certain not to exercise such options.

 

 

 

 

Operating lease ROU assets are initially measured at the amount of the operating lease liability, adjusted for lease payments made at or before the commencement date, plus any initial direct costs incurred, less any lease incentives received.

 

For operating leases, lease expense is recognized on a straight-line basis over the lease term. Subsequent to commencement, the operating lease liability is measured at the present value of the remaining lease payments, and the ROU asset is reduced by the difference between the straight-line lease expense and the interest accretion on the lease liability, adjusted for any impairment, prepaid or accrued lease payments, and lease incentives, as applicable.

 

The Group reviews its operating lease ROU assets for impairment in accordance with ASC Topic 360, Property, Plant, and Equipment, when events or changes in circumstances indicate that the carrying amount of the asset group may not be recoverable.

 

The Group has elected not to recognize ROU assets and lease liabilities for short-term leases with an initial term of 12 months or less. Lease payments for short-term leases are recognized as lease expense on a straight-line basis over the lease term.

 

9) Intangible assets

 

Patents and licenses

 

Cost for applying and registering patents, trademark and copyright are capitalized at cost and are subsequently carried at cost less accumulated amortization and accumulated impairment losses. These costs are amortized to profit or loss using the straight-line method over 20 years, which is the shorter of their estimated useful lives and periods of contractual rights.

 

10) Income Taxes

 

The Group accounts for income taxes in accordance with ASC Topic 740, Income Taxes (“ASC 740”).

 

Current income taxes are recognized based on taxable income for the applicable period in accordance with the tax laws and regulations of the respective tax jurisdictions in which the Group operates.

 

Deferred tax assets and liabilities are recognized for the expected future tax consequences attributable to temporary differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases, as well as for net operating loss and tax credit carryforwards. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the periods in which those temporary differences are expected to be recovered or settled. The effect of a change in enacted tax rates on deferred tax assets and liabilities is recognized in income in the period that includes the enactment date.

 

The Group evaluates the realizability of its deferred tax assets based on the weight of available positive and negative evidence. A valuation allowance is established when it is more likely than not that some portion or all of the deferred tax assets will not be realized. In assessing the need for a valuation allowance, the Group considers, among other factors, historical operating results, cumulative losses, forecasts of future taxable income, the reversal of existing taxable temporary differences, and available tax-planning strategies.

 

The Group recognizes the effect of an uncertain tax position only when it is more likely than not, based on the technical merits, that the tax position will be sustained upon examination by the relevant taxing authority. A tax position that meets the more-likely-than-not recognition threshold is measured as the largest amount of tax benefit that has a greater than 50% likelihood of being realized upon ultimate settlement. The Group recognizes interest and penalties related to uncertain tax positions as a component of income tax expense.

 

For interim reporting periods, the Group determines its income tax provision in accordance with ASC Topic 740-270, Income Taxes—Interim Reporting. The Group generally applies an estimated annual effective tax rate to year-to-date ordinary income or loss and recognizes the tax effects of discrete items in the interim period in which they occur.

 

 

 

 

11) Financial Instruments

 

The Group’s financial instruments primarily consist of cash and cash equivalents, accounts receivable, other receivables, accounts payable and other current liabilities. The carrying amounts of these financial instruments approximate their fair values due to their short-term maturities.

 

12). Loss per share

 

The Group presents basic and diluted loss per share data for its common shares. Basic loss per share is calculated by dividing the profit or loss attributable to common shareholders of the Group by the weighted average number of common shares outstanding during the period, adjusted for own shares held. Diluted loss per share is calculated by dividing the loss by the weighted average number of common shares outstanding assuming that the proceeds to be received on the exercise of dilutive share options and warrants are used to repurchase common shares at the average market price during the period.

 

The weighted average number of common shares outstanding used in the calculation of basic and diluted net loss per share for the six months ended June 30, 2026 and 2025 have been retroactively restated to reflect the 16,825,577 shares of common stock issued to the shareholders of the accounting acquirer in connection with the reverse merge closed on October 3, 2025.

 

Shares of the legal acquirer outstanding prior to the reverse merge, including 196,933 shares originally outstanding, 2,619,876 shares issued in a pre-merger equity line fund raising, and 279,997 shares resulting from the conversion of the Preferred C common stock, are reflected in the weighted average share count only from the date of the merger (October 3, 2025) through June 30, 2026.

 

The weighted average number of shares was retroactively changed to reflect the 1-to-4 reverse stock split that occurred on October 7, 2025.

 

13). Fair value of assets and liabilities

 

The fair values of applicable assets and liabilities, are determined and categorized using a fair value hierarchy as follows:

 

  (a) Level 1 - the fair values of assets and liabilities with standard terms and conditions and which trade in active markets that the Group can access at the measurement date are determined with reference to quoted market prices (unadjusted).
     
  (b) Level 2 - in the absence of quoted market prices, the fair values of the assets and liabilities are determined using the other observable, either directly or indirectly, inputs such as quoted prices for similar assets/liabilities in active markets or included within Level 1, quoted prices for identical or similar assets/liabilities in non-active markets.
     
  (c) Level 3 - in the absence of quoted market prices included within Level 1 and observable inputs included within Level 2, the fair values of the remaining assets and liabilities are determined in accordance with generally accepted pricing models.

 

Fair value measurements that use inputs of different hierarchy levels are categorized in its entirety in the same level of the fair value hierarchy as the lowest level input that is significant to the entire measurement.

 

Except as disclosed in the respective notes, the carrying amounts of the current financial assets and financial liabilities, including cash and bank balances, trade and other receivables, trade and other payables approximate their respective fair values due to their short maturity nature.

 

 

 

 

14) Commitments and Contingencies

 

The Group accounts for loss contingencies in accordance with ASC Topic 450, Contingencies (“ASC 450”).

 

The Group records an accrual for a loss contingency when it is probable that a liability has been incurred as of the date of the financial statements and the amount of the loss can be reasonably estimated. If a loss is probable and a range of loss can be reasonably estimated but no amount within the range is a better estimate than any other amount, the minimum amount in the range is accrued.

 

When a loss is reasonably possible but not probable, or when a loss is probable but the amount cannot be reasonably estimated, the Group discloses the nature of the contingency and an estimate of the possible loss or range of loss, if such an estimate can be made.

 

The Group evaluates its contingencies on an ongoing basis and adjusts its accruals and related disclosures as additional information becomes available.

 

15) Recent accounting pronouncement

 

ASU 2025-05 — Financial Instruments—Credit Losses (Topic 326): Measurement of Credit Losses for Accounts Receivable and Contract Assets

 

In July 2025, the FASB issued ASU 2025-05, Financial Instruments—Credit Losses (Topic 326): Measurement of Credit Losses for Accounts Receivable and Contract Assets. The amendments provide all entities with a practical expedient when estimating expected credit losses for current accounts receivable and current contract assets arising from transactions accounted for under ASC Topic 606. The amendments also provide entities other than public business entities with an accounting policy election related to the consideration of subsequent cash collections when estimating expected credit losses for such assets. The amendments are effective for annual reporting periods beginning after December 15, 2025, including interim reporting periods within those annual reporting periods, with early adoption permitted. The Group adopted ASU 2025-05 effective January 1, 2026. The adoption of ASU 2025-05 did not have a material impact on the Group’s unaudited condensed consolidated financial statements.

