Welcome to our dedicated page for CHEMUNG FINANCIAL SEC filings (Ticker: CHMG), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Chemung Financial Corporation filings document the disclosure record of a New York financial services holding company whose common stock trades on Nasdaq under CHMG. Recent Form 8-K reports cover operating results, dividend declarations, Regulation FD investor presentations, capital and balance sheet topics, and other corporate events involving Chemung Canal Trust Company.
The company’s proxy filings describe board governance, shareholder voting matters, executive compensation, equity awards, and pay-versus-performance disclosures. Its SEC reports also record registered common-stock information and bank regulatory matters affecting the structure and oversight of its principal banking subsidiary.
CHEMUNG FINANCIAL CORP (CHMG) executive vice president and chief information officer Loren D. Cole reported selling 5,160 shares of common stock on September 16, 2026 in an open-market or private transaction at $83.4975 per share, through an indirect holding in a Qualified Plan.
After this sale, indirect Qualified Plan holdings were 5,164.03 shares, which include dividends issued periodically under the issuer's Dividend Reinvestment Plan. Cole also reported 6,398 shares held directly and 105 shares held indirectly by a spouse. No Rule 10b5-1 trading plan is reported for these transactions.
Chemung Financial Corp (CHMG) received a Rule 144 notice covering planned sales of its common stock for the account of officer Cole Loren D. The filing states that up to 5,160 shares may be sold through Hovde Group, LLC on Nasdaq, with an aggregate value of $433,440.00 if all shares are sold. The notice, dated September 15, 2026, lists that these shares were acquired between May 2023 and August 2024 through compensation awards and transfers from other investments.
Chemung Financial Corporation (CHMG) reported that its Board of Directors approved an increase in the quarterly cash dividend. The dividend rose by $0.02 per share to $0.36 per share, payable on October 1, 2026, to common shareholders of record on September 17, 2026.
The company noted this raise is a 5.9% increase over the prior quarterly dividend and brings total increases since the beginning of 2025 to $0.05 per share, or 16.1%. Chemung Financial is a $2.8 billion financial services holding company headquartered in Elmira, New York, operating 30 offices through its principal subsidiary, Chemung Canal Trust Company.
Calkins Timothy D reported acquisition or exercise transactions in this Form 4 filing.
CHEMUNG FINANCIAL CORP reported that Executive Vice President Timothy D. Calkins received a grant or award of 308 shares of common stock on 2026-08-10. The award is reported at a reference value of $81.24 per share, and his directly held position after this transaction is 308 common shares.
CHEMUNG FINANCIAL CORP filed an initial statement of beneficial ownership for Executive Vice President Timothy D. Calkins. The filing reports 0 shares of common stock held directly as of August 10, 2026, indicating no reported ownership position in the issuer’s common stock at that time.
Chemung Financial Corporation reported net income of 8,810 (in thousands) for the three months ended June 30, 2026, compared with a net loss of 6,452 a year earlier. For the first six months of 2026, net income was 18,009 versus a loss of 429, and basic earnings per share were 3.73 compared with (0.09).
Quarterly net interest income increased to 24,670, with a provision for credit losses of 561 versus 1,145 in the prior-year quarter. Total non-interest income was 6,503, compared with negative 10,705 in Q2 2025, which had included a 17,498 loss on securities transactions, while non-interest expense rose to 19,321 from 17,769.
Total assets were 2,820,202 at June 30, 2026, with loans, net, of 2,341,919 and deposits of 2,363,934. The allowance for credit losses was 25,232, and total shareholders’ equity was 270,361, including accumulated other comprehensive loss of 35,945.
BlackRock, Inc. reports beneficial ownership of common stock of Chemung Financial Corp on a Schedule 13G. BlackRock and certain of its business units collectively beneficially own 254,371 shares, representing 5.3% of Chemung Financial’s outstanding common stock.
BlackRock reports sole voting power250,055 shares and sole dispositive power254,371 shares, with no shared voting or dispositive power. Various underlying clients have rights to dividends and sale proceeds, but no single client holds more than five percent of Chemung Financial’s total outstanding common shares.
Chemung Financial Corporation presented second quarter 2026 performance and strategic updates, reporting net income of $8.8 million and EPS of $1.82, with return on average assets of 1.27% and return on average equity of 13.19%. The fully taxable equivalent net interest margin was 3.67%, up 7 basis points from 3.60% in the prior quarter, as the yield on interest‑earning assets rose to 5.18% while the total cost of funds remained 1.67%.
Total loans were $2.367 billion as of June 30, 2026, with annualized year‑to‑date loan growth of 8.7% and commercial loan growth of 13.0%. Deposits totaled $2.364 billion, an increase of $93.3 million, or 4.1%, from December 31, 2025, including a 9.2% increase in non‑interest‑bearing deposits. Asset quality indicators stayed favorable, with non‑performing loans at 0.39% of total loans and the ACL‑to‑total loans ratio at 1.07%.
Management described the effects of a 2025 balance sheet restructuring, including $234.8 million of loan growth and a $65.4 million reduction in higher‑cost wholesale funding since June 30, 2025. Year‑to‑date 2026 net income was $18.0 million and EPS $3.73, with net interest margin at 3.63% and return on average equity at 13.71%. Wealth management fee income totaled $6.3 million year to date, an increase of $0.5 million, or 8.1%, over the same period in the prior year. Total liquidity sources were 744,424 (dollars in thousands), and uninsured deposits were 31.5% of total deposits, including collateralized public funds.
Chemung Financial Corporation reported second-quarter 2026 net income of $8.8 million, or $1.82 per share, compared with net income of $9.2 million ($1.91 per share) in the prior quarter and a net loss of $6.5 million ($1.35 per share) in the second quarter of 2025. Net interest income rose to $24.7 million, up 18.8% year over year, and fully taxable equivalent net interest margin expanded to 3.67%. Provision for credit losses was $0.6 million.
Total assets reached $2.82 billion with loans of $2.37 billion and deposits of $2.36 billion, producing a loans-to-deposits ratio of 100.14%. Asset quality metrics included non-performing loans of $9.2 million, or 0.39% of total loans, and an allowance covering 275.46% of non-performing loans. Book value per share increased to $55.88 and tangible book value per share to $51.37, while the equity-to-assets ratio was 9.59%. The OCC conditionally approved conversion of the bank’s New York state charter to a national bank charter, which management expects to complete before the end of 2026.
Chemung Canal Trust Company reports beneficial ownership of 305,090 shares of Chemung Financial Corp common stock, representing 6.33% of the class based on 4,820,278 shares outstanding as of June 30, 2026; this is a baseline figure, not the amount being offered. It has shared voting power over 305,090 shares and shared dispositive power over 253,565 shares, with no sole voting or dispositive authority. Of the reported holdings, 97,829 shares, or 2.03% of the outstanding stock, are held in trust under a tax-qualified retirement plan sponsored by Chemung Canal Trust for its employees, and various co-executors, co-trustees, and beneficiaries may have rights to dividends and sale proceeds.