Welcome to our dedicated page for Chemung Financia SEC filings (Ticker: CHMG), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Chemung Financial Corporation (NASDAQ: CHMG) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as a publicly traded financial services holding company. Chemung Financial Corporation files with the U.S. Securities and Exchange Commission as a New York-based issuer with common stock listed on The Nasdaq Stock Market LLC.
Investors can review current reports on Form 8-K that Chemung Financial Corporation uses to announce material events. Recent 8-K filings have covered topics such as quarterly cash dividend declarations, earnings press releases describing results of operations and financial condition, investor presentations for meetings with institutional investors, and executive leadership changes within the Wealth Management Group.
In addition to 8-K filings, users can expect to find the company’s periodic reports, including annual reports on Form 10-K and quarterly reports on Form 10-Q, which typically contain detailed information on net interest income, loan and deposit composition, non-interest income, non-interest expense, credit quality, capital levels, and risk management. These filings provide context for Chemung Financial Corporation’s core banking and wealth management activities, funding profile, and capital structure.
Stock Titan enhances these documents with AI-powered summaries that highlight key points from lengthy filings, helping readers understand the main drivers of performance, notable balance sheet changes, and important risk disclosures without reading every page. Real-time updates from the SEC’s EDGAR system mean that new Chemung Financial Corporation filings, including Forms 4 related to insider transactions and proxy materials on executive compensation and governance, are made available promptly with simplified explanations.
By using this filings page, investors and researchers can efficiently follow Chemung Financial Corporation’s regulatory reporting history, track dividend-related disclosures, and review management’s commentary on strategy, balance sheet repositioning, and community banking operations.
Chemung Financial Corp director Thomas R. Tyrrell reported selling 788 shares of common stock in open-market transactions. The sales occurred on April 27, 2026, with 540 shares sold at $65.10 per share and 248 shares sold at $65.83 per share. All transactions involved directly owned common stock.
Chemung Financial Corporation is holding a virtual Annual Meeting of Shareholders on June 2, 2026 at 2:00 p.m. Eastern Time for holders of its 4,819,440 outstanding common shares as of the April 6, 2026 record date.
Shareholders will vote on electing four directors for terms expiring in 2029, an advisory “Say-On-Pay” resolution on 2025 named executive officer compensation, and ratification of Crowe LLP as independent registered public accounting firm for 2026. The Board recommends “For” on all three proposals.
The filing explains detailed online and telephone voting procedures, quorum and broker non-vote treatment, and how DRIP and 401(k) shares are voted. It describes board composition, committee structure, director independence, and director compensation, which combines cash retainers and restricted stock with 2025 non‑employee director totals generally around $60,000–$90,000. The proxy also outlines executive pay philosophy, change in control agreements with double triggers, long-term equity incentives, and related-party banking and leasing transactions made on terms comparable to those offered to non‑related parties.
Chemung Financial Corporation reported record quarterly results for the first quarter of 2026. Net income rose to $9.2 million, or $1.91 per share, up from $7.7 million, or $1.61 per share, in the prior quarter and $6.0 million, or $1.26 per share, a year earlier. Return on average assets improved to 1.36%, while return on average equity reached 14.25%.
Net interest income increased to $23.6 million, with net interest margin expanding to 3.60% from 2.96% a year ago, helped by higher loan yields and lower deposit costs. Loans grew to $2.31 billion, nearly matching total deposits, and the adjusted efficiency ratio improved to a historical low of 58.27%, reflecting tight expense control.
Credit quality remained solid, with non-performing loans at 0.33% of total loans and annualized net recoveries of 0.02%. Book value per share rose to $54.36 and tangible book value to $49.85. The company paid a quarterly dividend of $0.34 per share and maintained strong capital ratios above well-capitalized thresholds.
Chemung Financial Corporation reports that its wholly owned subsidiary, Chemung Canal Trust Company, has applied to the Office of the Comptroller of the Currency to convert from a New York chartered trust company to a national bank.
The conversion will proceed only if the OCC, the regulator of national banks, approves the application.
Chemung Financial Corporation files its annual report describing a $2.710 billion community bank serving New York and Pennsylvania through Chemung Canal Trust Company and its divisions. The company focuses on relationship-based lending, stable deposits, and fee income from wealth management and financial services.
As of December 31, 2025, loans totaled $2.270 billion, deposits were $2.271 billion, and shareholders’ equity was $254.7 million. Wealth Management Group oversaw $2.338 billion of assets under management or administration. The filing also details extensive regulatory oversight and key risks, including commercial real estate concentrations, indirect auto lending, and broader economic conditions.
Chemung Financial Corp President & CEO Tomson Anders reported a Form 4 transaction involving a tax-related share disposition. On February 27, 2026, 1,603 shares of common stock were used to satisfy tax withholding at $55.52 per share, leaving 46,222.938 shares held directly.
An additional indirect holding of 17,699.638 shares is reported through a qualified plan, which includes dividends issued periodically under the company’s Dividend Reinvestment Plan.
Chemung Financial Corp Controller John J. Stempin reported a small insider transaction involving company common stock. On February 27, 2026, he disposed of 12 shares of Chemung Financial common stock at $55.52 per share as a tax-withholding disposition to satisfy tax obligations by delivering shares rather than cash.
Following this transaction, Stempin directly owned 475 shares of Chemung Financial common stock. The filing classifies the move as a disposal for tax purposes, not an open-market purchase or sale.
Chemung Financial Corp executive Mary E. Meisner reported a tax-related share disposition. On February 27, 2026, she transferred 79 shares of common stock at $55.52 per share to cover tax obligations, a non-open-market transaction coded as a tax-withholding disposition. Following this, she directly owns 4,449.448 shares of Chemung Financial common stock.
Chemung Financial Corp executive Dale M. McKim III reported a small tax-related share disposition. On this Form 4, the EVP, CFO & Treasurer disposed of 147 shares of common stock on February 27, 2026 at $55.52 per share to cover tax liabilities, leaving him with 6,933 directly held shares.