[Form 4] Chime Financial, Inc. Insider Trading Activity

Rhea-AI Filing Summary

Chime Financial, Inc. (CHYM) filed a Form 4 reporting equity transactions by its Chief Executive Officer and director. On 11/20/2025, 12,678 shares of Class A Common Stock were withheld by the company at $18.43 per share to cover tax obligations related to the net settlement of restricted stock units, which the filing states does not represent a sale by the reporting person.

On 11/21/2025, the reporting person transferred 38,738 Class A Common shares as a disposition at $0 and a corresponding acquisition of 38,738 shares at $0 was reported as indirectly owned through the Britt Living Trust, for which the reporting person serves as trustee. Following these transactions, the reporting person beneficially owns 306,042 shares directly and 38,738 shares indirectly.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Britt Christopher R

(Last) (First) (Middle)

C/O CHIME FINANCIAL, INC.

101 CALIFORNIA STREET, SUITE 500

(Street)

SAN FRANCISCO CA 94111

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Chime Financial, Inc. [ CHYM ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Executive Officer

3. Date of Earliest Transaction (Month/Day/Year)
11/20/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	11/20/2025		F		12,678(1)	D	$18.43	344,780	D
Class A Common Stock	11/21/2025		G		38,738	D	$0	306,042	D
Class A Common Stock	11/21/2025		G		38,738	A	$0	38,738	I	See footnote(2)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents shares that have been withheld by the Issuer to satisfy its tax withholding and remittance obligations in connection with the net settlement of restricted stock units and does not represent a sale by the Reporting Person.

2. The shares are held by the Britt Living Trust, for which the Reporting Person serves as trustee.

Remarks:

	/s/ Theresa Bloom, by power of attorney	11/21/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Chime Financial (CHYM) report on this Form 4?

The Form 4 reports that the Chief Executive Officer and director of Chime Financial, Inc. had Class A Common Stock withheld to cover tax obligations from restricted stock units and moved shares into a trust through non-cash transfers.

How many Chime Financial (CHYM) shares were withheld for taxes?

On 11/20/2025, 12,678 shares of Chime Class A Common Stock were withheld by the issuer at $18.43 per share to satisfy tax withholding and remittance obligations related to restricted stock units.

What is the size of the share transfer involving the Britt Living Trust for CHYM?

On 11/21/2025, the Form 4 shows a disposition of 38,738 Class A Common shares at $0 and an acquisition of 38,738 shares at $0, which are reported as indirectly held by the Britt Living Trust, where the reporting person is trustee.

How many Chime Financial shares does the reporting person own after these transactions?

After the reported transactions, the reporting person beneficially owns 306,042 Class A Common shares directly and 38,738 Class A Common shares indirectly through the Britt Living Trust.

Does the Form 4 indicate that the CEO of Chime Financial sold shares in the open market?

The filing explains that the 12,678 shares were withheld by the issuer to satisfy tax obligations from restricted stock units and explicitly states this does not represent a sale by the reporting person; the other transfers are reported at $0 per share.

What is the relationship of the reporting person to Chime Financial (CHYM)?

The reporting person is listed as both a Director and an Officer, serving as Chief Executive Officer of Chime Financial, Inc.