Welcome to our dedicated page for City Hldg Co SEC filings (Ticker: CHCO), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The City Holding Company (NASDAQ: CHCO) SEC filings page provides access to the company’s official regulatory disclosures as a publicly traded bank holding company. City Holding Company, incorporated in West Virginia, conducts its principal activities through its wholly owned subsidiary, City National Bank of West Virginia, and reports detailed financial and governance information through periodic and current reports filed with the U.S. Securities and Exchange Commission.
Through this page, readers can review annual reports on Form 10-K and quarterly reports on Form 10-Q, which describe City Holding Company’s community banking segment, loan and deposit composition, net interest income, non-interest income, credit quality, capital ratios, and risk factors. These filings complement the earnings information summarized in company news releases.
The filings list also includes current reports on Form 8-K, where City Holding Company discloses material events such as quarterly earnings announcements, dividend declarations, and changes in directors or certain executive officers. For example, 8-K filings describe dividend increases and leadership transitions at City National, providing additional context on corporate governance and capital management decisions.
Investors interested in insider activity and executive compensation can consult ownership and proxy-related filings referenced by the company, which outline compensation practices and board oversight. Stock Titan enhances these documents with AI-powered summaries that highlight key points from lengthy reports, explain complex regulatory language in simpler terms, and surface important metrics, helping users navigate City Holding Company’s SEC filings more efficiently while still relying on the original EDGAR-sourced documents.
City Holding Company filed its annual report describing its community banking operations and risk profile across West Virginia, Kentucky, Virginia and southeastern Ohio. Through City National Bank, it operates 96 branches with 934 full-time equivalent associates and focuses on commercial, residential mortgage, home equity, consumer and wealth management services.
As of December 31, 2025, residential mortgage and home equity loans were about 47% of the loan portfolio, while commercial and industrial and commercial real estate loans were about 52%. Capital ratios were strong, with the holding company’s Common Equity Tier 1 ratio at 16.9% and Tier 1 leverage ratio at 11.0%, both above well-capitalized thresholds. The report also details extensive regulatory oversight, cybersecurity expectations, and a broad set of economic, credit, interest rate, competitive and operational risks that could materially affect results.
CITY HOLDING CO executive Michael T. Quinlan Jr., EVP of Retail Banking, exercised 145 restricted stock units into 145 shares of common stock at no cost on February 24, 2026. These shares were received upon vesting and completion of a two-year holding period. After the transaction he directly holds 2,347 common shares and also has 2,373.7121 shares held indirectly through the Company’s 401(k) Plan & Trust as of the December 31, 2024 valuation date. He also retains additional restricted stock units scheduled to vest in tranches through 2028.
CITY HOLDING CO executive Jeffrey Dale Legge, EVP, CAO & CIO, reported the vesting and exercise of restricted stock units into common shares. On February 24, 2026, he exercised 163 restricted stock units for no cash consideration, receiving 163 shares of common stock, with each unit converting into one share.
After this transaction, he directly owned 7,500 shares of common stock. He also reported direct holdings of stock options covering 512 shares and several blocks of restricted stock units, plus an indirect holding of 8,817.9367 common shares through the company’s 401(k) Plan and Trust as of the December 31, 2024 plan valuation date.
City Holding Co President & CEO Charles R. Hageboeck reported an equity award transaction involving restricted stock units. On February 24, 2026, he exercised 671 restricted stock units, which converted into 671 shares of common stock at a stated price of $0.00 per share, received for no cash consideration upon vesting and completion of a two-year holding period.
Following this transaction, his directly held common stock position reported in this filing was 50,942 shares, and he also had indirect ownership of 2,134.2807 shares of common stock held by the Company’s 401(k) Plan & Trust, with those plan share totals reported as of the December 31, 2025 valuation date.
CITY HOLDING CO EVP & Chief Financial Officer David L. Bumgarner acquired common stock through equity awards. On February 24, 2026, he exercised or converted 169 shares of Restricted Stock Units into 169 shares of Common Stock at $0.00 per share, receiving the shares for no cash consideration upon vesting and completion of a two-year holding period.
Following this transaction, Bumgarner directly held 10,987.146 shares of Common Stock. He also had indirect ownership of Common Stock through a 401(k) Plan and Trust and an IRA, including shares acquired under the company’s 401(k) plan reported as of the December 31, 2024 plan valuation date. The filing also reports several outstanding Restricted Stock Unit awards, each scheduled to vest in equal one-third installments on specified dates between February 2022 and March 2028, with each unit convertible into one share of Common Stock at settlement.
CITY HOLDING CO executive Michael T. Quinlan Jr., EVP, Retail Banking, reported stock-based compensation activity. On February 23, 2026, he exercised 170 Restricted Stock Units into 170 shares of common stock at $0.0000 per share through a derivative exercise/conversion.
Footnotes state the shares were received for no cash consideration upon vesting of restricted stock units after a two-year holding period, and that each unit represents one share of common stock at settlement. Following these transactions, his directly held common stock increased to 2,202 shares.
The filing also shows various outstanding restricted stock unit balances with different vesting schedules and 2,373.7121 shares of common stock held indirectly through the Company’s 401(k) Plan & Trust as of the December 31, 2024 plan valuation date.
CITY HOLDING CO executive Jeffrey Dale Legge, EVP, CAO & CIO, reported the vesting and exercise of 164 restricted stock units into 164 shares of common stock on February 23, 2026, received for no cash consideration after a required holding period. Following these transactions, he directly owned 7,337 common shares, plus an indirect 8,817.9367 shares held through the company’s 401(k) Plan and Trust as of the December 31, 2024 valuation date.
City Holding Company President & CEO Charles R. Hageboeck reported the vesting and settlement of equity awards rather than an open-market trade. On February 23, 2026, he exercised 665 restricted stock units, receiving 665 shares of common stock at $0.00 per share upon vesting and completion of a two-year holding period.
Following this conversion, he directly owned 50,271 shares of common stock, along with several blocks of unvested restricted stock units, each unit representing the right to receive one share at settlement. The filing also notes 2,134.2807 shares held indirectly through the Company’s 401(k) Plan & Trust as of the December 31, 2025 plan valuation date.
CITY HOLDING CO executive vice president and chief financial officer David L. Bumgarner reported an exercise of derivative awards into common stock. On February 23, 2026, he converted 170 restricted stock units into 170 shares of common stock at a stated price of $0.00 per share, reflecting a vesting event rather than an open-market purchase.
Each restricted stock unit represents the right to receive one share of common stock at settlement, and the shares were received for no cash consideration after vesting and completion of a two-year holding period. Following this transaction, his directly held common stock position is reported as 10,818.146 shares, with additional indirect holdings of common stock reported through a 401(k) Plan and Trust and an IRA.
CITY HOLDING CO EVP Michael T. Quinlan Jr. exercised restricted stock units on February 22, 2026, converting 202 restricted stock units into 202 shares of common stock at no cost upon vesting and completion of a two-year holding period. After these transactions, he directly holds 403 restricted stock units and 2,032 shares of common stock, with an additional 2,373.7121 shares held indirectly through the company’s 401(k) Plan and Trust as of the December 31, 2024 plan valuation date.