Chemung Financial Corporation filings document the disclosure record of a New York financial services holding company whose common stock trades on Nasdaq under CHMG. Recent Form 8-K reports cover operating results, dividend declarations, Regulation FD investor presentations, capital and balance sheet topics, and other corporate events involving Chemung Canal Trust Company.
The company’s proxy filings describe board governance, shareholder voting matters, executive compensation, equity awards, and pay-versus-performance disclosures. Its SEC reports also record registered common-stock information and bank regulatory matters affecting the structure and oversight of its principal banking subsidiary.
Chemung Financial Corporation (CHMG) furnished its third-quarter 2026 investor presentation, reporting net income of $12.7 million and earnings per share of $2.63. Year-to-date net income was $30.7 million; pre-provision net revenue increased $2.8 million, or 24.9%, from the same period a year earlier. Net interest margin was 3.74%, up 7 basis points from the prior quarter.
Annualized year-to-date loan growth was 7.7%, including 11.7% commercial loan growth; total loans were $2.401 billion as of September 30, 2026. Deposits totaled $2.385 billion, up $114.6 million, or 5.0%, from December 31, 2025. The quarterly dividend increased $0.02 per share during 2026, or 5.9%, to $0.36.
As part of its balance-sheet restructuring, the company sold approximately $245 million or more of low-yielding available-for-sale securities, by book value, in June 2025 and raised $45 million of subordinated debt. It allocated proceeds to pay down higher-cost wholesale funding and support loan growth.
Chemung Financial Corporation (CHMG) reported third-quarter 2026 net income of $12.7 million, or $2.63 per share, compared with $7.8 million, or $1.62 per share, in third-quarter 2025. Net interest income rose 13.2% to $25.7 million, while pre-provision net revenue rose 24.9%. The company cited loan growth and lower deposit costs; a $2.9 million partial recovery on a commercial and industrial loan participation contributed to a $2.6 million provision credit.
Non-performing loans were $13.8 million, or 0.57% of total loans, at September 30, 2026, versus $7.9 million, or 0.35%, at December 31, 2025. Total assets were $2.851 billion and deposits were $2.385 billion at September 30, 2026. Chemung Canal Trust Company completed its conversion to a national bank charter effective October 1, 2026. The Corporation announced its intent to unify its three divisions under the Canal Bank & Trust name, with rollout beginning in 2027.
The Corporation declared $0.36 per share in third-quarter dividends after announcing a $0.02 increase, or 5.9%, over the prior quarter. Its adjusted efficiency ratio for the first nine months was 58.83%, compared with 64.08% in the year-earlier period.
Chemung Financial Corporation (CHMG) announced that its wholly owned subsidiary, Chemung Canal Trust Company, completed its conversion from a New York chartered trust company to a national bank on October 1, 2026, following approval by the Office of the Comptroller of the Currency (OCC). The subsidiary will operate as Chemung Canal Trust Company, National Association and be subject to OCC supervision, regulation, and examination. It continues as the same corporate entity and within the same structure as before the conversion.
CHEMUNG FINANCIAL CORP (CHMG) executive vice president and chief information officer Loren D. Cole reported selling 5,160 shares of common stock on September 16, 2026 in an open-market or private transaction at $83.4975 per share, through an indirect holding in a Qualified Plan.
After this sale, indirect Qualified Plan holdings were 5,164.03 shares, which include dividends issued periodically under the issuer's Dividend Reinvestment Plan. Cole also reported 6,398 shares held directly and 105 shares held indirectly by a spouse. No Rule 10b5-1 trading plan is reported for these transactions.
Chemung Financial Corp (CHMG) received a Rule 144 notice covering planned sales of its common stock for the account of officer Cole Loren D. The filing states that up to 5,160 shares may be sold through Hovde Group, LLC on Nasdaq, with an aggregate value of $433,440.00 if all shares are sold. The notice, dated September 15, 2026, lists that these shares were acquired between May 2023 and August 2024 through compensation awards and transfers from other investments.
Chemung Financial Corporation (CHMG) reported that its Board of Directors approved an increase in the quarterly cash dividend. The dividend rose by $0.02 per share to $0.36 per share, payable on October 1, 2026, to common shareholders of record on September 17, 2026.
The company noted this raise is a 5.9% increase over the prior quarterly dividend and brings total increases since the beginning of 2025 to $0.05 per share, or 16.1%. Chemung Financial is a $2.8 billion financial services holding company headquartered in Elmira, New York, operating 30 offices through its principal subsidiary, Chemung Canal Trust Company.
Calkins Timothy D reported acquisition or exercise transactions in this Form 4 filing.
CHEMUNG FINANCIAL CORP reported that Executive Vice President Timothy D. Calkins received a grant or award of 308 shares of common stock on 2026-08-10. The award is reported at a reference value of $81.24 per share, and his directly held position after this transaction is 308 common shares.
CHEMUNG FINANCIAL CORP filed an initial statement of beneficial ownership for Executive Vice President Timothy D. Calkins. The filing reports 0 shares of common stock held directly as of August 10, 2026, indicating no reported ownership position in the issuer’s common stock at that time.
Chemung Financial Corporation reported net income of 8,810 (in thousands) for the three months ended June 30, 2026, compared with a net loss of 6,452 a year earlier. For the first six months of 2026, net income was 18,009 versus a loss of 429, and basic earnings per share were 3.73 compared with (0.09).
Quarterly net interest income increased to 24,670, with a provision for credit losses of 561 versus 1,145 in the prior-year quarter. Total non-interest income was 6,503, compared with negative 10,705 in Q2 2025, which had included a 17,498 loss on securities transactions, while non-interest expense rose to 19,321 from 17,769.
Total assets were 2,820,202 at June 30, 2026, with loans, net, of 2,341,919 and deposits of 2,363,934. The allowance for credit losses was 25,232, and total shareholders’ equity was 270,361, including accumulated other comprehensive loss of 35,945.
BlackRock, Inc. reports beneficial ownership of common stock of Chemung Financial Corp on a Schedule 13G. BlackRock and certain of its business units collectively beneficially own 254,371 shares, representing 5.3% of Chemung Financial’s outstanding common stock.
BlackRock reports sole voting power250,055 shares and sole dispositive power254,371 shares, with no shared voting or dispositive power. Various underlying clients have rights to dividends and sale proceeds, but no single client holds more than five percent of Chemung Financial’s total outstanding common shares.