Chime Financial (CHYM) executive logs 26K-share tax withholding

Rhea-AI Filing Summary

Chime Financial, Inc. (CHYM) reported that President and Interim CFO Mark T. Troughton had 26,072 shares of Class A Common Stock withheld on August 17, 2026 to satisfy tax withholding and remittance obligations related to net settlement of restricted stock units. This was not a market sale, and he now holds 4,173,999 shares directly, including RSUs that each represent a contingent right to one share.

Insider Trade Summary

Net Seller: 26,072 shares

Net Sell 1 txn

Insider Troughton Mark T

Role President and Interim CFO

Type	Security	Shares	Price	Value
Tax Withholding	Class A Common Stock F1, F2	26,072	$32.02	$835K

Holdings After Transaction: Class A Common Stock — 4,173,999 shares (Direct)

Footnotes (2)

1. F1. Represents shares that have been withheld by the Issuer to satisfy its tax withholding and remittance obligations in connection with the net settlement of restricted stock units ("RSUs") and does not represent a sale by the Reporting Person.
2. F2. Certain of these securities are RSUs. Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock, subject to the applicable vesting schedule and conditions of each RSU.

Key Figures

Shares withheld for taxes: 26,072 shares Per-share value for withheld shares: $32.02 per share Shares held after transaction: 4,173,999 shares +1 more

4 metrics

Shares withheld for taxes 26,072 shares Class A Common Stock withheld on August 17, 2026 to satisfy tax withholding on RSU net settlement

Per-share value for withheld shares $32.02 per share Value applied to 26,072 shares withheld to meet tax withholding and remittance obligations

Shares held after transaction 4,173,999 shares Total direct holdings of Class A Common Stock by Mark T. Troughton following the August 17, 2026 transaction

RSU share ratio 1 share per RSU Each RSU represents a contingent right to receive one share of Class A Common Stock upon vesting

Key Terms

restricted stock units, net settlement, tax withholding and remittance obligations

3 terms

restricted stock units financial

"Certain of these securities are RSUs. Each RSU represents a contingent right"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

net settlement financial

"in connection with the net settlement of restricted stock units ("RSUs")"

tax withholding and remittance obligations financial

"withheld by the Issuer to satisfy its tax withholding and remittance obligations"

FAQ

What insider transaction did CHYM executive Mark T. Troughton report on August 17, 2026?

Mark T. Troughton reported 26,072 CHYM shares withheld to cover tax obligations from RSU vesting. The shares were retained by the issuer for tax withholding and remittance, and the filing specifies this did not represent a sale by Troughton.

Did the Form 4 for CHYM disclose an open-market sale by Mark T. Troughton?

No. The Form 4 states the 26,072 CHYM shares were withheld by Chime Financial to satisfy tax withholding and remittance obligations on net-settled RSUs. The footnote explicitly clarifies this does not represent a sale by the reporting person.

How many CHYM shares does Mark T. Troughton hold after the reported transaction?

After the tax-withholding transaction, Mark T. Troughton directly holds 4,173,999 shares of Chime Financial Class A Common Stock. The filing notes that certain of these securities are RSUs, each representing a contingent right to receive one share upon vesting.

What price per share was used for the CHYM shares withheld for taxes?

The shares withheld for tax purposes were valued at $32.02 per CHYM share. This per-share amount applies to the 26,072 shares retained by the issuer to meet tax withholding and remittance obligations arising from the net settlement of vested RSUs.

How are RSUs described in Mark T. Troughton’s CHYM Form 4 filing?

The filing explains that each RSU represents a contingent right to receive one share of CHYM Class A Common Stock. This right is subject to the applicable vesting schedule and conditions specified for each restricted stock unit award.

Was the CHYM insider transaction made under a Rule 10b5-1 trading plan?

No. The document-level Rule 10b5-1 box is unchecked, and there is no footnote indicating a trading plan. The transaction instead reflects share withholding for tax obligations related to RSU net settlement, not discretionary market trading activity.

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Form 4 Insider Transactions: What Each Field Means →

Available on EDGAR 08/19/2026 - 05:35 PM Accepted by SEC EDGAR 08/19/2026 - 05:34 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Troughton Mark T

(Last) (First) (Middle)

C/O CHIME FINANCIAL, INC.

101 CALIFORNIA STREET, SUITE 500

(Street)

SAN FRANCISCO CALIFORNIA 94111

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Chime Financial, Inc. [ CHYM ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	President and Interim CFO

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
08/17/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	08/17/2026		F		26,072(1)	D	$32.02	4,173,999(2)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents shares that have been withheld by the Issuer to satisfy its tax withholding and remittance obligations in connection with the net settlement of restricted stock units ("RSUs") and does not represent a sale by the Reporting Person.

2. Certain of these securities are RSUs. Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock, subject to the applicable vesting schedule and conditions of each RSU.

Remarks:

	/s/ Theresa Bloom, by power of attorney	08/19/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)