 

ASU 2024-03 and ASU 2025-01 — Disaggregation of Income Statement Expenses

 

In November 2024, the FASB issued ASU 2024-03, Income Statement—Reporting Comprehensive Income—Expense Disaggregation Disclosures (Subtopic 220-40): Disaggregation of Income Statement Expenses. The amendments require public business entities to disclose additional information about certain expenses included in relevant expense captions presented on the face of the income statement, including, among other items, purchases of inventory, employee compensation, depreciation, and intangible asset amortization, as applicable. In January 2025, the FASB issued ASU 2025-01, which clarified the effective date of ASU 2024-03. The amendments are effective for public business entities for annual reporting periods beginning after December 15, 2026, and for interim reporting periods within annual reporting periods beginning after December 15, 2027. Early adoption is permitted. The Group is currently evaluating the impact of adopting ASU 2024-03 on its consolidated financial statement disclosures.

 

3. Cash and cash equivalents

 

  

As of

June 30,

  

As of

December 31,

 
   2026   2025 
   USD   USD 
         
Cash in bank   12,035,390    1,931,174 
Total   12,035,390    1,931,174 

 

 

 

 

4. Accounts Receivable

 

Accounts receivable, net, consists of the following:

 

  

As of

June 30,

  

As of

December 31,

 
   2026   2025 
   USD   USD 
         
Accounts receivable   9,933,351    5,897,665 
Less: allowance for credit loss   (153,654)   (208,127)
Accounts receivable, net   9,779,697    5,689,538 

 

Changes in the allowance for credit losses for the six months ended June 30, 2026 and 2025 were as follows:

 

   June 30,   June 30, 
   2026   2025 
   USD   USD 
         
Balance at beginning of period   215,603    493,290 
Provision (recoveries) for expected credit losses   257,166    (178,221)
Write-offs   (322,467)   (164,892)
Other adjustments / foreign currency translation   3,352    (631)
Balance at end of period   153,654    149,546 

 

5. Prepayments, net

 

Prepayments consist of the following:

 

  

As of

June 30,

  

As of

December 31,

 
   2026   2025 
   USD   USD 
         
Advance to suppliers   102,988    1,326,916 
Total   102,988    1,326,916 

 

6. Other receivables, net

 

Other receivables, net consist of the following:

 

  

As of

June 30

  

As of

December 31

 
   2026   2025 
   USD   USD 
Consideration receivable from divestment   2,649,859    2,649,859 
Employee advances   123,932    133,092 
Prepaid GST   24,717    24,717 
Loan receivable*   -    1,014,654 
Other   17,558    49,407 
Total   2,816,066    3,871,729 

 

*The loan was originally advanced when the borrower was a related party of the Group. The borrower ceased to be a related party in August 2024. Accordingly, the outstanding balance was classified as a third-party loan receivable as of December 31, 2025. The balance was fully repaid during the six months ended June 30, 2026.

 

 

 

 

7. Lease

 

The Group leases office facilities and other premises under non-cancelable operating lease agreements with various expiration dates. The Group determines whether an arrangement is or contains a lease at contract inception.

 

Operating lease right-of-use (“ROU”) assets and operating lease liabilities are recognized at the lease commencement date based on the present value of lease payments over the lease term. When the rate implicit in the lease is not readily determinable, the Group uses its incremental borrowing rate based on the information available at the lease commencement date.

 

Operating lease expense is recognized on a straight-line basis over the lease term.

 

For the three and six ended June 30, 2026, rent expenses for the operating leases were US$39,975 and US$85,018.

 

For the three and six ended June 30, 2025, rent expenses for the operating leases were US$41,637 and US$88,861.

 

Cash paid for amounts included in the measurement of lease liabilities were US$15,326 and US$164,316 for the six month ended June 30, 2026 and 2025, respectively.

 

As of June 30, 2026, the Group’s operating leases had a weighted average remaining lease term of approximately 1.42 years and weighted-average discount rate approximately 4.84%.

 

The total future minimum lease payments under the non-cancellable operating leases as of June 30, 2026 are as follows:

 

Year ending December 31, 

Minimum lease

payments

 
   USD 
     
2026   156,790 
2027   5,101 
Total lease payments   161,891 
Less: Interest   (3,667)
Total lease liabilities   158,224 

 

Future amortization of the Group’s ROU assets is presented below:

 

Year ending December 31,    
   USD 
2026   81,140 
2027   146,127 
Total   227,267 

 

 

8. Account and other payables

 

  

As of

June 30,

  

As of

December 31,

 
   2026   2025 
   USD   USD 
         
Account payable   19,924,016    8,251,166 
Payroll Payable   43,561    43,530 
Other payables   2,360,824    1,823,350 
Total   22,328,401    10,118,046 

 

 

 

 

9. Revenue

 

The following table disaggregates the revenue for the six months ended June 30, 2026 and 2025 are as follows:

 

   June 30,   June 30, 
   2026   2025 
   USD   USD 
         
Advertisement publishing service   26,122,190    28,854,393 
Total   26,122,190    28,854,393 

 

10. Income tax

 

The Group recorded no material income tax expense or benefit for the three and six months ended June 30, 2026. The Group’s effective income tax rate differed from the applicable statutory income tax rates primarily due to losses incurred in jurisdictions for which no income tax benefit was recognized and the valuation allowance maintained against the Group’s deferred tax assets.

 

Following the divestiture of the Group’s legacy mobile hardware business in December 2025, the Group is subject to income taxes in Canada, the United States, Hong Kong and other jurisdictions in which it conducts business, as applicable.

 

The Group evaluates the realizability of its deferred tax assets based on the weight of available positive and negative evidence. As of June 30, 2026, the Group maintained a full valuation allowance against its net deferred tax assets because management concluded that it is more likely than not that such deferred tax assets will not be realized.

 

As of June 30, 2026 and December 31, 2025, the Group had no material unrecognized tax benefits.

 

11. Intangible assets, net

 

Intangible assets consist of capitalized patent application fees.

 

  

As of

June 30,

  

As of

December 31,

 
   2026   2025 
   USD   USD 
Cost          
Trademark right   516    498 
Copyright   368    356 
Patent right   1,695    1,636 
Total   2,579    2,490 
Less: Accumulated amortization   (2,509)   (2,013)
Intangible assets, net   70    477 

 

12. Share capital

 

(a) Common Stock

 

The Group has authorized an unlimited number of common shares without par value and as of June 30, 2026 and at December 31, 2025, has issued and outstanding 24,691,846 and 19,922,402 common shares, respectively.

 

During the year ended December 31, 2025, the Group issued 2,619,876 common shares (10,479,504 before the 4-1 reverse stock split that occurred on October 7, 2025) under Equity Line of Credit agreement with Hudson Global Ventures, LLC. for total proceeds of $23,027,502.

 

 

 

 

On October 3, 2025, the Group issued 16,825,577 common shares (67,302,300 before the 4-1 reverse stock split that occurred on October 7, 2025) for the Merge of Core Gaming as a Reverse Takeover.

 

All share and per-share amounts in these financial statements have been retroactively adjusted to reflect this split for all periods presented, unless otherwise noted as “pre-consolidation..”

 

On June 10, 2026, the Group entered into a securities purchase agreement with an institutional investor in connection with a registered direct offering of 1,969,444 common shares and pre-funded warrants to purchase up to 3,975,000 common shares. The common shares were sold at a purchase price of $0.90 per share, and the pre-funded warrants were sold at a purchase price of $0.89999 per warrant. Each pre-funded warrant is exercisable for one common share at an exercise price of $0.00001 per share and does not expire until exercised in full. The offering generated aggregate gross proceeds of approximately $5.35 million. The Group incurred placement agent fees of approximately $0.37 million and other offering costs of approximately $0.35 million in connection with the offering, resulting in net proceeds of approximately $4.63 million.

