Welcome to our dedicated page for Chime Financial SEC filings (Ticker: CHYM), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Understanding a fintech company's financials requires navigating disclosures that differ from traditional banks. Chime Financial's SEC filings reveal how a fee-free banking model generates revenue, tracks user metrics, and manages the complexities of bank partnership arrangements.
Chime's 10-K annual reports and 10-Q quarterly filings break down interchange revenue from debit card transactions, the primary driver of the company's business model. These documents detail customer acquisition costs, active user counts, and transaction volumes that determine Chime's financial performance. The risk factors section addresses regulatory considerations unique to fintech companies operating through bank partners rather than holding their own charter.
The company's 8-K filings capture material events including earnings announcements, executive changes, and significant business developments. For a company in the competitive neobank space, these timely disclosures provide insight into strategic shifts and operational updates between quarterly reports.
Form 4 insider transaction filings track when Chime executives and directors buy or sell company stock. Following insider activity can reveal management confidence levels, particularly meaningful for a company that completed its IPO recently and where insider selling restrictions may be lifting over time.
DEF 14A proxy statements detail executive compensation structures, board composition, and shareholder voting matters. For a fintech company competing for talent against both traditional financial institutions and technology companies, compensation disclosures show how Chime structures incentives for leadership.
Our AI-powered summaries highlight key metrics from Chime's filings without requiring you to parse through accounting footnotes and regulatory boilerplate. Track user growth trends, revenue drivers, and management outlook with analysis designed for investors following the digital banking sector.
Chime Financial, Inc. director James Feuille reported selling 7,229 shares of Class A common stock on 12/16/2025, coded as an open-market sale at a weighted average price of $24.82 per share. The shares were sold in multiple trades between $24.79 and $24.90, and he has agreed to provide detailed trade breakdowns upon request. After this transaction, the filing shows indirect beneficial ownership of 7,037,707 shares through Crosslink Crossover Fund VI, L.P., as well as additional indirect holdings including 10,249,701 shares through Crosslink Ventures VII, L.P., 4,392,033 through Crosslink Ventures VII-B, L.P., and several smaller fund and trust positions. He also directly holds 7,628 shares. For many of these entities and trusts, he disclaims beneficial ownership except to the extent of his pecuniary interest.
Chime Financial, Inc.'s president reported an insider transaction involving Class A common stock. On 12/15/2025, 9,522 shares were withheld at $26.19 per share to cover tax obligations arising from the net settlement of restricted stock units, and this did not involve an open-market sale by the officer.
After this withholding, the officer beneficially owns 2,699,764 shares and restricted stock units in total, with each RSU representing a contingent right to receive one share of Class A common stock, subject to vesting conditions.
Chime Financial, Inc. director James Feuille reported sales of Class A common stock on December 11, 2025. Through Crosslink Crossover Fund VI, L.P., he sold 108,435 and 67,733 shares at weighted average prices of $26.77 and $27.69 per share, respectively, and indirectly holds 7,044,936 shares through that fund after the transactions.
The filing also lists additional indirect beneficial holdings of Class A shares, including 10,249,701 shares held by Crosslink Ventures VII, L.P., 4,392,033 by Crosslink Ventures VII-B, L.P., 1,085,859 by Crosslink Bayview VII, LLC, 59,780 by Crosslink Ventures VII Holdings, LLC, and shares held by several trusts, plus 7,628 shares held directly. In each case, Feuille is described as a managing member or trustee and disclaims beneficial ownership beyond his pecuniary interest.
Chime Financial’s General Counsel, a company officer, reported an insider stock option exercise and share sale. On 12/11/2025, the reporting person exercised an employee stock option to acquire 500 shares of Class A Common Stock at $16.56 per share, then sold 500 Class A shares at $27 per share on the same date.
