Chemung Financial officer reports small stock sales in December

Chemung Financial Corp disclosed insider stock transactions involving a regional president.

Rhea-AI Filing Summary

Chemung Financial Corp disclosed insider stock transactions involving a regional president. The officer reported dispositions of 106 common shares on 12/15/2025 and 51 shares on 12/16/2025, both coded "F" and priced at $59.30 and $59.587 per share, respectively.

After these transactions, the officer beneficially owns 10,390.39 Chemung Financial common shares directly and 2,987.555 shares indirectly through a qualified plan. A footnote explains that these figures include dividends issued periodically under the company’s Dividend Reinvestment Plan.

Insider Trade Summary

Exercise Price or Tax Liability: 157 shares

Exercise Price or Tax Liability 3 txns

Insider Kenefick Jeffrey P.

Role Regional President

Type	Security	Shares	Price	Value
Exercise Price or Tax Liability	COMMON STOCK	51	$59.587	$3K
Exercise Price or Tax Liability	COMMON STOCK	106	$59.30	$6K
holding	COMMON STOCK	--	--	--

Holdings After Transaction: COMMON STOCK — 10,390.39 shares (Direct); COMMON STOCK — 2,987.555 shares (Indirect, By Qualified Plan)

Footnotes (1)

1. F1. Includes dividends issued periodically under the Issuer's Dividend Reinvestment Plan.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider stock transactions did Chemung Financial (CHMG) report in this filing?

The filing shows a regional president of Chemung Financial Corp disposing of common stock in two transactions, both reported with transaction code "F" and involving relatively small share amounts.

On what dates and at what prices were CHMG shares disposed of?

The officer disposed of 106 CHMG common shares on 12/15/2025 at $59.30 per share and 51 shares on 12/16/2025 at $59.587 per share.

How many Chemung Financial (CHMG) shares does the officer own after these transactions?

Following the reported transactions, the officer beneficially owns 10,390.39 CHMG common shares in direct ownership.

What indirect holdings in CHMG does the officer report?

The report lists 2,987.555 Chemung Financial common shares held indirectly through a Qualified Plan, classified as indirect beneficial ownership.

What does footnote (1) indicate about the CHMG share amounts?

Footnote (1) states that the reported holdings include dividends issued periodically under Chemung Financial’s Dividend Reinvestment Plan.

What is the reporting person’s relationship to Chemung Financial (CHMG)?

The reporting person is identified as an officer of Chemung Financial Corp, serving in the role of Regional President.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 12/17/2025 - 01:39 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Kenefick Jeffrey P.

(Last) (First) (Middle)

ONE CHEMUNG CANAL PLAZA

P.O. BOX 1522

(Street)

ELMIRA NY 14902-1522

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
CHEMUNG FINANCIAL CORP [ CHMG ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Regional President

3. Date of Earliest Transaction (Month/Day/Year)
12/15/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
COMMON STOCK	12/15/2025		F		106	D	$59.3	10,441.39(1)	D
COMMON STOCK	12/16/2025		F		51	D	$59.587	10,390.39(1)	D
COMMON STOCK								2,987.555(1)	I	By Qualified Plan

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Includes dividends issued periodically under the Issuer's Dividend Reinvestment Plan.

Remarks:

	Kathleen E. Cook, Attorney-in-Fact, pursuant to Power of Attorney dated July 16, 2025	12/17/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.