 

During June 2026, holders exercised a portion of the pre-funded warrants. On June 15, 2026, pre-funded warrants to purchase 1,500,000 common shares were exercised for aggregate cash proceeds of $15, and on June 29, 2026, pre-funded warrants to purchase an additional 1,300,000 common shares were exercised for aggregate cash proceeds of $13. As a result of these exercises, the Group issued an aggregate of 2,800,000 common shares during the six months ended June 30, 2026. As of June 30, 2026, pre-funded warrants to purchase 1,175,000 common shares remained outstanding, with an exercise price of $0.00001 per share.

 

(b) Preferred C shares

 

The Company is authorized to issue 2,000 shares of Series C Preferred Stock with a stated value of $1,000 per share. As of June 30, 2026 and December 31, 2025, no shares of Series C Preferred Stock were issued and outstanding.

 

(c) Stock Options

 

The Group has a shareholder-approved “rolling” stock option plan (the “Plan”) in compliance with Nasdaq policies. Under the Plan the maximum number of shares reserved for issuance may not exceed 15% of the total number of issued and outstanding common shares at the time of granting. The exercise price of each stock option shall not be less than the market price of the Group’s stock at the date of grant, less a discount of up to 25%. Options can have a maximum term of ten years and typically terminate 90 days following the termination of the optionee’s employment or engagement, except in the case of retirement or death. Vesting of options is at the discretion of the Board of Directors at the time the options are granted.

 

Stock options outstanding as at June 30, 2026 are as follows:

 

Grant Date 

Number of

options

outstanding

  

Number of

options

exercisable

  

Weighted

Average

Exercise Price

   Expiry date 

Remaining

contractual

life (years)

 
13-Apr-22   1    1   $138,600   13-Apr-27   0.79 
Total   1    1   $138,600       0.79 

 

Restricted Share Units issued as part of the stock option plan which are outstanding as of June 30, 2026 are as follows:

 

Grant Date 

Number of

RSU’s

outstanding

  

Number of

RSU’s

exercisable

  

Weighted

Average Issue

Price

 
9-Mar-22   4    4    519,120 
13-Apr-22   2    2    554,400 
                
RSU, June 30, 2026   6    6    530,880 

 

 

 

 

(d) Agents’ Options

 

Agents’ options issued and outstanding as of June 30, 2026 are as follows:

 

Grant Date 

Number of

options

outstanding

  

Number of

options

exercisable

  

Weighted

Average

Exercise Price

   Expiry date 

Remaining

contractual

life (years)

 
11-Jan-22   1    1   $1,275,120   11-Jan-27   0.53 
31-Oct-23   24    24   $3,604   31-Oct-28   2.34 
Total Agent options at June 30, 2026   25    25   $54,464       2.27 

 

13. Common Stock Warrant

 

The Group accounts for common stock warrants as equity instruments in accordance with ASC 815-40, Contracts in Entity’s Own Equity. The warrants are (i) indexed to the Group’s own stock and (ii) meet the criteria for equity classification, as the Group maintains the ability to settle the warrants in shares and no cash-settlement triggers exist that are outside the Group’s control. Accordingly, these warrants are recorded in additional paid-in capital at their relative fair value on the date of issuance and are not subject to subsequent remeasurement.

 

In connection with the Merger on October 3, 2025, the Group issued an aggregate value of $5,600,000 pre-funded common stock purchase option to BSD Capital Ltd which are subject to a one-year lock-up period from the date of issuance with an exercise price of $0.0001 per share. The Option has a term of seven years and expires on October 3, 2032. The number of pre-funded warrants outstanding fluctuates directly with the stock price to guarantee an aggregate value of $5,600,000. At the close of business on June 30, 2026, the Group’s share price was $0.71 resulting in 7,887,324 pre-funded warrants outstanding which is an increase of 4,451,941 pre-funded warrants over the 3,435,383 pre-funded warrants outstanding at December 31, 2025.

 

The balance of the warrants are as follow:

 

   #of units   Amount   #of units   Amount   #of units   Amount   #of units   Amount 
   Warrants   Pre-funded warrants   Pre-funded warrants     
   11-Jan-22   31-Oct-23   3-Oct-25   Total 
   #of units   Amount   #of units   Amount   #of units   Amount   #of units   Amount 
Balance, December 31, 2024   -   $-    -   $-    -   $-    -   $- 
Warrant arising from acquisition of Siyata PTT   80   $-    56   $100    -   $-    136   $100 
Issuance of warrants   -   $-    -   $-    3,435,583   $5,600,000    3,435,583   $5,600,000 
Balance, December 31, 2025   80   $-    56   $100    3,435,583   $5,600,000    3,435,719   $5,600,100 
Issuance of warrants   -   $-    -   $-    4,451,941   $-    4,451,941   $- 
Balance, June 30, 2026   80   $-    56   $100    7,887,324   $5,600,000    7,887,460   $5,600,100 

 

14. Acquisition of Siyata Mobile

 

The total consideration transferred for accounting purposes was determined based on the fair value of the equity interests that Core Gaming would have been required to issue to the former shareholders of Siyata Mobile to provide them with the same percentage ownership interest in the combined entity that they received as a result of the merger. The fair value of Core Gaming’s outstanding equity interests immediately before the merger was $160,000,000, representing an 84.46% ownership interest in the combined entity post-merger. Consequently, the total fair value of the combined entity’s equity was derived as approximately $189,448,487. The implied fair value of the deemed consideration attributable to the former shareholders of Siyata Mobile was calculated based on the remaining 15.54% ownership interest, amounting to $29,448,487.

 

 

 

 

Goodwill arising from the transaction was calculated as the excess of the deemed consideration over the fair value of Siyata Mobile’s identifiable net assets acquired. As of the acquisition date, the fair value of Siyata Mobile’s net assets was $15,438,987. Accordingly, goodwill of $14,009,500 was recognized.

 

The following summarizes the identified assets acquired and liabilities assumed pursuant to the accounting acquiree as of October 3, 2025:

 

      
Cash   3,510,499 
Trade and other receivables   2,744,789 
Prepaid expenses   270,878 
Inventory   2,523,487 
Advance to suppliers   329,260 
Long term receivable   170,414 
Right of use assets   448,883 
Equipment   142,484 
Intangible Assets   10,067,545 
Total assets   20,208,239 
Loans to financial institutions   1,642,477 
Accounts payable and accrued liabilities   2,616,250 
Lease obligations   381,178 
Warrant and preferred share liability   100 
Long term lease liability   129,247 
Total liability   4,769,252 
Net assets   15,438,987 

 

15. Certain Risks and Concentration

 

Credit risk

 

Financial instruments that potentially subject the Group to significant concentrations of credit risk consist primarily of cash held in banks. The cash balance in each financial institution in the United States is insured by the FDIC up to $250,000. As of June 30, 2026, a cash balance of $3,806,609 was maintained at a financial institution in United States, none of which was subject to credit risk.

 

The Hong Kong Deposit Protection Board pays compensation up to a limit of HKD 500,000 (approximately US$64,000) if the bank with which an individual/company holds its eligible deposit fails. As of June 30, 2026, a cash balance of $8,228,781 was maintained at a financial institution in Hong Kong, of which approximately $ 7,912,367was subject to credit risk. Management believes that the financial institution is of high credit quality and continually monitors its credit worthiness.

 

Customer concentration risk

 

For the six months ended June 30, 2026, two customers accounted for 59.0% and 19.4% of the Group’s total revenues.

 

For the six months ended June 30, 2025, two customers accounted for 23.0% and 18.8% of the Group’s total revenues.

 

As of June 30, 2026, two customers accounted for 51.3% and 31.4% of the Group’s total accounts receivable. As of December 31, 2025, six customers accounted for 18.7%,14.4%,13.7%,12.7%,10.7%, and 10.1% of the Group’s total accounts receivable.

