Chime CEO logs tax withholding, 11,382-share gift

Chime Financial, Inc. (CHYM) reported insider equity movements by Chief Executive Officer and director Christopher R. Britt.

Rhea-AI Filing Summary

Chime Financial, Inc. (CHYM) reported insider equity movements by Chief Executive Officer and director Christopher R. Britt. On August 17, 2026, 12,160 shares of Class A Common Stock were delivered or withheld at $32.02 per share to satisfy tax withholding and remittance obligations tied to the net settlement of restricted stock units (RSUs); this was not a market sale by Britt. On August 18, 2026, Britt made a bona fide gift transfer of 11,382 Class A shares from his direct holdings, with the same number then reported as indirectly owned through the Britt Living Trust, for which he serves as trustee, leaving those shares held in trust rather than directly in his name.

Insider Trade Summary

22,764 shares gifted

Gift 3 txns

Insider Britt Christopher R

Role Chief Executive Officer

Type	Security	Shares	Price	Value
Gift	Class A Common Stock F2	11,382	$0.00	$0.00
Gift	Class A Common Stock F3	11,382	$0.00	$0.00
Tax Withholding	Class A Common Stock F1, F2	12,160	$32.02	$389K

Holdings After Transaction: Class A Common Stock — 235,417 shares (Direct); Class A Common Stock — 11,382 shares (Indirect, See footnote)

Footnotes (3)

1. F1. Represents shares that have been withheld by the Issuer to satisfy its tax withholding and remittance obligations in connection with the net settlement of restricted stock units ("RSUs") and does not represent a sale by the Reporting Person.
2. F2. Certain of these securities are RSUs. Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock, subject to the applicable vesting schedule and conditions of each RSU.
3. F3. The shares are held by the Britt Living Trust, for which the Reporting Person serves as trustee.

Key Figures

Shares withheld for taxes: 12,160 shares Tax withholding price: $32.0200 per share Gifted shares: 11,382 shares +2 more

5 metrics

Shares withheld for taxes 12,160 shares Shares delivered or withheld on August 17, 2026 to satisfy tax obligations on RSU settlement

Tax withholding price $32.0200 per share Price used for the 12,160-share tax withholding transaction on August 17, 2026

Gifted shares 11,382 shares Bona fide gift transfer of Class A Common Stock on August 18, 2026

Indirectly held after gift 11,382 shares Class A shares reported as indirectly owned through the Britt Living Trust after the gift

RSU-to-share ratio 1 RSU : 1 share Each RSU represents a contingent right to receive one share of Class A Common Stock

Key Terms

restricted stock units ("RSUs"), bona fide gift, indirect, net settlement

4 terms

restricted stock units ("RSUs") financial

"Certain of these securities are RSUs. Each RSU represents a contingent right"

Restricted stock units (RSUs) are a company promise to give an employee shares of stock (or cash equivalent) in the future, but only after certain conditions—usually staying with the company for a set time or hitting performance goals—are met. Investors watch RSUs because when they vest they increase the number of shares outstanding and can lead insiders to sell shares, affecting share price, company dilution and the true cost of employee pay.

bona fide gift financial

"transaction_code_description":"Bona fide gift"

A bona fide gift is a genuine, voluntary transfer of money, property, or benefits from one party to another made without expectation of repayment, services, or hidden conditions. Investors care because such gifts can affect company disclosures, related‑party transaction rules, tax treatment, and perceived conflicts of interest; think of it like someone giving you a present with no strings attached — but on a corporate scale, auditors and regulators need to verify it really is unconditional.

indirect financial

"ownership_type":"indirect","ownership_code":"I"

net settlement financial

"in connection with the net settlement of restricted stock units"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider share transactions did CHYM CEO Christopher R. Britt report?

Christopher R. Britt reported 12,160 CHYM shares delivered or withheld for tax obligations related to RSUs and a bona fide gift transfer of 11,382 shares, which are now held indirectly through the Britt Living Trust.

Was the 12,160-share CHYM transaction by the CEO an open-market sale?

No. The 12,160 CHYM shares were withheld by the issuer at $32.02 per share to satisfy tax withholding and remittance obligations on RSU settlement, and the filing states this does not represent a sale by Christopher R. Britt.

How many CHYM shares did the CEO transfer as a gift and to whom?

Christopher R. Britt transferred 11,382 CHYM Class A shares as a bona fide gift. The same 11,382 shares are now reported as indirectly owned through the Britt Living Trust, for which he serves as trustee.

What are RSUs in the context of the CHYM CEO’s Form 4 filing?

The filing states that certain securities are restricted stock units (RSUs), each representing a contingent right to receive one CHYM Class A share, subject to applicable vesting schedules and conditions of each RSU award.

Does the CHYM Form 4 indicate trades under a Rule 10b5-1 plan?

No. The Rule 10b5-1 plan checkbox is not marked as affirmed in this Form 4, indicating the reported CHYM transactions were not designated in the form as executed under a 10b5-1 trading arrangement.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

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Accepted by SEC EDGAR 08/19/2026 - 05:33 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Britt Christopher R

(Last) (First) (Middle)

C/O CHIME FINANCIAL, INC.

101 CALIFORNIA STREET, SUITE 500

(Street)

SAN FRANCISCO CALIFORNIA 94111

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Chime Financial, Inc. [ CHYM ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Executive Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
08/17/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	08/17/2026		F		12,160(1)	D	$32.02	246,799(2)	D
Class A Common Stock	08/18/2026		G		11,382	D	$0	235,417(2)	D
Class A Common Stock	08/18/2026		G		11,382	A	$0	11,382	I	See footnote(3)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents shares that have been withheld by the Issuer to satisfy its tax withholding and remittance obligations in connection with the net settlement of restricted stock units ("RSUs") and does not represent a sale by the Reporting Person.

2. Certain of these securities are RSUs. Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock, subject to the applicable vesting schedule and conditions of each RSU.

3. The shares are held by the Britt Living Trust, for which the Reporting Person serves as trustee.

Remarks:

	/s/ Theresa Bloom, by power of attorney	08/19/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)