Chime Financial, Inc. SEC Filings

Chime Financial, Inc. (CHYM)11/20/2025, 4,175 shares of Class A common stock were withheld at a price of $18.43 to cover tax obligations related to restricted stock units, which did not involve an open-market sale by the insider. On 11/21/2025, 22,475 shares of Class A common stock were moved out of the insider’s direct holdings at $0 and the same number of common shares were recorded as indirectly owned through the King Family Trust, where the insider serves as attorney-in-fact. Following these transactions, the insider directly held 151,667 shares and indirectly held 22,475 shares.

Chime Financial, Inc. (CHYM) filed a Form 4 reporting transactions by its Chief Financial Officer. The filing covers Class A Common Stock transactions dated 11/20/2025 and 11/21/2025.

On 11/20/2025, a transaction coded "F" involved 13,888 shares at $18.43 per share, and the explanation states these shares were withheld by the issuer to cover tax obligations from the net settlement of restricted stock units, rather than being sold by the executive. Following this, the officer directly held 523,039 shares.

On 11/21/2025, there were two transactions coded "G" involving 102,926 shares each at a reported price of $0. After these transactions, the officer directly owned 420,113 shares and indirectly owned 2,250,798 shares held by the 2019 Newcomb Fox Family Trust, where the officer and spouse serve as trustees.

Chime Financial, Inc. (CHYM) filed a Form 4 reporting an automatic share withholding related to equity compensation for its Chief Accounting Officer. On 11/20/2025, 10,577 shares of Class A Common Stock were withheld at a price of $18.43 per share to cover tax withholding and remittance obligations tied to the net settlement of restricted stock units.

After this tax-related transaction, the reporting person beneficially owns 306,759 shares of Class A Common Stock directly. The filing notes that this is not a sale by the officer, but an issuer share withholding to satisfy tax requirements.

Chime Financial, Inc. (CHYM) reported an insider equity transaction by its General Counsel on a Form 4. On 11/20/2025, 10,103 shares of Class A common stock were withheld at a price of $18.43 per share to cover the company’s tax withholding and remittance obligations tied to the net settlement of restricted stock units. This event did not involve an open-market sale by the reporting person.

After this tax-related share withholding, the reporting person directly holds 251,176 shares of Chime Financial Class A common stock.

Chime Financial, Inc. (CHYM) reported an insider equity transaction by its Chief Operating Officer on a Form 4. On 11/20/2025, 7,407 shares of Class A common stock were withheld by the company at a price of $18.43 per share to cover tax withholding and remittance obligations tied to the net settlement of restricted stock units.

The filing notes that this was not a sale by the officer but a share withholding for taxes. Following this transaction, the officer beneficially owned 2,629,286 shares of Chime Financial Class A common stock in direct ownership.

Chime Financial (CHYM) reported Q3 2025 results. Revenue reached $543.5 million, up from $421.9 million a year ago, with gross profit of $474.1 million. Operating loss was $64.7 million and net loss was $54.7 million, or $0.15 per share.

For the first nine months, revenue totaled $1.59 billion and net loss was $965.2 million, reflecting $1.00 billion of stock-based compensation expense recognized after the June 2025 IPO. Liquidity improved with cash and cash equivalents of $445.0 million and marketable securities of $633.7 million. The company closed an IPO that generated approximately $770.6 million in net proceeds and established a $475.0 million senior secured revolving credit facility with no amounts drawn. Product obligation measured at fair value was $134.3 million. As of November 5, 2025, shares outstanding were 342,395,697 Class A and 32,182,289 Class B.

Chime Financial, Inc. announced a new share repurchase program authorizing the company to buy back up to $200.0 million of its Class A common stock. Repurchases may occur from time to time via open market or privately negotiated transactions, including under Rule 10b5-1 plans and in accordance with Rule 10b-18. The program is discretionary and may be suspended or discontinued at any time.

Chime also furnished a press release with its financial results for the quarter ended September 30, 2025, and plans to host an earnings call on November 5, 2025 at 2:00 p.m. PT/5:00 p.m. ET.

Chime Financial, Inc. (CHYM) officer Asmerom Amine reported the acquisition of 93,000 restricted stock units (RSUs) on 10/09/2025. Each RSU represents a contingent right to one share of Class A common stock and was reported at a $0 price because RSUs are equity awards, not open-market purchases. After the award, the reporting person beneficially owns 317,336 shares/RSU-equivalents. The filing states 11/15/2025 as the first vesting date for one-sixteenth of the RSUs, with quarterly vesting thereafter, subject to continued service. The disclosure was signed by power of attorney on 10/10/2025.

Chime Financial Form 4/A reports conversion and reclassification of pre-IPO preferred and common shares into Class A common stock, changing beneficial ownership structures for several DST-related entities. The filing shows that a number of Series D, E and F preferred shares were converted one-for-one into common stock and then reclassified into Class A common stock in an exempt transaction. Multiple DST-managed funds are reported as acquiring Class A shares (for example, 23,924,810 shares by DST Global VI, L.P. and 12,291,630 shares by DST Investments XXI, L.P.), with corresponding disposals of common stock through conversion. The reporting clarifies indirect ownership chains through DST Managers, DST Global Advisors, Cardew Services, Galileo (PTC) and Despoina Zinonos, each disclaiming beneficial ownership except for any pecuniary interest.