 

 

 

 

Vendor concentration risk

 

For the six months ended June 30, 2026, three vendors accounted for 50.7%,23.6%, and 17.8% of the Group’s total purchases.

 

For the six months ended June 30, 2025, two vendors accounted for 35.1% and 26.9% of the Group’s total purchases.

 

As of June 30, 2026, three vendors accounted for 47.6%,23.4% and 15.0% of the Group’s total accounts payable.

 

As of December 31, 2025, four vendors accounted for 20.9%,20.1%, 14.3%, 12.9% of the Group’s total accounts payable.

 

16. Related Party

 

Related Party

 

Name of related party  Relationship with the Company
Siyata PTT et Al  A former subsidiary of the Group. Its Chief Executive Officer also serves as a director of the Group.

 

Due to related party

 

Due to related party consisted of the following:

 

  

June 30,

2026

  

December 31,

2025

 
   US$   US$ 
Siyata PTT et Al   328,300    - 
Total   328,300    - 

 

17. Subsequent events

 

The Group has evaluated subsequent events through the date of issuance of the consolidated financial statements, and identified the following subsequent events:

 

On July 31, 2026, the Group issued a press release announcing that on July 31, 2026, the Group received a notification letter from the Listing Qualifications Department of the Nasdaq Stock Market LLC (“Nasdaq”) notifying the Group that it is not in compliance with the minimum bid price requirement for its common shares listed for trading on Nasdaq.

 

On August 11, 2026, the Group entered into a Market Issuance Sales Agreement (the “Sales Agreement”) with D. Boral Capital LLC (“D. Boral”), to sell common shares for an aggregate offering price of up to $3,539,021 from time to time, through an “at the market offering” (the “ATM facility”) program under which D. Boral will act as a sales agent or principal.

 

 

 

 

Exhibit 99.2

 

Item 2 – Management’s Discussion and Analysis of Financial Condition and Results of Operations

 

References to the “Company,” “our,” “us” or “we” refer to Core AI Holdings, Inc. The following discussion and analysis of the Company’s financial condition and results of operations should be read in conjunction with the unaudited financial statements and the notes related thereto. Certain information contained in the discussion and analysis set forth below includes forward-looking statements. Our actual results may differ materially from those anticipated in these forward-looking statements as a result of many factors.

 

MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS

 

Overview

 

Corporate History

 

The Company was organized as a corporation under the laws of British Columbia, Canada, and maintains its registered and records office at 7404 King George Blvd., Suite 200, King’s Cross, Surrey, British Columbia V3W 1N6, Canada. The Company’s principal place of business is located at 25 SE 2nd Ave, Ste 550, Miami, FL 33131 and its telephone number is (514) 500-1181.

 

The Company was incorporated on October 15, 1986 as Big Rock Gold Ltd. as a corporation under the Company Act of British Columbia. On April 5, 1988, the Company changed its name to International Cruiseshipcenters Corp. On June 24, 1991, the Company changed its name to Riley Resources Ltd. Effective January 23, 1998, the Company consolidated its share capital on an eight-to-one basis and changed its name to International Riley Resources Ltd. Effective November 22, 2001, the Company consolidated its share capital on a five-to-one basis and changed its name to Wind River Resources Ltd. On January 3, 2008, the Company changed its name to Teslin River Resources Corp.

 

On July 24, 2015, Teslin River Resources Corp, completed a reverse acquisition by way of a three-cornered amalgamation, pursuant to which the Company acquired certain telecom operations of an Israel-based cellular technology company and changed its name to Siyata Mobile Inc. the Company acquired all of the issued and outstanding shares of Signifi Mobile Inc. (“Signifi”).

 

In March 2021, the Company acquired, through a wholly owned subsidiary formed by Signifi, all the outstanding units of Clear RF LLC.

 

The Company was initially registered with the TSXV under the symbol SIM. Its Common Shares were quoted on the OTCQX tier of the over-the-counter market maintained by OTC Markets Group, Inc., under the symbol SYATF from May 11, 2017 until September 25, 2020, at which time the Company’s Common Shares were listed only on the Nasdaq Capital Market.

 

On October 2, 2025, in contemplation of completion of the Merger (as hereinafter defined) the Company filed a Certificate of Change of Name with the Province of British Columbia, Canada, changing the Company’s name from Siyata Mobile Inc. to Core AI Holdings, Inc.

 

On October 3, 2025 the Company closed the merger (the “Merger”) contemplated by the Amended and Restated Merger Agreement (the “A&R Merger Agreement”) by and among the Company, Core Gaming, and Siyata Core Acquisition U.S., Inc., a Delaware corporation and wholly-owned subsidiary of the Company (“Merger Sub”), pursuant to which Core Gaming merged with and into Merger Sub, with Core Gaming continuing as the surviving entity and a wholly owned subsidiary of the Company. Pursuant to the terms of the A&R Merger Agreement, in exchange for the outstanding shares of Core Gaming’s common stock, the Company issued an aggregate of 67,302,300 of its common shares, no par value per share, to the former shareholders of Core Gaming. The Company’s Common Shares are now listed for trading on the Nasdaq Capital Market under the trading symbol “CHAI.”

 

 

 

 

Pursuant to the A&R Merger Agreement, at closing of the Merger, the Company’s directors and Chief Executive Officer, Marc Seelenfreund, resigned and the Company’s board of directors appointed Aitan Zacharin, as Chief Executive Officer and new directors. Since closing of the Merger, the board of directors has consisted of Marc Seelenfreund, Aitan Zacharin, Luisa Ingargiola, Thomas Tarala, and Mordechai Stenge. Gerald Bernstein has continued to serve as our Interim Chief Financial Officer. The Company appointment Arie Goor as Chief Financial Officer on July 1, 2026.

 

In connection with the start of post-Merger trading of the Company’s Common Shares, on October 7, 2025, the Company effectuated the October 2025 Reverse Split, which implemented a 1 for 4 share consolidation of its authorized share capital, such that every 4 Common Shares, no par value, in the authorized share capital of the Company were consolidated into 1 Common Share.

 

The October 2025 Reverse Split was approved by the Company’s board of directors on August 22, 2025 and the Common Shares began trading on a Reverse Split-adjusted basis, when the market opened on October 7, 2025. The October 2025 Reverse Split was implemented intended to allow the Company’s Common Shares to trade at above the $4 minimum price required for issuers initially listing on the Nasdaq Capital Market.

 

Business of the Company after the Merger

 

Following the Merger and through December 29, 2025, the Company pursued two distinct businesses. (i) the historical business of the Company prior to the Merger, which was the development and sale of next-generation Push-To-Talk over cellular handsets and accessories (the “Siyata Business”); and (ii) the business of Core Gaming. which was the development and distribution of mobile applications (the “Core Gaming Business”).

 

The Legacy Siyata Business

 

Prior to the Merger, the Siyata Business was the sole business line of the Company. The Company, through its subsidiaries Siyata Mobile Israel Ltd., Signifi Mobile Inc., and Siyata PTT Incorporated was a B2B global developer and vendor of next-generation Push-To-Talk over Cellular handsets and accessories. Its portfolio of PTT handsets and accessories enables first responders and enterprise workers to instantly communicate over a nationwide cellular network of choice, to increase situational awareness and save lives. Police, fire, and ambulance organizations as well as schools, utilities, security companies, hospitals, waste management companies, resorts and many other organizations use Siyata PTT handsets and accessories.

