Chemung Financial EVP awarded 1,267 CHMG shares

CHEMUNG FINANCIAL CORP Executive Vice President & Chief Credit Officer Peter K. Cosgrove reported an acquisition of company stock through an award.

Rhea-AI Filing Summary

CHEMUNG FINANCIAL CORP Executive Vice President & Chief Credit Officer Peter K. Cosgrove reported an acquisition of company stock through an award. On February 17, 2026, he received 1,267 shares of common stock at a price of $59.24 per share, bringing his direct holdings to 7,319 shares of common stock.

Insider Trade Summary

Grant/Award: 1,267 shares

Grant/Award 1 txn

Insider Cosgrove Peter K

Role Executive Vice President & CCO

Type	Security	Shares	Price	Value
Grant/Award	COMMON STOCK	1,267	$59.24	$75K

Holdings After Transaction: COMMON STOCK — 7,319 shares (Direct)

FAQ

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What insider transaction did CHEMUNG FINANCIAL CORP (CHMG) report for Peter K. Cosgrove?

CHEMUNG FINANCIAL CORP reported that Executive Vice President & CCO Peter K. Cosgrove acquired 1,267 shares of common stock as a grant or award. This award increased his directly held stake in CHMG common stock to a total of 7,319 shares.

Was the CHMG insider transaction a purchase or an award of shares?

The CHMG insider transaction was an award of shares, not an open-market purchase. Peter K. Cosgrove acquired 1,267 shares of CHEMUNG FINANCIAL CORP common stock coded as a grant, award, or other acquisition under transaction code A.

What price per share was used in Peter K. Cosgrove’s CHMG stock award?

The reported price for Peter K. Cosgrove’s CHEMUNG FINANCIAL CORP stock award was $59.24 per share. This price is used for reporting purposes in the Form 4 and reflects the value assigned to the 1,267 awarded common shares.

How many CHEMUNG FINANCIAL CORP shares does Peter K. Cosgrove own after this Form 4?

After the reported Form 4 transaction, Peter K. Cosgrove directly owns 7,319 shares of CHEMUNG FINANCIAL CORP common stock. This total includes the newly awarded 1,267 shares reported as a grant, increasing his directly held position in the company.

What role does Peter K. Cosgrove hold at CHEMUNG FINANCIAL CORP?

Peter K. Cosgrove serves as Executive Vice President and Chief Credit Officer at CHEMUNG FINANCIAL CORP. His Form 4 filing reflects a stock award tied to his role as an officer, adding 1,267 common shares to his directly owned holdings.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 02/19/2026 - 12:22 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Cosgrove Peter K

(Last) (First) (Middle)

ONE CHEMUNG CANAL PLAZA

PO BOX 1522

(Street)

ELMIRA NY 14901

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
CHEMUNG FINANCIAL CORP [ CHMG ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Executive Vice President & CCO

3. Date of Earliest Transaction (Month/Day/Year)
02/17/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
COMMON STOCK	02/17/2026		A		1,267	A	$59.24	7,319	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

	Kathleen E. Cook, Attorney-in-Fact, pursuant to Power of Attorney dated July 16, 2025	02/19/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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