Every 10-Q that Chemung Financial Corp (CHMG) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow CHMG and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full CHMG filings page.
Chemung Financial Corporation reported net income of 8,810 (in thousands) for the three months ended June 30, 2026, compared with a net loss of 6,452 a year earlier. For the first six months of 2026, net income was 18,009 versus a loss of 429, and basic earnings per share were 3.73 compared with (0.09).
Quarterly net interest income increased to 24,670, with a provision for credit losses of 561 versus 1,145 in the prior-year quarter. Total non-interest income was 6,503, compared with negative 10,705 in Q2 2025, which had included a 17,498 loss on securities transactions, while non-interest expense rose to 19,321 from 17,769.
Total assets were 2,820,202 at June 30, 2026, with loans, net, of 2,341,919 and deposits of 2,363,934. The allowance for credit losses was 25,232, and total shareholders’ equity was 270,361, including accumulated other comprehensive loss of 35,945.
Chemung Financial Corporation reported solid results for the three months ended March 31, 2026, with net income of $9.2 million, up from $6.0 million a year earlier. Earnings per share rose to $1.91 from $1.26 as both lending and fee businesses contributed.
Net interest income increased to $23.6 million while the provision for credit losses fell to $0.6 million, reflecting relatively stable credit quality. Total loans grew to $2.31 billion and deposits to $2.31 billion, supporting balance sheet expansion. Comprehensive income was $9.5 million, as modest securities valuation gains partially offset earlier unrealized losses.
Total assets reached $2.75 billion. The allowance for credit losses stood at $24.9 million, and nonaccrual loans were $7.6 million, indicating manageable problem credits. Shareholders’ equity increased to $262.9 million, helped by retained earnings and slight improvement in accumulated other comprehensive loss.
Chemung Financial Corporation filed its Q3 2025 report, showing higher net interest income as funding costs eased and balance-sheet mix shifted. Net interest income was $22.7 million for the quarter, up from $18.4 million a year ago, with interest expense down to $11.2 million from $14.0 million. The provision for credit losses was $1.1 million versus $0.6 million.
Total assets were $2.70 billion as of September 30, 2025. Loans, net, were $2.18 billion versus $2.05 billion at December 31, 2024, while cash and equivalents rose to $107.6 million from $47.0 million. Deposits were $2.36 billion. Accumulated other comprehensive loss improved to $39.1 million from $65.1 million, reflecting securities valuation recovery. The company added $44.0 million of subordinated debt and repaid $109.1 million of short‑term advances. For the nine months, net (losses) on securities transactions totaled $17.5 million. Shares outstanding were 4,794,349 as of October 31, 2025.
Chemung Financial Corp — Quarterly report (10-Q) for period ended June 30, 2025. Consolidated total assets were $2,852,488 and total deposits were $2,468,962 at June 30, 2025 versus $2,776,147 and $2,396,883 at December 31, 2024, respectively. Loans, net were $2,109,749 with an allowance for credit losses of $22,665. Cash and cash equivalents rose to $320,051 driven by $284,226 in interest-earning deposits in other financial institutions. Securities available for sale declined to $287,335 from $531,442.
Shareholders' equity totaled $234,966 (AOCI loss $(42,705)). For the three months ended June 30, 2025, net interest income was $20,808 versus $17,761 in Q2 2024; six-month NII was $40,625 versus $35,850. Subordinated debt of $44,146 appears at June 30, 2025 (none at 12/31/2024). The filing is truncated after "Provisi" in the income statement section.