 

On December 23, 2025, the Company entered into and closed a definitive stock purchase agreement (the “SPA”), between the Company, as the seller, and Marc Seelenfreund as the buyer effecting the Company’s divestment of Siyata Mobile Inc. and its subsidiaries (the “Divested Assets”). Mr. Seelenfreund was, prior to closing of the Merger on October 3, 2025, the Chief Executive Officer and a director of the Company and has continued and remains a director since that time. The board of directors approved the SPA on December 18, 2025, with the exception of Mr. Seelenfreund, who abstained from the vote. Following the Company’s divestiture of the Divested Assets, Mr. Seelenfreund does not hold any employee or executive position with the Company.

 

 

 

 

Under the terms of the SPA, Mr. Seelenfreund paid the Company initial consideration of $100,000 in cash, and Siyata PTT Incorporated, the Company through which he plans to conduct the Siyata Business will pay earn-out consideration consisting of three separate annual earn-out payments. Each earn-out payment will equal the greater of $200,000 or 2% of gross revenue generated by Siyata PTT Incorporated during each applicable earn-out period (each calendar year of 2026, 2027, and 2028), as reported in the audited annual financial statements of Siyata PTT Incorporated prepared in accordance with IFRS. On December 29, 2025, the Company divested the Legacy Siyata Business. This represents a completed strategic action to streamline operations and concentrate capital and resources on the Company’s core artificial intelligence initiatives related to the development, distribution, and monetization of casual games, which are delivered as apps for mobile phones, and generate revenue through the display of ads in the games. In addition, the Company is seeking to focus on becoming a global AI technology and infrastructure company by expanding its our business operations into the development of a next-generation, vertically integrated global network of high-performance computing (“HPC”) and artificial intelligence (“AI”) data centers.

 

The Core Gaming Business

 

Following the divestiture of its legacy business on December 29, 2025, the Company shifted its strategic and operational focus to the development and growth of its Core Gaming business. The Company creates entertaining games for millions of players worldwide, while empowering developers to deliver player-focused games to enthusiasts in over 140 countries. Powered by artificial intelligence (“AI”) tools and algorithms, The Company’s Core Gaming Business is focused on the development, distribution, and monetization of casual games, which are delivered as apps for mobile phones, and generate revenue through the display of ads in the games.

 

In June 2024, Core Gaming acquired its operating subsidiary, Newbyera, a Hong Kong limited company, through which we reach over 40 million active users worldwide every month and continue to fuel growth through creativity and innovation. Core Gaming’s apps have over 600 million downloads.

 

As part of Core AI’s strategic growth plan, we recently began to focus on leveraging Core Gaming’s AI expertise and AI-native infrastructure to enter the expanding market for HPC and AI data centers. We plan to enter this market primarily by entering into joint ventures and collaborations, where we will seek to combine our AI-native infrastructure and capital markets expertise with the joint venture partners experience in identifying, designing, building and operating data centers. During the first half of 2026, we have entered into four joint venture agreements and one memorandum of understanding for the development of HPC and AI data centers domestically and internationally. Upon completion, the data centers will either be operated by the respective joint venture or sold to a third party or third parties on a turnkey basis. As these collaborations are in their early stages, no projects have as yet been presented to the joint venture for approval, nor has any financing commitment been secured.

 

We also intend to diversify our business by leveraging our AI-expertise to provide additional AI-related services such as AI-powered digital marketing and AI-driven media production.

 

On July 21, 2026, we started advancing our strategic positioning of HomeGPT as an AI-powered residential decision layer, expanding our platform’s role beyond home visualization to support planning, renovation and residential purchasing decisions.

 

Core Gaming’s mission is to become a leading casual mobile game developer and publisher. Our software, coupled with our deep industry knowledge and expertise and our focus on efficiency, has enabled us to rapidly scale a diversified portfolio of mobile games that we have developed and co-developed. To date we have launched more than 2,100 games into the market. We have created proprietary analytical software, in the form of our BI platform, that provides deep insight into the effectiveness of various marketing efforts for each title, enabling us to focus on those channels that are the most successful in reaching our target audience, in terms of both the distribution of games and the serving of ads. We believe that our algorithm-driven approach affords us a competitive advantage that has helped fuel our rapid growth.

 

 

 

 

Competition

 

The mobile gaming industry is extremely competitive globally, with many companies offering products and services similar to ours. The industry is highly fragmented and composed of companies ranging from small independent developers with limited resources to very large development companies with longer operating histories, greater financial, technical and marketing resources, and larger user bases than we have. Our primary competitors are other game developers, as well as companies that provide competing services to their customers, in particular, game publishing, including promotional activities. In addition, while the industry is experiencing significant growth, it continues to evolve and create new markets, which could lead to additional competition in the future. Successful execution of our strategy depends, in part, on our continued ability to attract and retain players in the markets where we are established and to expand the market for our games. Our continued success also depends on our ability to maintain our technological edge by continually refining our BI platform and offering new capabilities to developers and players.

 

Competitive Advantages

 

We believe that Core Gaming has a number of competitive advantages, first among them our track record of successfully launching and monetizing mobile games, which helps us to stand apart from competitors. Contributing to this track record are our high level of expertise in the mobile games ecosystem, our extensive relationships with third parties in the mobile game industry, and our proven ability to quickly expand into new markets and offerings. And underlying this success is our proprietary BI platform, with its unique algorithms and AI technologies that enable us to reach, with exceptional efficiency, a large number of target customers in diverse cultures and geographies for the many games we publish.

 

Our BI platform is a suite of AI marketing solutions that enables our marketing team to automate, optimize and manage our marketing efforts across different ad platforms and channels to increase the effectiveness of our efforts and the efficiency of our team, resulting in higher levels of monetization with lower levels of expenditure. Our marketing team leverages extensive data collected globally from our wide-ranging marketing activities to identify the types of users who are most likely to download and engage with particular types of games. Using the AI tools provided by the platform, the system enables our marketing team to generate content tailored to connect with users in different regions around the world. The team can set targeted returns, and the platform will monitor the data from different ad platforms to enable the team to run the marketing campaigns efficiently by assessing the campaigns’ effectiveness in real time, tweaking the approach automatically, and reaching the stated goals. In sum, AI is integral to our BI platform both in the analysis of our marketing campaigns in the generation of thousands of pictures and videos daily for ads, using less labor and producing faster and higher quality results.

 

Core Gaming helps its partners achieve user acquisition, cross-promotion, monetization and scalability. Core Gaming’s teams continue to innovate and develop cutting edge technology to keep our customers engaged through increased gamification and interactivity. In 2024, Core Gaming began rolling out AI tools that employ state of the art language, image and video models. Core Gaming’s AI-driven content generation streamlines mobile game production, reducing production time by over 40% compared to standard, non-AI driven production, and significantly enhances the final product. The technology has been well-received by content creators and influencers, as has been demonstrated by thousands of creators sharing AI-generated videos on various social media platforms like TikTok. We work with major mainstream distribution channels, advertising platforms, and data providers.

 

 

 

 

Core Gaming Business Model

 

We develop, co-develop and publish mobile gaming apps, distribute the games through our highly effective marketing efforts, and generate revenue by serving ads in the games.

 

Third-party game developers partner with us because of our expertise in marketing and monetizing apps. The advertisers who work with us seek to target the highly relevant users of apps in our diverse portfolio of apps. We display ads in the games in our portfolio and collect the related revenue, in the form of advertisement publishing fees, from various advertisement platforms, such as Applovin and Google. We serve advertisements from these platforms by integrating the platforms into our games and earn fees based on various metrics, such as impressions (the number of times an ad is displayed), clicks, and user downloads. Where a game was co-developed or was developed entirely by another developer, we share revenue from advertisements served in the game with such other party.

