Welcome to our dedicated page for Chemung Financia SEC filings (Ticker: CHMG), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Want to see how a 180-year-old community bank keeps its edge? Chemung Financial Corp’s SEC filings hold the answers. Most investors start by hunting for net-interest margin trends or changes in loan quality, but finding those numbers in a 300-page 10-K can be daunting. Our platform surfaces them instantly with AI-powered summaries, so you can focus on decisions, not document digging.
Use the drop-down above to jump straight to the filing you need. Curious about management sentiment? The Chemung Financial Corp insider trading Form 4 transactions feed updates in real time, giving you early insight into local executives’ stock moves. Need the latest community-bank capital ratios? The Chemung Financial Corp quarterly earnings report 10-Q filing section highlights them, complete with conversational explanations.
Here’s what you’ll find on this page:
- 10-K annual report – our AI points out loan-portfolio concentrations and fee-income drivers, creating a Chemung Financial Corp annual report 10-K simplified view.
- 10-Q filings – quarter-over-quarter trends, cash-flow shifts, and Chemung Financial Corp earnings report filing analysis you can read in minutes.
- 8-K material events explained – from dividend announcements to unexpected credit-loss provisions.
- Form 4 insider transactions real-time – stay ahead of market chatter.
- Proxy statement executive compensation – understand pay practices without wading through legal jargon.
Whether you’re tracking understanding Chemung Financial Corp SEC documents with AI or comparing segment revenue, Stock Titan delivers the context professionals need—fast, accurate, and always up-to-date.
Chemung Financial Corporation announced that its board has declared a cash dividend of $0.34 per share on its common stock. The dividend will be paid on January 2, 2026 to shareholders of record as of the close of business on December 19, 2025. This means investors who own shares of CHMG on the record date will receive a cash payment for each share they hold. The announcement was made through a press release that is included as an exhibit to the report, highlighting the company’s decision to return cash to its common shareholders through this dividend payment.
Chemung Financial Corporation furnished an investor presentation via an 8-K. Management plans to meet with institutional investors and other parties during the fourth quarter of 2025 to discuss strategies, recent performance, and trends. CEO Anders M. Tomson and CFO and Treasurer Dale M. McKim III are expected to present.
The presentation is available on the company’s website under Investor Relations (“Investor Presentation”) and is also furnished as Exhibit 99.1. It is provided under Item 7.01 and is not deemed “filed” under Section 18 of the Exchange Act, nor incorporated by reference unless specifically stated. The company notes that material information may be communicated through SEC filings, press releases, and the Investor Relations section of its website.
Chemung Financial Corporation filed its Q3 2025 report, showing higher net interest income as funding costs eased and balance-sheet mix shifted. Net interest income was $22.7 million for the quarter, up from $18.4 million a year ago, with interest expense down to $11.2 million from $14.0 million. The provision for credit losses was $1.1 million versus $0.6 million.
Total assets were $2.70 billion as of September 30, 2025. Loans, net, were $2.18 billion versus $2.05 billion at December 31, 2024, while cash and equivalents rose to $107.6 million from $47.0 million. Deposits were $2.36 billion. Accumulated other comprehensive loss improved to $39.1 million from $65.1 million, reflecting securities valuation recovery. The company added $44.0 million of subordinated debt and repaid $109.1 million of short‑term advances. For the nine months, net (losses) on securities transactions totaled $17.5 million. Shares outstanding were 4,794,349 as of October 31, 2025.
Chemung Financial Corp (CHMG) reported an insider transaction by a director. The filing shows an open-market purchase of 2,184 shares of common stock at $51.9231 on 10/29/2025.
After the trade, the reporting person beneficially owned 32,725.619 shares, held directly. A footnote states this amount includes dividends issued periodically under the issuer’s Dividend Reinvestment Plan.
Chemung Financial Corp (CHMG) director reported an insider purchase on a Form 4. On 10/28/2025, the insider bought 1,316 shares of common stock (transaction code P) at an average price of $51.6353. Following the transaction, the insider’s direct beneficial ownership stands at 30,541.619 shares.
The filing notes that the reported balance includes dividends issued periodically under the Issuer’s Dividend Reinvestment Plan. The report was filed by one reporting person, reflecting a routine update to ownership records.
Chemung Financial Corporation reported that it issued a press release describing its results of operations for the three and nine months ended September 30, 2025. The company furnished the release to the SEC under Item 2.02 of a Form 8‑K.
The press release is attached as Exhibit 99.1 and is being furnished, not filed. Chemung Financial’s common stock trades on Nasdaq under the symbol CHMG.
Chemung Financial Corp (CHMG) reporting person Thomas W. Wirth, Executive Vice President, disclosed a sale of common stock on 10/01/2025. The filing shows 1,396 shares were disposed of at $52.75 per share. After the reported sale, Mr. Wirth beneficially owned 3,259 shares directly and an additional 19,387.603 shares indirectly through a qualified plan. The Form 4 notes that the indirect amount includes dividends reinvested under the issuer's Dividend Reinvestment Plan. The form was signed by an attorney-in-fact on 10/02/2025.
Chemung Financial Corp filed an 8-K disclosing Regulation FD disclosure and attaching an Investor Presentation dated September 2025 as Exhibit 99.1. The filing lists Item 7.01 (Regulation FD Disclosure) and Item 9.01 (Exhibits) and identifies the presentation as furnished with the report. No financial results, forward guidance, material transactions, or executive changes are included in the text provided. The filing is signed by Dale M. McKim, III, Chief Financial Officer and Treasurer.
FAQ
What is the current stock price of Chemung Financia (CHMG)?
What is the market cap of Chemung Financia (CHMG)?
