Chime Financial (CHYM) lawyer holds 291K shares after RSU tax hit

Rhea-AI Filing Summary

Chime Financial, Inc. (CHYM) reported an insider equity event involving General Counsel Adam B. Frankel. On 2026-08-17, 12,439 shares of Class A Common Stock, valued at $32.02 per share, were withheld by the company to satisfy tax withholding and remittance obligations related to the net settlement of restricted stock units and did not represent an open-market sale by the reporting person. Following this tax-withholding disposition, Frankel’s directly held position, including certain RSUs, was 291,356 shares of Class A Common Stock.

Insider Trade Summary

Net Seller: 12,439 shares

Net Sell 1 txn

Insider FRANKEL ADAM B

Role General Counsel

Type	Security	Shares	Price	Value
Tax Withholding	Class A Common Stock F1, F2	12,439	$32.02	$398K

Holdings After Transaction: Class A Common Stock — 291,356 shares (Direct)

Footnotes (2)

1. F1. Represents shares that have been withheld by the Issuer to satisfy its tax withholding and remittance obligations in connection with the net settlement of restricted stock units ("RSUs") and does not represent a sale by the Reporting Person.
2. F2. Certain of these securities are RSUs. Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock, subject to the applicable vesting schedule and conditions of each RSU.

Key Figures

Shares withheld for tax: 12,439 shares Per-share value used: $32.02 per share Post-transaction holdings: 291,356 shares

3 metrics

Shares withheld for tax 12,439 shares Shares withheld on 2026-08-17 to satisfy tax withholding obligations on RSU net settlement

Per-share value used $32.02 per share Value applied to the 12,439 shares withheld for tax obligations

Post-transaction holdings 291,356 shares Directly held Class A Common Stock, including certain RSUs, after the transaction

Key Terms

restricted stock units, net settlement, tax withholding and remittance obligations

3 terms

restricted stock units financial

"Certain of these securities are RSUs. Each RSU represents a contingent right"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

net settlement financial

"in connection with the net settlement of restricted stock units ("RSUs")"

tax withholding and remittance obligations financial

"withheld by the Issuer to satisfy its tax withholding and remittance obligations"

FAQ

What insider transaction did CHYM report for Adam B. Frankel on August 17, 2026?

On 2026-08-17, Chime Financial’s General Counsel Adam B. Frankel had 12,439 shares of Class A Common Stock withheld. These shares covered tax withholding obligations from net-settled RSUs and did not constitute an open-market sale.

Was the August 2026 CHYM insider transaction an open-market sale of shares?

No. The 12,439 shares reported were withheld by the issuer to satisfy tax withholding and remittance obligations from RSU net settlement, and the filing states this does not represent a sale by Adam B. Frankel.

How many CHYM shares did Adam B. Frankel hold after the reported transaction?

After the transaction, Adam B. Frankel held 291,356 shares of Chime Financial Class A Common Stock. The filing notes that certain of these securities are RSUs, each representing a contingent right to one share, subject to vesting.

What price per share was used for the CHYM tax-withholding transaction?

The transaction used a value of $32.02 per share for the 12,439 shares withheld. This price is used to determine the value of shares applied toward tax withholding obligations on restricted stock units.

What role does Adam B. Frankel hold at Chime Financial (CHYM)?

Adam B. Frankel is Chime Financial’s General Counsel. As an executive officer, his equity transactions, including RSU-related tax-withholding dispositions, are reportable and disclosed for transparency to CHYM shareholders.

What are the RSUs referenced in the CHYM Form 4 for Adam B. Frankel?

The filing states that certain reported securities are restricted stock units (RSUs), each representing a contingent right to receive one share of CHYM Class A Common Stock, subject to the applicable vesting schedule and conditions.

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Form 4 Insider Transactions: What Each Field Means →

Available on EDGAR 08/19/2026 - 05:37 PM Accepted by SEC EDGAR 08/19/2026 - 05:37 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

FRANKEL ADAM B

(Last) (First) (Middle)

C/O CHIME FINANCIAL, INC.

101 CALIFORNIA STREET, SUITE 500

(Street)

SAN FRANCISCO CALIFORNIA 94111

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Chime Financial, Inc. [ CHYM ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	General Counsel

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
08/17/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	08/17/2026		F		12,439(1)	D	$32.02	291,356(2)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents shares that have been withheld by the Issuer to satisfy its tax withholding and remittance obligations in connection with the net settlement of restricted stock units ("RSUs") and does not represent a sale by the Reporting Person.

2. Certain of these securities are RSUs. Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock, subject to the applicable vesting schedule and conditions of each RSU.

Remarks:

	/s/ Theresa Bloom, by power of attorney	08/19/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)