 

Employees

 

Through our operating subsidiary, Newbyera, we have a staff of 42 managing our operations by publishing apps, leveraging our BI platform, and coordinating with co-developers, among other things. Seven of these individuals are full time employees and 35 are independent contractors provided by Moremo, the former parent company of Newbyera, to which we pay a fee for those contractors and for the use of more than 100 others on an ad hoc basis pursuant to a Labor Service Contract on Dispatch and Employment between Moremo and Newbyera. Pursuant to this contract, Moremo provides labor dispatch services to Newbyera with respect to Chinese contract employees and in that regard (i) manages such employees’ recruitment, contracts, social insurance, housing provident funds, and payroll and (ii) pays the total employment costs (salaries, benefits, management fees) of such contract employees and ensures that the terms of their employment complies with local labor laws. The agreement provides that Moremo has the right to collect from Newbyera such contract employees’ compensation and related payments due to government entities and all employment-related fees. The contract had an initial five-year term which ended on April 30, 2026, and was automatically renewed for a new five-year period in accordance with its terms.

 

We rely on our highly skilled, technically trained and creative service providers with desirable skill sets, including game designers, engineers and project managers, to develop new technologies and create innovative games. Our goal is to attract and retain highly qualified and motivated providers directly or through Moremo.

 

Research and Development

 

Our research and design team has extensive expertise in creating new content and gameplay features, as well as proprietary tools and systems to enable the efficient design, development and implementation of new content and features. Continued investment in research and development is important to attaining our strategic objectives and meeting the evolving needs of our customers. To maintain our competitive edge, we focus on innovating new technologies, which we apply to new and existing games. We also develop and integrate into our products both open source and internal AI technologies as follows:

 

Text and Language Models

 

1)Model Technology: We use state-of-the-art Transformer-based pre-trained language models (such as GPT-4) and domain-specific fine-tuned models.
2)Applications and Features: These models excel at understanding user requirements and generating high-quality, diverse, multilingual content. Capabilities include creative copywriting, precise multilingual translations, asset ideation, and risk analysis. Our technology supports multilingual generation with outstanding performance in logical coherence, semantic depth, and stylistic control.
3)Impact: Our AI-driven content generation streamlines asset production, reducing production time by over 40% and significantly enhancing creative output and efficiency.

 

 

 

 

Voice Models

 

1)Model Technology: Our advanced in-house voice cloning and Text-to-Speech (“TTS”) models accurately replicate human voice characteristics, including tone, timbre, and emotion. Using high-fidelity voice cloning models like Cosy Voice and SoVits, we can transform any text into speech that matches any individual’s voice.
2)Applications and Features: We offer personalized voice cloning services that require only minimal voice samples to generate high-quality, natural-sounding cloned voices. Our TTS models support multiple languages and voice options, catering to a variety of use cases.
3)Impact: Our high-fidelity voice cloning preserves both vocal tone and emotional nuances, facilitating multilingual adaptations for film and media projects. For example, our partner LuckyShort utilizes our voice cloning and TTS technology for automated multilingual dubbing of short dramas, achieving a 50% boost in content production efficiency while significantly reducing labor costs.

 

Image Models

 

1)Model Technology: We utilize Generative Adversarial Networks (GANs) and diffusion-based models (such as Stable Diffusion and Flux) to optimize artistic stylization and image generation.
2)Applications and Features: Our models support various image transformation and generation styles, including artistic style transfer, anime conversion, and vintage filters. These models can generate high-resolution, high-quality images and offer customizable AI-generated portraits, memes, and more. Our technology is known for precise style control and attention to detail, supporting user-specific customization.
3)Impact: The generated images achieve a high standard of artistic and visual authenticity, widely used in game design, social media content, and advertising. Our models provide users with innovative ways to create visual assets, sparking new creative ideas.

 

Video Models

 

1)Model Technology: Our video generation technology is built on diffusion models optimized for temporal consistency and neural rendering techniques (such as Video Diffusion and Deforum). By integrating cutting-edge models like Vidu and Kling, we enable video style transfer and text/image-to-video generation
2)Applications and Features: We support transforming video content into animated, stylized versions and generating dynamic video content from text or images. Our models address challenges related to temporal consistency and smooth detail transitions, making them ideal for film production and creative short videos.
3)Impact: The generated videos are diverse in style, fluid in motion, and rich in detail. This technology has been well-received by content creators and influencers, with thousands of creators sharing AI-generated videos on platforms like TikTok.

 

Data Center Business

 

As part of Core AI’s strategic growth plan, we recently began to focus on leveraging Core Gaming’s AI expertise and AI-native infrastructure to enter the expanding market for HPC and AI data centers. Our goal is to develop a network of a next-generation, vertically integrated global network of HPC and AI data centers. The data center market refers to the industry dedicated to designing, building, and managing data centers, essential for storing, processing, and managing vast amounts of digital information, including for AI and ML applications. These centers house servers, networking equipment, power and cooling and storage systems, ensuring seamless and secure data operation.

 

 

 

 

We intend to primarily rely on joint ventures and similar collaborations with third parties to identify and potential development sites, and design, build and operate HPC and AI data centers domestically and internationally. In these joint ventures and collaborations, we will seek to combine Core Gaming’s AI expertise and AI-native infrastructure and our capital markets expertise with the experience of our joint venture partners in identifying development sites and designing, building and operating data centers. During the first half of 2026, we have entered into four joint venture agreements for the development of HPC and AI data centers domestically and internationally in their respective market sectors and a memorandum of understanding with CSPM Resources SDN BHD to pursue data center development opportunities in Malaysia. In general, each of these collaborations provide that in each data center project mutually agreed upon, our partner will be responsible for presenting potential projects and approved projects, with Core Holdings using its commercially reasonable best efforts to secure financing for the projects. The collaborations will be 50/50 joint ventures, with our equity interest in the project subject to increase up to 80% depending on the amount of financing capital we are able to secure and contribute to the project. Upon completion, we expect that the data centers will either be operated by the respective joint venture or sold to a third party or third parties on a turnkey basis. As these collaborations are in their early stages, no projects have as yet been presented to the respective joint ventures for approval, not has any financing commitment been secured. Accordingly, there can be no assurance that our joint venture arrangements will lead to the successful development of any domestic or international data centers or that the Company will be successful in implementing its business plan.

 

Organizational Structure

 

Our subsidiaries as of June 30, 2026 are as follows:

 

Name of Subsidiary   Principal Activities   Ownership
Core Gaming Inc.   Holding company established in the State of Delaware   100% owned by the Company
Newbyera Technology Limited   Gaming and AI operations company established in Hong Kong   100% owned by Core Gaming Inc.

 

Property, Plant and Equipment

 

Our existing facilities provided by Moremo are adequate to meet current requirements and that suitable additional or substitute space will be available as needed to accommodate any further physical expansion of operations and for any additional offices.

 

Key Components of Results of Operations

 

Revenue

 

Our revenue consisted entirely of advertisement publishing fees from various advertisement platforms, such as Applovin and Google. We display advertisements from these platforms by integrating the platforms into our games and earn fees based on various metrics, such as impressions (the number of times an ad is displayed), clicks, and user downloads.

 

Cost of Providing Services

 

Our cost of revenues consists of the costs directly related to the delivery of our services, primarily advertisement promotion fees paid to various platforms and agencies to promote our mobile games to end users, and technology service costs, which consists of the amounts that we pay to game developers as part of our fee and revenue- sharing arrangements when we co-develop games with them.

