Chemung Financial (CHMG) EVP & CIO Cole receives 1,182-share stock award

Rhea-AI Filing Summary

Chemung Financial Corp executive Loren D. Cole reported an equity award in company stock. On February 17, 2026, Cole acquired 1,182 shares of common stock as a grant or award at a stated price of $59.24 per share, increasing his directly held stake to 6,517 shares.

The filing also reports indirect holdings of 105 shares held by his spouse and 9,601.981 shares held through a qualified plan. A footnote states these amounts include dividends periodically issued under the issuer’s Dividend Reinvestment Plan.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

COLE LOREN D

(Last) (First) (Middle)

ONE CHEMUNG CANAL PLAZA

PO BOX 1522

(Street)

ELMIRA NY 14902-1522

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
CHEMUNG FINANCIAL CORP [ CHMG ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP & CIO

3. Date of Earliest Transaction (Month/Day/Year)
02/17/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
COMMON STOCK	02/17/2026		A		1,182	A	$59.24	6,517	D
COMMON STOCK								105	I	By Spouse
COMMON STOCK								9,601.981(1)	I	By Qualified Plan

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Includes dividends issued periodically under the Issuer's Dividend Reinvestment Plan.

Remarks:

	Kathleen E. Cook, Attorney in Fact, Pursuant to Power of Attorney dated 6/25/2025	02/19/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did CHEMUNG FINANCIAL CORP (CHMG) report for Loren D. Cole?

CHEMUNG FINANCIAL CORP reported that EVP & CIO Loren D. Cole received a grant of 1,182 shares of common stock on February 17, 2026. This award increased his directly held ownership to 6,517 shares, according to the Form 4 filing.

Was the CHMG insider transaction for Loren D. Cole a purchase or an award?

The CHMG insider transaction for Loren D. Cole was reported as a grant or award acquisition, not an open-market purchase. The Form 4 uses transaction code A, indicating a grant, award, or other acquisition of 1,182 common shares at a stated price of $59.24 per share.

How many CHEMUNG FINANCIAL CORP shares does Loren D. Cole own after this Form 4?

After this Form 4 event, Loren D. Cole directly holds 6,517 CHMG common shares. The filing also reports 105 shares indirectly held by his spouse and 9,601.981 shares held indirectly through a qualified plan, reflecting both direct and indirect ownership positions.

What role does Loren D. Cole hold at CHEMUNG FINANCIAL CORP (CHMG)?

Loren D. Cole serves as Executive Vice President and Chief Information Officer at CHEMUNG FINANCIAL CORP. His Form 4 filing discloses an equity grant of 1,182 common shares, aligning a portion of his compensation with company stock performance and long-term shareholder interests.

Do Loren D. Cole’s CHMG reported holdings include dividends from a reinvestment plan?

Yes, a footnote states the reported CHMG holdings include dividends issued periodically under the issuer’s Dividend Reinvestment Plan. This means some shares in the indirect and plan-related balances arise from automatic reinvestment of cash dividends into additional company stock.