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Chime Financial, Inc. SEC Filings

CHYM NASDAQ

Welcome to our dedicated page for Chime Financial SEC filings (Ticker: CHYM), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.

This page provides access to Chime Financial, Inc. (Nasdaq: CHYM) SEC filings, giving investors a direct view into the company’s regulatory disclosures. As a consumer financial technology company focused on core banking services and low-cost banking and payments products, Chime uses its filings to report financial performance, key metrics, and significant corporate actions.

Chime files current reports on Form 8-K to announce material events such as quarterly financial results and board-authorized programs. For example, 8-K filings have covered results for the second and third quarters of 2025 and disclosed the authorization of a share repurchase program for Class A common stock. These reports often reference accompanying press releases furnished as exhibits, which include details on revenue, non-GAAP measures like adjusted EBITDA and transaction margin, and operating metrics such as Active Members, ARPAM, and Purchase Volume.

Through Stock Titan, users can review Chime’s SEC filings alongside AI-powered summaries that explain the significance of each document in clearer language. Real-time updates from EDGAR help surface new filings as they appear, whether they are periodic reports like 10-K and 10-Q, current reports on Form 8-K, or other required disclosures.

Investors interested in topics such as Chime’s payments and platform-related revenue mix, use of non-GAAP metrics, or definitions of key operating indicators can use this page to locate the underlying filings where those items are described. Over time, this filings archive helps users analyze trends in Chime’s financial results, understand how management presents its performance, and track corporate actions such as share repurchase authorizations and other board-level decisions.

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Chime Financial director Cynthia Marshall reported selling 35,000 shares of Class A Common Stock in an open-market transaction. The sale occurred on March 2, 2026 at a weighted average price of $22.2764 per share, with individual trades ranging from $21.9250 to $22.4800.

After the sale, Marshall directly held 37,795 shares. In addition, 375 shares are held by her spouse and 375 shares are held by her daughter as indirect ownership. Certain securities referenced are restricted stock units, each representing a contingent right to receive one share of Class A Common Stock subject to vesting conditions.

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Morgan Stanley Smith Barney LLC intends to sell 35,000 common shares of CHYM. The shares are restricted stock that vested 06/12/2025 under a registered plan and are listed for sale through a broker on NASDAQ.

The filing identifies the sale as resulting from services rendered and lists 35,000 shares to be sold by the broker.

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Chime Financial reported strong growth for 2025, with revenue rising to $2.19 billion, up 31% year over year, and fourth-quarter revenue reaching $596 million, up 25%. Gross margin stayed high at 88–89%, while non-GAAP adjusted EBITDA improved to $127 million, a 6% margin.

The company still posted a GAAP net loss of $1.01 billion and a net margin of (46)%, largely tied to $928 million of stock-based compensation around its IPO. Active Members grew 19% to 9.5 million, ARPAM increased to $257, and purchase volume rose to $134 billion.

Management highlighted rapid scaling of MyPay to over $400 million in annualized revenue at roughly 60% transaction margin and noted that AI and the ChimeCore platform are lowering costs and boosting productivity. For 2026, Chime guides to $2.63–$2.67 billion in revenue, adjusted EBITDA of $380–$400 million, and expects its first full year of GAAP profitability.

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Chime Financial general counsel Adam B. Frankel reported a tax-related share disposition. On the transaction date, 9,187 shares of Class A Common Stock were withheld by Chime Financial to cover tax obligations tied to net-settled RSUs, leaving him with 209,662 directly held shares. The filing notes this withholding does not represent an open-market sale by Frankel.

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Chime Financial, Inc.’s Chief Accounting Officer Asmerom Amine reported a tax-related share disposition tied to restricted stock units. On the reported date, 10,957 shares of Class A common stock, valued at $19.69 per share, were withheld by the company to cover tax obligations from the net settlement of RSUs and did not involve an open-market sale by Amine. After this withholding, he directly holds 211,213 shares of Class A common stock.

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Chime Financial, Inc. President Mark T. Troughton reported a tax-related share disposition tied to restricted stock units. On February 17, 2026, 20,037 shares of Class A Common Stock, valued at $19.69 per share, were withheld by the company to cover tax withholding and remittance obligations arising from the net settlement of RSUs. The footnote clarifies this was not an open-market sale by Troughton. After this withholding, he directly owned 2,679,727 shares of Chime Class A Common Stock, including RSUs that each represent a right to receive one share upon vesting conditions.

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Chime Financial, Inc. Chief Financial Officer Matthew S. Newcomb reported several non-market dispositions of Class A Common Stock. On February 18, 2026, he made bona fide gifts of 22,523 shares held directly and 22,523 shares held indirectly through the 2019 Newcomb Fox Family Trust, where he and his spouse serve as trustees.

On February 17, 2026, 23,993 shares were withheld by Chime Financial to cover tax obligations arising from the net settlement of restricted stock units. The filing notes this tax-withholding disposition does not represent an open-market sale by Newcomb.

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Chime Financial, Inc. Chief Executive Officer Christopher R. Britt reported dispositions of Class A Common Stock tied to gifts and tax withholding. On February 18, 2026, he made two bona fide gift transfers of 14,047 shares each, one from directly held shares and one from shares held indirectly through the Britt Living Trust, where he serves as trustee. On February 17, 2026, 9,494 shares were withheld at a price of $19.6900 per share to satisfy tax obligations related to restricted stock units, which the disclosure specifies does not represent a sale by him. After these transactions, directly held shares totaled 296,548 before the gifts and 282,501 after, with 52,785 shares reported as held indirectly.

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Chime Financial, Inc. director and co-founder Ryan A. King reported share disposals mainly as gifts and tax withholding events. On February 18, 2026, he made a bona fide gift of 7,147 Class A shares held directly and another 7,147 shares held indirectly through the King Family Trust.

On February 17, 2026, 4,519 Class A shares were withheld by Chime at a value of 19.6900 per share to satisfy tax obligations from restricted stock unit settlements, which the filing states does not represent a sale by King.

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Chime Financial, Inc. director James Feuille reported an equity grant in the form of restricted stock units (RSUs). On 01/15/2026, he acquired 4,934 shares of Class A Common Stock at a price of $0, increasing his directly held shares to 12,562. These RSUs each represent one share of Class A stock and one-fourth will vest on March 31, 2026, with additional vesting quarterly thereafter, as long as he continues as a service provider.

The filing also lists large indirect holdings of Chime Class A Common Stock by several investment entities and trusts associated with Feuille, including Crosslink Crossover Fund VI, L.P. with 7,037,707 shares and Crosslink Ventures VII, L.P. with 10,249,701 shares, among others. Feuille is a managing member or trustee in these entities and disclaims beneficial ownership beyond his pecuniary interest.

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FAQ

What is the current stock price of Chime Financial (CHYM)?

The current stock price of Chime Financial (CHYM) is $22.52 as of March 4, 2026.

What is the market cap of Chime Financial (CHYM)?

The market cap of Chime Financial (CHYM) is approximately 8.5B.

CHYM Rankings

CHYM Stock Data

8.53B
271.74M
Software - Application
Finance Services
Link
United States
SAN FRANCISCO

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