 

 

 

 

General and Administrative Expenses

 

General and administrative expenses consist primarily of the (1) administrative service fees paid to Moremo for back office services such as bookkeeping and rent, as well as certain technology services, pursuant to an Outsourcing Service Contract dated as of April 30, 2021, between Newbyera and Moremo, which provides integrated services including financial management (general ledger, accounts payable, payroll), legal support, procurement, human resources administration, and technical assistance. The Outsourcing Services Contact has a term of five years ending on April 30, 2026 and has been renewed for another five years ending April 30, 2031.   And (2) compensation for its management and administrative personnel.

 

Allowance for credit losses

 

Net impairment losses on financial and contract assets is a provision for doubtful accounts receivable. The Company considers the probability of default upon initial recognition of assets, and evaluates whether there has been a significant increase in credit risk, on an ongoing basis throughout each reporting period.

 

Results of Operations

 

For the three and six months ended June 30, 2026 and 2025

 

The following table summarizes our results of operations for the periods presented. The results below are not necessarily indicative of results to be expected for future periods.

 

   For the Three Months Ended
June 30,
   Variance
Amount
   Variance % 
   2026   2025         
   USD   USD         
   (Unaudited)   (Unaudited)         
Revenue   22,353,654    14,344,630    8,009,024    56%
Cost of providing services   (22,364,682)   (14,741,814)   (7,622,868)   52%
                     
Gross profit   (11,028)   (397,184)   386,156    -97%
                     
General and administrative expenses   (1,614,924)   (265,043)   (1,349,881)   509%
Allowance for credit loss   (22,455)   (138,293)   115,838    -84%
Total operating expenses   (1,637,379)   (403,336)   (1,234,043)   306%
                     
Operating loss   (1,648,407)   (800,520)   (847,887)   106%
                     
Foreign exchange (loss)gain   (43,610)   28,939    (72,549)   -251%
Other income, net   67,795    13,227    54,568    413%
Total other income, net   24,185    42,166    (17,981)   -43%
Loss before income tax   (1,624,222)   (758,354)   (865,868)   114%
                     
Income tax expenses   -    -    -    0%
                     
Net loss for the period, net of tax   (1,624,222)   (758,354)   (865,868)   114%

 

   For the Six Months Ended
June 30,
   Variance
Amount
   Variance % 
   2026   2025         
   USD   USD         
   (Unaudited)   (Unaudited)         
Revenue   26,122,190    28,854,393    (2,732,203)   -9%
Cost of providing services   (29,205,096)   (29,479,919)   274,823    -1%
                     
Gross profit   (3,082,906)   (625,526)   (2,457,380)   393%
                     
General and administrative expenses   (1,902,214)   (463,876)   (1,438,338)   310%
Allowance for credit loss   (257,166)   178,221    (435,387)   -244%
Total operating expenses   (2,159,380)   (285,655)   (1,873,725)   656%
                     
Operating loss   (5,242,286)   (911,181)   (4,331,105)   475%
                     
Foreign exchange (loss)gain   (86,593)   136    (86,729)   -63,771%
Other income, net   76,094    52,434    23,660    0%
Total other income(expense), net   (10,499)   52,570    (63,069)   -120%
Loss before income tax   (5,252,785)   (858,611)   (4,394,174)   512%
                     
Income tax expenses   -    -    -    0%
                     
Net loss for the period, net of tax   (5,252,785)   (858,611)   (4,394,174)   512%

 

 

 

 

Three and Six Months Ended June 30, 2026 Compared to Three and Six Months Ended June 30, 2025 

 

Revenue

 

Revenue was $22.4 million for the three months ended June 30, 2026, compared to $14.3 million for the three months ended June 30, 2025, representing an increase of $8.0 million, or 56%. The increase was primarily attributable to higher advertising revenue generated from the Company’s mobile games as the Company increased advertising and user acquisition activities during the second quarter of 2026 following the optimization of its advertising placements and marketing strategies during the first quarter of 2026.

 

For the six months ended June 30, 2026, revenue was $26.1 million, compared to $28.9 million for the six months ended June 30, 2025, representing a decrease of $2.7 million, or 9%. The decrease was primarily attributable to lower revenue during the first quarter of 2026, when the Company reduced its advertising and user acquisition spending in response to increased customer acquisition costs and discontinued certain advertising placements that did not meet the Company’s targeted return on investment. The impact of the lower revenue during the first quarter was partially offset by the significant increase in revenue during the second quarter of 2026 as the Company increased advertising activities following adjustments to its advertising and user acquisition strategies.

 

Costs of Providing Services

 

Cost of providing services was $22.4 million for the three months ended June 30, 2026, compared to $14.7 million for the three months ended June 30, 2025, representing an increase of $7.6 million, or 52%. The increase was primarily attributable to higher advertising placement costs associated with the increased advertising and user acquisition activities during the second quarter of 2026, generally consistent with the increase in revenue during the period.

 

For the six months ended June 30, 2026, cost of providing services was $29.2 million, compared to $29.5 million for the six months ended June 30, 2025, representing a decrease of $0.3 million, or 1%. Advertising placement costs represented the substantial majority of the Company’s cost of providing services during the period. Although the Company reduced its advertising and user acquisition activities during the first quarter of 2026 in response to higher customer acquisition costs and lower returns on certain advertising placements, such activities increased significantly during the second quarter of 2026. As a result, cost of providing services for the six-month period remained relatively consistent with the corresponding period in 2025 despite the decrease in revenue.

 

Gross Loss

 

Gross loss was $11,028 for the three months ended June 30, 2026, compared to $397,184 for the three months ended June 30, 2025, representing a decrease in gross loss of $386,156, or 97%. Gross margin approaches to breakeven for the three months ended June 30, 2026 as compared to negative 2.8% for the corresponding period in 2025. The improvement was primarily attributable to optimization of the Company’s advertising and user acquisition strategies, as revenue increased at a higher rate than the related cost of providing services during the period.

 

For the six months ended June 30, 2026, gross loss was $3.1 million, compared to $0.6 million for the six months ended June 30, 2025. Gross margin decreased to negative 11.8% from negative 2.2% for the corresponding period in 2025. The increase in gross loss was primarily attributable to the lower gross margin experienced during the first quarter of 2026, resulting from the temporary increase in customer acquisition costs for certain in-app advertising activities, as previously discussed. The adverse impact during the first quarter of 2026 was substantially offset by improved operating performance during the second quarter of 2026, during which the Company’s gross loss narrowed to approximately $11,000.

 

 

 

 

The improvement in gross margin during the second quarter of 2026, together with the 56% year-over-year increase in revenue, reflects the continued improvement in the Company’s operating performance. Based on the current trend, management believes that the Company is making progress toward achieving a positive gross margin as it continues to optimize its advertising and user acquisition strategies.

 

General and Administrative Expenses

 

General and administrative expenses were $1.6 million for the three months ended June 30, 2026, compared to $0.3 million for the three months ended June 30, 2025, representing an increase of $1.3 million, or 509%. The increase was primarily attributable to higher compensation expenses and other general and administrative expenses incurred during the period. Specifically, compensation expenses increased by approximately $0.6 million, primarily due to increased administrative headcount and higher salaries. Other general and administrative expenses increased by approximately $0.6 million, primarily attributable to higher professional service fees, including accounting, audit, consulting and other advisory fees due to the issuance of pre-funded warrants and common shares incurred during the period.