After these transactions, the reporting person beneficially owned 252,416 Class A shares and 360,500 employee stock options. Some holdings are in the form of RSUs, each representing one share of Class A stock subject to vesting conditions. The sale was carried out under a Rule 10b5-1 trading plan adopted on September 8, 2025, and the option grant vests over time through August 2033, conditioned on continued service.
Chime Financial, Inc.'s General Counsel reported exercising employee stock options and selling company stock. On December 10, 2025, the officer exercised options at $16.56 for multiple lots of Class A common stock and sold 500-share lots at $25 and $26 pursuant to a Rule 10b5-1 trading plan adopted on September 8, 2025.
Following these trades, the reporting person beneficially owned 252,416 shares of Class A common stock, some of which are restricted stock units, and 361,000 employee stock options with a $16.56 exercise price expiring on August 31, 2033. Each restricted stock unit represents a contingent right to receive one share of Class A common stock, and the option grant began vesting on August 8, 2024, with one quarter vested then and the remainder vesting monthly, subject to continued service.
Chime Financial, Inc. (CHYM) filed a Form 4 reporting equity transactions by its Chief Executive Officer and director. On 11/20/2025, 12,678 shares of Class A Common Stock were withheld by the company at $18.43 per share to cover tax obligations related to the net settlement of restricted stock units, which the filing states does not represent a sale by the reporting person.
On 11/21/2025, the reporting person transferred 38,738 Class A Common shares as a disposition at $0 and a corresponding acquisition of 38,738 shares at $0 was reported as indirectly owned through the Britt Living Trust, for which the reporting person serves as trustee. Following these transactions, the reporting person beneficially owns 306,042 shares directly and 38,738 shares indirectly.
Chime Financial, Inc. (CHYM)11/20/2025, 4,175 shares of Class A common stock were withheld at a price of $18.43 to cover tax obligations related to restricted stock units, which did not involve an open-market sale by the insider. On 11/21/2025, 22,475 shares of Class A common stock were moved out of the insider’s direct holdings at $0 and the same number of common shares were recorded as indirectly owned through the King Family Trust, where the insider serves as attorney-in-fact. Following these transactions, the insider directly held 151,667 shares and indirectly held 22,475 shares.
Chime Financial, Inc. (CHYM) filed a Form 4 reporting transactions by its Chief Financial Officer. The filing covers Class A Common Stock transactions dated 11/20/2025 and 11/21/2025.
On 11/20/2025, a transaction coded "F" involved 13,888 shares at $18.43 per share, and the explanation states these shares were withheld by the issuer to cover tax obligations from the net settlement of restricted stock units, rather than being sold by the executive. Following this, the officer directly held 523,039 shares.
On 11/21/2025, there were two transactions coded "G" involving 102,926 shares each at a reported price of $0. After these transactions, the officer directly owned 420,113 shares and indirectly owned 2,250,798 shares held by the 2019 Newcomb Fox Family Trust, where the officer and spouse serve as trustees.
Chime Financial, Inc. (CHYM) filed a Form 4 reporting an automatic share withholding related to equity compensation for its Chief Accounting Officer. On 11/20/2025, 10,577 shares of Class A Common Stock were withheld at a price of $18.43 per share to cover tax withholding and remittance obligations tied to the net settlement of restricted stock units.
After this tax-related transaction, the reporting person beneficially owns 306,759 shares of Class A Common Stock directly. The filing notes that this is not a sale by the officer, but an issuer share withholding to satisfy tax requirements.
Chime Financial, Inc. (CHYM) reported an insider equity transaction by its General Counsel on a Form 4. On 11/20/2025, 10,103 shares of Class A common stock were withheld at a price of $18.43 per share to cover the company’s tax withholding and remittance obligations tied to the net settlement of restricted stock units. This event did not involve an open-market sale by the reporting person.
After this tax-related share withholding, the reporting person directly holds 251,176 shares of Chime Financial Class A common stock.
FAQ
What is the current stock price of Chime Financial (CHYM)?
What is the market cap of Chime Financial (CHYM)?