 

For the six months ended June 30, 2026, general and administrative expenses were $1.9 million, compared to $0.5 million for the six months ended June 30, 2025, representing an increase of $1.4 million, or 310%. Compensation expenses for the six months ended June 30, 2026 were approximately $0.8 million, representing an increase of approximately $0.6 million from the corresponding period in 2025, primarily due to increased administrative headcount and higher salaries. Other general and administrative expenses were approximately $1.1million for the six months ended June 30, 2026, representing an increase of approximately $0.8 million from the corresponding period in 2025. The increase was primarily attributable to approximately $0.6 million of additional professional service fees related to accounting, audit, consulting and other corporate services due to the issuance of pre-funded warrants and common shares, approximately $0.2 million insurance fees

 

Allowance for credit loss Allowance for credit loss were $22,455 for the three months ended June 30, 2026, compared to $138,293 for the three months ended June 30, 2025, representing a decrease of $115,838, or 84%. The decrease was primarily attributable to lower expected credit losses recognized on trade receivables and contract assets during the period.

 

For the six months ended June 30, 2026, the Company recognized net impairment losses on financial and contract assets of $257,166, compared to a reversal of impairment losses of $178,221 for the six months ended June 30, 2025, representing an adverse change of $435,387. The change was primarily attributable to an increase in the balance of receivables subject to expected credit loss.

 

Other Income (Expenses), Net

 

Other income (expenses), net, was not significant for the three and six months ended June 30, 2026 and 2025. For the three months ended June 30, 2026, the Company recorded net other income of $24,185, compared to net other income of $42,166 for the corresponding period in 2025.

 

For the six months ended June 30, 2026, the Company recorded net other expenses of $10,499 , compared to net other income of $52,570 for the corresponding period in 2025. Other income (expenses), net, primarily consisted of foreign exchange (loss) gain, interest income, interest expense, other expenses and finance costs.

 

 

 

 

Net Loss

 

As a result of the factors discussed above, our net loss was $1.6 million for the three months ended June 30, 2026, compared to $0.8 million for the three months ended June 30, 2025.

 

For the six months ended June 30, 2026, our net loss was $5.3 million, compared to $0.9 million for the six months ended June 30, 2025. The increase in net loss was primarily attributable to the factors discussed above.

 

Liquidity and Capital Resources

 

As of June 30, 2026, we had cash and cash equivalents of $12.0 million, which consisted of cash in banks and highly liquid investments with original maturities of three months or less. Our working capital as of June 30, 2026 was approximately $1.9 million. Historically, we have funded our operations, including capital expenditures, primarily through cash flow from operating activities, borrowings from related parties, and equity financing. We believe that our existing cash and cash equivalents, the cash generated from operations, and ATM facility are sufficient to fund our operations and capital expenditure requirements for at least the next 12 months.

 

These financial statements do not include any adjustment relating to the recoverability and classification of assets or the amounts and classification of liabilities that might be necessary should the Company be unable to continue as a going concern.

 

We may, however, need additional cash resources in the future if we experience changes in business conditions or other developments, such the need to develop new games and features or enhance our existing games, improve our operating infrastructure, or acquire complementary businesses, personnel or technologies., or if we find and wish to pursue opportunities for investments, acquisitions, capital expenditures or similar actions. If we determine that our cash requirements exceed the amount of cash and cash equivalents we have on hand at the time, we may seek to issue additional equity or debt securities. The issuance and sale of additional equity would result in further dilution to our shareholders. The incurrence of indebtedness would result in increased fixed obligations and could result in operating covenants that would restrict our operations. We cannot assure you that financing will be available in amounts or on terms acceptable to us, if at all.

 

  

For the Six months ended

June 30,

 
   2026   2025 
         
Net cash provided by (used in) operating activities  $5,451,224   $(2,423,005)
Net cash provided by (used in) investing activities   -    - 
Net cash provided by financing activities   4,625,538    - 
Change in cash and cash equivalents   10,104,216    (2,378,881)
Cash and cash equivalents, beginning of year   1,931,174    5,559,276 
Cash and cash equivalents, end of year  $12,035,390   $3,180,395 

 

Operating Activities

 

Net cash provided by operating activities was $5.5 million for the six months ended June 30, 2026, compared to net cash used in operating activities of $2.4 million for the six months ended June 30, 2025.

 

For the six months ended June 30, 2026, net cash provided by operating activities primarily reflected our net loss of $5.3 million, adjusted for non-cash items, and changes in operating assets and liabilities. The principal sources of operating cash flow included a $12.1 million increase in accounts and other payables and a $1.0 million decrease in other receivables. These cash inflows were partially offset by a $4.1 million increase in accounts receivable and a $1.3 million increase in prepayments.

 

For the six months ended June 30, 2025, net cash used in operating activities was $2.4 million, primarily reflecting our net loss of $0.9 million and changes in operating assets and liabilities, including a $3.5 million decrease in accounts and other payables, partially offset by a $1.9 million decrease in other receivables.

 

 

 

 

Investing Activities

 

There were no material cash flows from investing activities during either the six months ended June 30, 2026 or 2025.

 

Financing Activities

 

Net cash provided by financing activities was $4.6 million for the six months ended June 30, 2026, compared to no cash provided by or used in financing activities for the six months ended June 30, 2025. The cash inflow during the six months ended June 30, 2026 was attributable to capital contributions from shareholders through a private placement.

 

As a result of the operating and financing activities described above, together with the effect of exchange rate changes on cash and cash equivalents, cash and cash equivalents increased by $10.1 million during the six months ended June 30, 2026, from $1.9 million as of December 31, 2025 to $12.0 million as of June 30, 2026.

 

Critical Accounting Estimates

 

The preparation of the consolidated financial statements in conformity with US GAAP requires management to make estimates, judgments and assumptions that affect the application of accounting policies and the reported amounts of assets, liabilities, income, and expenses. Actual results may differ from these estimates:

 

Critical accounting estimates

 

Estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognized in the period in which the estimates are revised and in any future periods affected. Information about critical estimates in applying accounting policies that have the most significant effect on the amounts recognized in the consolidated financial statements are, but not limited to the following:

 

Income taxes - Tax provisions are based on enacted or substantively enacted laws. Changes in those laws could affect amounts recognized in profit or loss both in the period of change, which would include any impact on cumulative provisions, and future periods. Deferred tax assets, if any, are recognized to the extent it is considered probable that those assets will be recoverable. This involves an assessment of when those deferred tax assets are likely to reverse.

 

Impairment of non-financial assets - The Company assesses impairment at each reporting date by evaluating conditions specific to the Company that may lead to asset impairment. The recoverable amount of an asset or a cash-generating unit (“CGU”) is determined using the greater of fair value less costs to sell and value in use which requires the use of various judgments, estimates, and assumptions.

 

 

 

 

Useful life of intangible assets – The Company estimates the useful life used to amortize intangible assets which relates to the expected future performance of the assets acquired based on management estimate of the sales forecast.

 

Future purchase consideration - In a business combination, the Company recognizes a contingent consideration at fair value at the acquisition date. Contingent consideration classified as an asset or liability or equity on the basis of the guidance in ASC 480 and other applicable U.S. GAAP (e.g., ASC 815-40). Contingent consideration classified as equity is not remeasured, and its subsequent settlement is accounted for within equity. Contingent consideration classified as an asset or a liability is remeasured to fair value at each reporting date, with changes in fair value recognized in earnings, unless the arrangement qualifies for recognition in other comprehensive income under the hedge accounting guidance in ASC 815.

 

Critical accounting judgments

 

Information about critical judgments in applying accounting policies that have the most significant effect on the amounts recognized in the consolidated financial statements are, but are not limited to, the following:

 

Functional currency - The functional currency for the Company and each of the Company’s subsidiaries is the currency of the primary economic environment in which the respective entity operates. Such determination involves certain judgments to identify the primary economic environment. The Company reconsiders the functional currency of its subsidiaries if there is a change in events and/or conditions that determine the primary economic environment.

 

Going concern – As disclosed in Note 1 to the consolidated financial statements.

 

 

 

Filing Exhibits & Attachments

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